This Dividend Dynamo Delivers Monthly Payouts

Even as the market seems to be shrugging off global trade concerns, there remains a level of uncertainty given economic ups and downs, job market red flags, and concerns over whether the global economy will start to slow down in 2026 as tariff concerns start to really show their effects. -->-->Key PointsFor many people looking to make a regular income from the market, going with a dividend dynamo is a great choice.JEPI is on a strong run right now, and it’s more than delivering the kind of consistent income most investors want.There is no question that JEPI comes with some risk, but if you’re comfortable taking some risks, you could earn a significant return.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->As a result, one of the best paths forward with trying to make sure you are keeping the money flowing is to look at a high-yield ETF. Dividends are fast gaining steam thanks to the likes of Reddit and retail investors who are looking for ways to gain passive income through monthly payouts that can help boost retirement savings or even add to monthly budgets. If you are on the hunt for such an investment, there is good news is that you have some strong options. One such compelling option is the JPMorgan Equity Premium Income ETF. (NYSE:JEPI). The FundOver the past year, the dividend yield of 8.34% and $4.75 in dividends per share made it a dynamo in every sense of the word. While the fund itself is only up 5.24% year-to-date and 4.34% over the last year, the real win for JEPI owners is with the dividend. The fund itself was launched in May 2020 and trades on the New York Stock Exchange, with a focus on US equities as the bulk of its holdings. Unlike some other ETFs that offer similarly high dividend yields, the promise of JEPI is that your downside is protected thanks to balanced sector weightings as of October 2025: Technology: 19.83%Healthcare: 13.84%Financial Services: 13.82%Industrials: 13.03%Consumer Cyclical: 10.78%Consumer Defense: 8.37%Communication Services: 7.70%Utilities: 5.16%Real Estate: 3.39%Energy: 2.21%Basic Materials: 1.87%Within these sectors, JEPI offers a who’s who of names that are helping to drive overall market performance right now. NVIDIA is unsurprisingly the top dog in JEPI, holding around 1.69% of the total portfolio, and the same is true for AbbVie, which offers a similar 1.69% of the portfolio. Ultimately, no single position is dominant, and the top 10 holdings make up less than 20% of the total fund size. Adding to these stocks, you also have names like Microsoft, Alphabet, Mastercard, Johnson & Johnson, Amazon, Visa, and Ross Stores. Needless to say, there is a solid mix of names across all sectors that are helping to drive growth in this fund while also maintaining a good balance across market downturns, thanks to such a strong sector split. In total, you have approximately 125 stocks in the JEPI portfolio right now, managing around $40 billion in assets in total. Charging an expense ratio of 0.35%, it’s a bit higher than other index trackers, but given the dividend performance, investors haven’t voiced significant complaints over the additional cost. JEPI PerformanceLoading stock data...Currently trading at $56.67 as of October 9, 2025, JEPI’s performance has been fairly strong over the last 12 months. Paying out around $4.78 in dividends in the last month, this means there is an 8.4% yield, with distributions arriving every month. This means that for retirees or income-focused investors, you can count on a paycheck hitting your bank account every 30 days. The last payout, which took place on September 19, 2025, yielded a $0.36102 price point for every share owned, which wasn’t significantly different from the previous month’s price of $0.36826.  Dividend performance aside, JEPI is up around 5.24% year-to-date, reflecting its steady income growth. Over the last five years, it’s delivered approximately 11% annualized returns, which isn’t as explosive as other tech-heavy portfolios, but it’s been steadier through rough and volatile market periods. On the plus side, you have JEPI with volatility levels that are lower than the S&P 500, which means the ride you take with this ETF is a little smoother, even if you have to give up some of the upside when the market roars ahead. Given that it’s heavy in sectors like technology, financials, healthcare, and industrials, you get a better balance as opposed to ETFs that tend to lean more heavily into just banking, utilities, or tech. This diversification is undoubtedly part of the JEPI appeal. The Strengths of JEPIUltimately, the most obvious strength here is the yield, which at over 8%, pays more than double that of funds like (NYSEARCA:VYM) and almost three times more than what you would earn from the S&P 500 on its own. Things get even more attractive when you add in the monthly payout schedule, and it should hardly come as a surprise that JEPI has quickly become one of the most popular ETFs available today. Add in lower volatility and a covered call strategy when the markets are a bit choppy, and you get a fund that can create income even during uncertain times. The flipside is that when the market does surge north, you don’t get all of the benefits. JEPI can lag a little, as it sells calls, which can limit the upside. This is why anyone buying JEPI should look at it for its income potential and not as a growth driver. The bottom line is that JEPI offers size, scale, and consistent monthly payouts, which is going to be more than good enough for most. Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Jefferies Loves 3 Strong Buy High-Yielding Tankers as Day Rates Skyrocket

Investors lovedividend stocks, especially high-yield varieties, because they offer a significant income stream and have substantial total return potential. Total return includes interest, capital gains, dividends, and distributions realized over time. In other words, the total return on an investment or a portfolio consists of income and stock appreciation. Let’s take a closer look at the concept of total return. Imagine you purchase a stock at $20 that offers a 3% dividend. If the stock price rises to $22 within a year, your total return is 13%. This is calculated by adding the 10% increase in stock price to the 3% dividend.-->-->24/7 Wall St. Key Points:Shipping stocks can explode higher as day rates for the sector increase.Dividend stocks like these should do well as interest rates trend lower.If the oil benchmarks stay above the $60 level, OPEC+ will likely keep production increases intact.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->According topublished industry content. The estimated worldwide total very large crude carriers (VLCC) fleet (vessels over 200,000 deadweight tonnage) is currently around 897 vessels, up slightly from earlier 2025 estimates, due to minimal deliveries with an average age of 10.8 years. Only 20 vessels (2.3% of the fleet), with just five to six deliveries expected in 2025 (a record low, compared to a historical average of 35 per year). Over the past five years, the fleet grew nominally by over 100 vessels, but the practical capacity added was only about 60, due to aging inefficiencies.A new researchreport from the Jefferies Maritime Group makes a compelling case for owning shares in five top VLCC companies. They noted this in their report when discussing the industry’s outlook, which could change dramatically over the next few years:Mid-sized crude and product tankers enjoyed record earnings during 2022-2024, while VLCCs lagged due to OPEC+ cuts. With OPEC+ now reversing course, VLCCs are set to receive their due and stronger rates should cascade across all tanker segments. Companies are entering this next phase with their strongest balance sheets ever, having made good use of the past few years. We raise our estimates and targets across our coverage.Eight topcompanies are rated Buy at Jefferies, and three appear to be outstanding total return ideas for the remainder of this year, particularly in 2026, as shipments are expected to increase.DHTLoading stock data...DHT HoldingsInc. (NYSE: DHT) is an independent crude oil tanker company with fleets that trade internationally. Trading under $13, with a solid 7.68% dividend, this company could be a total return home run. The company’s fleet trades internationally and consists of crude oil tankers in the VLCC segment.Its primarybusiness is operating a fleet of crude oil tankers, and its secondary activity is providing technical management services.The companyoperates its vessels through its subsidiary management companies in:MonacoNorwaySingaporeIndiaIts principalactivity is the ownership and operation of a fleet of crude oil carriers, which currently numbers approximately 28 vessels.The fleetoperates globally on international routes. The company’s fleets, among others, are comprised of:DHT AddaxDHT AntelopeDHT GazelleDHT ImpalaDHT AppaloosaDHT MustangDHT BroncoDHT ColtDHT StallionDHT TigerDHT HarrierDHT PumaDHT PantherDHT OspreyDHT LionDHT LeopardDHT JaguarDHT TaigaDHT SundarbansDHT ScandinaviaThe Jefferiesprice target is set at $16.FrontlineLoading stock data...Frontline PLC (NYSE: FRO) is the world’s fourth-largest oil tanker shipping company. While off the radar of most investors, shares of this Cyprus-based shipping company could explode higher, and it pays a solid 4.65% dividend. Frontline’s primary focus is on seaborne transportation of crude oil and refined products.The companyowns and operates a fleet comprising multiple VLCCs, Suezmaxes, and LR2/Aframax tankers, designed for the transportation of oil and cargo. Frontline operates worldwide, and following multiple fleet transactions last year and the completion of the delivery of all 24 VLCCs acquired from Euronav NV, Frontline’s fleet will consist of 84 vessels comprised of:41 VLCCs25 Suezmax tankers18 LR2/Aframax tankersFrontlineshares have surged 50% this year and boast a three-year total return of more than 130%. Recent momentum, driven by positive industry trends and a dividend announcement, has sustained the stock’s steady performance over the past year. Despite year-over-year challenges, rising quarterly net income signals an improving short-term outlook, tempered by cautious long-term optimism.The Jefferiesprice target for the stock is $25.International SeawaysLoading stock data...International SeawaysInc. (NYSE: INSW) is one of the largest tanker companies worldwide, providing energy transportation services for crude oil and petroleum products in international flag markets. Investors seeking ultra-high-yield stocks will appreciate this VLCC giant, which pays shareholders a substantial 6.87% dividend. The company operates through two segments.The Crude Tankers segment comprises a fleet of VLCCs, Suezmaxes, and Aframaxes, which are engaged in the worldwide transportation of crude oil.This segmentalso includes its crude tankers lightening business, through which it provides ship-to-ship (STS) lightening support services and full-service STS lightening to customers in these regions.United States GulfUnited States PacificGrand BahamaPanamaThe ProductCarriers segment comprises a fleet of MRs, LR1 product carriers, and an LR2 product carrier, all of which are engaged in the worldwide transportation of refined petroleum products.InternationalSeaways owns and operates a fleet of about 82 vessels, including:13 VLCCs13 Suezmaxes5 Aframaxes/LR2s, 13 LR1s (including six new buildings)38 MR tankersJefferieshas set a $58 target price for the shares.As Warren Buffett Indicator Signals Danger, His Four Highest-Yielding Stocks Offer SafetyIf You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Should You Buy Taiwan Semiconductor Stock Before Oct. 16?

-->-->Key PointsTaiwan Semiconductor Manufacturing‘s (TSM) Q2 revenue topped estimates, driven by AI’s growth.TSM stock at $302 trade at a forward P/E of 25, below peers, with a 1% yield.Buy for AI exposure, but hold if volatility concerns you — earnings could swing 5% to 10%.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Taiwan Semiconductor Manufacturing(NYSE:TSM) is set to report third-quarter earnings on October 16, a moment that could shape the trajectory for one of the semiconductor industry’s cornerstones. As the world’s leading contract chip manufacturer, TSM produces advanced chips for major players likeNvidia(NASDAQ:NVDA),Apple(NASDAQ:AAPL), andAdvanced Micro Devices(NASDAQ:AMD). With shares trading around $302 in midday trading today — up almost 8% and 53% higher year-to-date — the stock has ridden the AI wave to record highs. But with the report just days away, investors face a key decision: scoop up shares now for potential upside, or hold off amid volatility risks? The AI Engine Driving TSM’s SurgeTSM’s growth story in 2025 hinges on artificial intelligence (AI) demand, which has transformed the company from a steady foundry into an indispensable AI enabler. Second-quarter revenue hit $30.1 billion, a 44% year-over-year jump that exceeded analyst forecasts. This beat stemmed from robust orders for advanced nodes like 3-nanometer (nm) and 5nm, which power Nvidia’s GPUs and Apple’s latest processors. Advanced technologies, defined as 7nm and more advanced technologies, accounted for 74% of total wafer revenue. The numbers underscore TSM’s dominance: it holds a 70% share of the global foundry market, far ahead of rivals likeSamsung. September alone brought NT$331 billion in sales, up 31.4% from last year, signaling sustained momentum into the third quarter. Management’s $38 billion to $42 billion capital expenditure plan for 2025 — up from $32 billion in 2024 — targets expansions in Arizona and Japan, ensuring capacity for AI’s insatiable appetite. Without TSM’s precision manufacturing, the AI boom simply stalls, making it a linchpin for tech’s future.Taiwan Semiconductor ManufacturingNYSE:TSM$304.71▲ $152.60(50.08%)1YPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$295.94Market Cap1.46TDay's Range$300.07 - $306.6152wk Range$133.34 - $307.30Volume20.22MP/E Ratio30.77Gross Margin42.50%Dividend Yield1.19%ExchangeNYSENavigating Headwinds in a Tense LandscapeYet, TSM isn’t immune to challenges that could jolt the stock post-earnings. Geopolitical strains top the list: U.S.-China trade tensions and Taiwan Strait risks have prompted diversification, but 90% of production remains in Taiwan. Recent U.S. scrutiny on chip exports adds uncertainty, potentially capping growth if restrictions tighten.Currency fluctuations pose another drag. A stronger New Taiwan Dollar eroded some Q2 gains, pressuring margins below first-quarter rates. Overseas fabs, while strategic, carry higher costs — up to 50% more than Taiwan facilities — squeezing profitability as utilization ramps up. Non-AI segments, like consumer electronics, recovered from Q1, with smartphone chip demand rising due to AI adoption. A miss on forward guidance, though, especially if Q3 revenue dips below expectations, could trigger a pullback in shares already at lofty valuations. These factors demand caution, as earnings surprises cut both ways in a high-stakes sector.What the Street Expects — and Why It MattersAnalysts enter the October 16 report with a bit of exuberance. Where management is looking for $32.4 billion in revenue at the midpoint of its guidance range, consensus estimates call for $2.54 per share in earnings — a 13% rise from last year — on a 10% increase in revenue to $33.1 billion, the high end of TSM’s range. Profit is projected to climb as a result of AI’s advance, but tempered by forex headwinds. Wall Street’s average price target sits at $307 per share, implying modest upside from current levels, though recent upgrades fromSusquehannato $400 reflect AI tailwinds.A beat could spark a 5% to 10% rally, especially if guidance lifts 2025 revenue growth to 32% to 34% asMorgan Stanleyanticipates. Investors should focus on 2nm progress and wafer pricing hikes — 5% to 10% increase are expected in 2026 — which could offset costs and affirm TSM’s edge. The call will reveal if AI’s fire keeps burning or if broader pressures dim the glow.Buy, Sell, or Hold? TSM’s fundamentals underscore the opportunity: AI demand propels 40% compounded annual growth through 2030, and its forward P/E of 25 trails the sector’s 29.4. At $302, shares offer a 1% yield and growth potential that justifies entry for long-term holders. Buy if you’re bullish on semiconductors, which seem unstoppable at the moment, indicating an earnings beat is in the cards. But for risk-averse traders, wait — volatility could dip shares on any guidance whiff. Hold, though, if you already have a sizable position, as any pullback from its current price provides a better entry point. Ultimately, Taiwan Semiconductor Manufacturing’s competitive moat in advanced nodes makes it a core holding, but time your move wisely around October 16.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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4 Stocks Perfectly Positioned For 2025’s Cybercrime Boom

-->Key PointsAccording to BD Emerson, global cybercrime damages are expected to reach $10.5 trillion by the end of 2025.While cybercrime methods are a continually moving target, cybersecurity films are making big profits  on supplying various kinds of software and hardware protections to combat this epidemic.Cybercrime is not just a corporate problem, and can wreak financial and other kinds of personal damage at the individual level. It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->It seems like every week, there is another announcement from a major institution, retailer, or other large corporate entity reporting that it suffered a cybersecurity breach that compromised client or customer data. The occurrences have become so frequent, that the public is becoming inured to the potential financial and data security threats that affect them personally. Nevertheless, the threats are very real.  Drug smuggling, which is estimated to be $305 billion in 2025, according to Worldometer, is dwarfed by the damages wrought from outright financial theft through ransomware, banks, fraudulent invoicing, fake tax collection scams, credit card phishing scams, and a host of other crimes targeting individuals. Cybercrime is a big business that is estimated to reach$10.5 trillionby the end of 2025, according to BD Emerson.   Personal Cybersecurity ThreatsPhishing scams and poor attention to computer and mobile device password and data security are major vulnerabilities for governments, corporations, all the way down to families and individuals.BD Emerson noted that phishing scams that fool people into giving out sensitive data that can compromise their overall links to finances, medical records, legal records, et al. account for an average of$4.9 million in losses per breach. Verizon estimates that 36% of breaches are a result of phishing, which number about3.4 billion emails per day. It has been reported that phishing kits to fool unsuspecting targets into thinking that the phishing scams come from Google, Amazon, or other entities sell on the dark web for as little as $25 each.A recently published report from San Francisco-based Trustworthy cited some worrying statistics about individual and family data security. Leaving cybersecurity and phishing scams aside, basic poor password management and lax attention to proper information sharing between family members can result in significant financial and other damages. They note: 43% of families use unsecured apps or email for private document sharing.Only 52% of families can reliably retrieve important documents in case of a family emergency.46% of parents share their passwords with their young children.35% of parents are unaware if their children’s devices have cybersecurity protection.Unsurprisingly, cybersecurity has become a huge industry, although it continues to struggle to stay ahead of constantly evolving cyber hacking and other breach products and strategies. McKinsey estimates that the cybersecurity industry is expected to grow to $377 billion by 2028. Despite cyberthreats to be a moving target, there are several companies that have established themselves as major players in the arena.Palo Alto NetworksPalo Alto Networks is a leader in cybersecurity at the government and corporate level, and its stock price has appreciated +170% in the last half decade.One of the more recognized names in the cybersecurity realm,Palo Alto Networks (NASDAQ: PANW)offers its products primarily to governments and large Fortune 500  corporations. In the past five years, PANW has gone from $41 per share to $213 at the time of this writing, roughly +170%. Much of PANW’s strength has not come so much as from its proprietary products, but in recognizing the gaps in its measures and acquiring rivals like CyberArk, CloudGenix, and others to fill them. The notoriously “astute” stock trader, Rep. Nancy Pelosi (D-CA), is a big buyer of Palo Alto Networks’ call options, which says volumes as to its upside potential.SentinelOne Inc.SentinelOne uses its AI platform to equal and surpass the speed of cyberthreats to protect its customers.With so many engaged in cybercrimes, a force multiplier to even the playing field is required. Through its use of AI,SentinelOne (NYSE: S)is a company that is seeking to do just that. Singularity, its AI platform, delivers threat protection, detection, cloud security, and a host of other cyber shields. Presently trading at $18.00, analysts’ consensus is for a target price of $23.45, citing SentinelOne’s 75% margins and projected 21.3% revenue growth. ZscalerZscaler’s cyber protections focus on wireless device and cloud computing vulnerabilities.The trend towards WiFi and cloud computing has changed a number of the strategies to address cybersecurity issues.Zscaler (NASDAQ: ZS),at $307.00, is up nearly 80% since April, 2025, due to its latest reported quarter financials, showing a 32% increase in revenues, at $1.3 billion. Among its password protection features, which are especially important due to the added threats presented from mobile devices and the use of WiFi, include:Password Complexity Configuration CustomizationCommon Information RestrictionsPassword reuse preventionPassword Expiration Security MaintenanceGlobal X Cybersecurity ETFInvestors seeking a cybersecurity ETF for overall exposure to the sector may wish to consider the Global X Cybersecurity ETF.For investors who wish to get an overall cybersecurity exposure through an ETF, theGlobal X Cybersecurity ETF (NASDAQ: BUG)may fit the bill. With $1.13 billion in net assets, BUG’s portfolio of 24 holdings includes the following top 5 stocks:Zscaler: 7.48%CrowdStrike Holdings: 6.31%Palo Alto Networks: 6.19%CyberArk: 5.81%Varonis Systems: 5.80%In much the same way as cryptocurrencies are still a kind of digital Wild West field, cybersecurity is constantly seeking to catch up with cybercrime, a perpetually moving target, that changes form and methodology daily to stay ahead of the game to victimize others. Nevertheless, cybersecurity measures are essential to at least lower the odds of an attack, not only for corporations and governments, but also for individuals. Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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The Rotation To Value Is On – 5 October Surprise High-Yield Picks

An “October Surprise”is usually a significant, late-breaking news event that generally occurs just before a November election and has the potential to influence its outcome. These events can be intentional, such as a planned political attack, or unexpected, like a major news story that emerges spontaneously. While there is no election this year, the big financial “October Surprise” is that fund flows are starting to indicate a rotation from large-cap growth stocks to value. While the inclination of many to continue investing in technology stocks, especially those with an AI component, remains in place, weekly all-time highs in all the major indices are starting to move flows to value.-->-->24/7 Wall St. Key Points:Large cap value dividend stocks are starting to see more and more investor rotation.With the market trading at all-time highs, it makes sense to move to value stocks with high yields.High-yield value dividend stocks are likely to perform well as the Federal Reserve lowers interest rates.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->A value stockis generally a company that trades at a price lower than its fundamental value or what its performance suggests it should be worth. Typically, these are shares of a company with solid fundamentals that are priced below those of its peers, based on an analysis of the price-to-earnings ratio, yield, price-to-book value, and other relevant factors. Value stocks are often overlooked by the market or undervalued due to factors such as market volatility, economic downturns, or negative news surrounding the company, which may be temporary in nature.We screenedour 24/7 Wall St. large-cap value research database, looking for companies that pay reliable and significant dividends. Five of our favorite stocks have appeared on our screens, and all are rated Buy by top Wall Street firms, offering safety and strong upside potential.Why do we cover Value dividend stocks?Since 1926,dividends have contributed approximately 32% of the total return for the S&P 500, while capital appreciation has contributed 68%. Therefore, sustainable dividend income and capital appreciation potential are essential for total return expectations. A study by Hartford Funds, in collaboration with Ned Davis Research, found that dividend stocks delivered an annualized return of 9.18% over the 50 years from 1973 to 2023. Over the same timeline, this was more than double the annualized return for non-payers (3.95%).Exxon MobilLoading stock data...ExxonMobil manages an industry-leading portfolio of resources and is one of the world’s largest integrated energy companies, with operations spanning fuels, lubricants, and chemicals. The decline in oil prices presents investors with an excellent entry point, as the shares are trading 14% below fair value with a 3.34% dividend yield. Exxon Mobil Corporation (NYSE: XOM) is the world’s largest international integrated oil and gas company, exploring for and producing crude oil and natural gas in the United States, Canada/South America, Europe, Africa, Asia, and Australia/Oceania.Exxon Mobilalso manufactures and markets commodity petrochemicals, including olefins, aromatics, polyethylene, and polypropylene plastics, as well as specialty products. Additionally, the company transports and sells crude oil, natural gas, and petroleum products.Top WallStreet analysts expect the company to remain a key beneficiary in a higher oil price environment, and most remain very optimistic about the company’s sharp positive inflection in capital allocation strategy.Upstreamportfolio and leverage to a further demand recovery. ExxonMobil offers greater Downstream/Chemicals exposure than its peers.Exxon Mobilhas completed its purchase of oil shale giant Pioneer Natural Resources Company in an all-stock transaction valued at $59.5 billion. The deal created the largest U.S. oil field producer and guarantees a decade of low-cost production.MedtronicLoading stock data...Medtronic plc(NYSE: MDT) is a medical technology giant trading 20% below its fair value with a 2.94% yield. It has been returning 60-70% of free cash flow to shareholders, making it the perfect stock for those seeking a safe position in the healthcare devices sector. The company develops, manufactures, and sells device-based medical therapies to healthcare systems, physicians, clinicians, and patients worldwide.The CardiovascularPortfolio segment offers:Implantable cardiac pacemakersCardioverter defibrillatorsCardiac resynchronization therapy devicesCardiac ablation productsInsertable cardiac monitor systemsTYRX products, remote monitoring, and patient-centered softwareIt also providesaortic valves, surgical valve replacement and repair products, endovascular stent grafts and accessories, transcatheter pulmonary valves, percutaneous coronary intervention products, and percutaneous angioplasty balloons.The NeurosciencePortfolio segment offers:Medical devices and implantsBiologic solutionsSpinal cord stimulation and brain modulation systemsImplantable drug infusion systemsInterventional productsNerve ablation systems under the Accurian nameThe segment offersproducts for spinal surgeons, neurosurgeons, neurologists, pain management specialists, anesthesiologists, orthopedic surgeons, urologists, urogynecologists, interventional radiologists, ear, nose, and throat specialists, as well as energy surgical instruments.The MedicalSurgical Portfolio segment offers:Surgical stapling devicesVessel sealing instrumentsWound closure and electrosurgery productsAI-powered surgical video and analytics platformRobotic-assisted surgery productsHernia mechanical devicesMesh implantsGynecology productsGastrointestinal and hepatologic diagnostics and therapiesTherapies to treat other non-exclusive diseases and conditions, and patient monitoring and airway management products.The Diabetes OperatingUnit segment provides insulin pumps and consumables, continuous glucose monitoring systems, and InPen, an innovative insulin pen system.MerckLoading stock data...Merck developsand produces medicines, vaccines, biological therapies, and animal health products. Merck & Co. Inc. (NYSE: MRK) is not just a healthcare company but a global force in the industry. This healthcare giant is trading 25% below fair value with a 3.53% yield, making it one of the more undervalued options. The company operates through two segments:PharmaceuticalAnimal HealthThe Pharmaceuticalsegment offers human health pharmaceutical products in:OncologyHospital acute careImmunologyNeuroscienceVirologyCardiovascularDiabetesVaccine products, such as preventive pediatric, adolescent, and adult vaccinesThe Animal Healthsegment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, health management solutions and services, as well as digitally connected identification, traceability, and monitoring products.Merckserves:Drug wholesalersRetailersHospitalsGovernment agenciesManaged healthcare providers, such as health maintenance organizationsPharmacy benefit managers and other institutionsPhysiciansPhysician distributorsVeterinariansAnimal producersMerck’s growthis a result of its efforts and strategic collaborations. The company works with AstraZeneca PLC (NYSE: AZN), Bayer AG, Eisai Co., Ltd., Ridgeback Biotherapeutics, and Gilead Sciences, Inc. (NASDAQ: GILD) to jointly develop and commercialize long-acting treatments for HIV, demonstrating a commitment to innovation and growth.PepsiCoLoading stock data...This top consumerstaples stock posted solid earnings for the second quarter and will supply all the goods for the NFL football season, tailgates, and parties.  Trading 17% below fair value with a 3.83% yield, the stock is also a dividend aristocrat. PepsiCo, Inc. (NYSE: PEP) is a worldwide food and beverage company.Its Frito-LayNorth America segment offersLays and Ruffles potato chipsDoritos, Tostitos, and Santitas tortilla chipsCheetos cheese-flavored snacks, branded dipsFritos corn chipsThe company’sQuaker Foods North America segment provides:Quaker OatmealGritsRice cakesNatural granola and oat squaresPearl Milling mixes and syrupsQuaker Chewy granola barsCap’n Crunch cerealLife cerealRice-A-Roni side dishesPepsico’s NorthAmerica Beverages segment offers beverage concentrates, fountain syrups, and finished goods under these brands:PepsiGatoradeMountain DewDiet PepsiAquafinaDiet Mountain DewTropicana Pure PremiumSierra MistMug brandsU.S. BancorpLoading stock data...Based inMinneapolis, this Super-Regional financial giant is an outstanding choice for growth and income investors now.  U.S. Bancorp (NYSE: USB) is a financial services holding company that is trading 11% below fair value, with the highest yield on this list at 4.17% The bank’ssegments are:WealthCorporateCommercial and Institutional BankingConsumer and Business BankingPayment ServicesTreasury and Corporate SupportIt offers acomprehensive range of financial services, including lending and deposit services, cash management, capital markets, and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage, and leasing.The company’sbanking subsidiary, U.S. Bank National Association (USBNA), is engaged in the banking business, principally in domestic markets. USBNA provides a range of products and services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions. IThe non-bankingsubsidiaries offer investment and insurance products to customers primarily within their domestic markets, as well as fund administration services to a range of mutual and other funds.Oppenheimerhas assigned an Outperform rating with a target price of $67.Get Ready To Retire (Sponsored)Start by taking a quick retirement quiz from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes, or less.Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.Here’s how it works:1. Answer SmartAsset advisor match quiz2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future.

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Boomers Love 5 High-Yield Dividend Champions for Reliable Passive Income

Dividend stocksare a favorite among investors, especially Baby Boomers, for good reason. They provide a steady stream of passive income and offer a promising avenue for total return. Total return, a comprehensive measure of investment performance, encompasses interest, capital gains, dividends, and distributions realized over time. Let’s examine the concept of total return. If you purchase a stock at $20 that pays a 3% dividend ($0.60 per share) and the price rises to $22 in a year, your total return is ($22 + $0.60 – $20) = 13%. This combines the price appreciation and the dividend received. One group of stocks we favor for Baby Boomers and others nearing retirement is the Dividend Champions, as they are ideal for total return and those seeking passive income.-->-->24/7 Wall St. Key Points:Passive income streams combined with Social Security and pension payments can help provide a comfortable retirement.The Dividend Champions are ideal investments for those seeking safe growth and dependable passive income.As interest rates decline, dividend stocks may receive a significant boost for investors.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->We decidedto re-explore Dividend Champions. Regular 24/7 Wall St. readers know that we often write about Dividend Aristocrats and Kings, but here’s the difference: Dividend Champions are companies that have raised their dividends for 25 years or longer and can be any size in terms of market cap. The Dividend Kings are companies that have raised their dividends for 50 years or more and can range from small-cap to large-cap. They don’t have to be in the S&P 500, like the Dividend Aristocrats.The 2025 DividendChampions comprise 133 stocks, and we screened the list to identify those with the highest dividend payouts for investors seeking solid and dependable passive income. Five companies in the group pay the highest dividends; a few will likely be new companies for investors to review. All are rated Buy at top Wall Street firms.Why do we cover the Dividend Champions? Companies that have paidand raised their dividends for 25 years or longer are the types that growth and income investors want to buy and hold in their long-term stock portfolios. These stocks are mostly conservative, and should we see a dramatic market correction, they will likely keep their ground much better than volatile technology names.Universal Health Realty Income TrustYielding 7.62%and offering investors the opportunity to invest in healthcare, this stock makes a lot of sense now. Universal Health Realty Income Trust (NYSE: UHT) is a real estate investment trust that invests in healthcare and human service-related facilities, including:Acute care hospitalsBehavioral healthcare hospitalsSpecialty facilitiesFree-standing emergency departmentsChildcare centersMedical/office buildingsThe companyhas approximately 76 real estate investments or commitments located in 21 states in the United States consisting of six hospital facilities including three acute care and three behavioral healthcare; 60 medical/office buildings; four free-standing emergency departments; four preschool and childcare centers; one specialty facility located in Evansville, Indiana, and one property comprised of vacant land located in Chicago, Illinois.Its facilitiesinclude McAllen Medical Center, Wellington Regional Medical Center, Aiken Regional Medical Center, Canyon Creek Behavioral Health, Clive Behavioral Health, Desert Valley Medical Center, and Danbury Medical Plaza.Argus hasa Buy rating with a $43 target price.AltriaAltria GroupNYSE:MO$64.87▲ $25.91(39.94%)1Y1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$65.40Market Cap109.11BDay's Range$64.80 - $65.6852wk Range$45.54 - $67.71Volume6.79MP/E Ratio12.56Gross Margin43.40%Dividend Yield6.13%ExchangeNYSEAltria GroupInc. (NYSE: MO) is one of the world’s largest producers and marketers of tobacco, cigarettes, and related products. This tobacco company offers value investors a 6.26% dividend yield, a compelling entry point, and a generous dividend. Altria manufactures and sells smokable and oral tobacco products in the United States through its subsidiaries.The companyprovides cigarettes primarily under the Marlboro brand, as well as:Cigars and pipe tobacco, principally under the Black & Mild and Middleton brandsMoist smokeless tobacco and snus products under the Copenhagen, Skoal, Red Seal, and Husky brandson! Oral nicotine pouchese-vapor products under the NJOY ACE brandIt sells itstobacco products primarily to wholesalers, including distributors and large retail organizations, such as chain stores.Altria usedto own over 10% of Anheuser-Busch InBev N.V. (NYSE: BUD, the world’s largest brewer. Earlier this year, the company sold 35 million of its 197 million shares through a global secondary offering. That represents 18% of its holdings but still leaves 8% of the outstanding shares in its back pocket. Altria also announced a $2.4 billion stock repurchase plan partially funded by the sale.Stifel has aBuy rating with a $72 target price.Enterprise Products PartnersLoading stock data...Enterprise ProductsPartners L.P. (NYSE: EPD) is an American midstream natural gas and crude oil pipeline company headquartered in Houston, Texas. This company is one of the largest publicly traded energy partnerships, paying a reliable dividend of 6.79%. Enterprise Products Partners provides various midstream energy services, including:GatheringProcessingTransporting and storing natural gas, natural gas liquids (NGL), and fractionationImport and export terminallingOffshore production platform servicesThe companyhas four reportable business segments:Natural Gas Pipelines and ServicesNGL Pipelines and ServicesPetrochemical ServicesCrude Oil Pipelines and ServicesOne reasonmany analysts like the stock might be its distribution coverage ratio. The company’s coverage ratio is well above 1x, making it relatively less risky among the MLP.J.P. Morganhas an Overweight rating with a $38 price objective.Realty IncomeRealty Income CorporationNYSE:O$59.46▼ $0.99(1.66%)1Y1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$58.84Market Cap53.70BDay's Range$58.61 - $59.5552wk Range$49.31 - $61.34Volume5.14MP/E Ratio57.02Gross Margin16.70%Dividend Yield5.47%ExchangeNYSERealty IncomeCorp. (NYSE: O) is a real estate investment trust that invests in free-standing, single-tenant commercial properties. This is an ideal stock for growth and income investors seeking a safer, contrarian investment for the remainder of 2025 with a 5.33% dividend paid monthly. Realty Income is an S&P 500 company that provides stockholders with dependable monthly income.The companyacquires and manages freestanding commercial properties that generate rental revenue under long-term net lease agreements with its commercial clients.It is engagedin a single business activity: leasing property to clients, generally on a net basis. This business activity spans various geographic boundaries and encompasses a range of property types and clients across multiple industries.The companyowns or holds interests in approximately 15,621 properties in:All 50 United StatesThe United KingdomFranceGermanyIrelandItalyPortugalSpainWith clientsdoing business in 89 industries, its property types include: retail, industrial, gaming, and others, such as agriculture and office.Its primaryindustry concentrations include:Grocery storesConvenience storesDollar storesDrug storesHome improvement storesRestaurantsQuick serviceUBS has aBuy rating with a $66 target price.Franklin ResourcesLoading stock data...Franklin Resources Inc. (NYSE: BEN) is among the most prominent global money managers. The firm markets mutual funds and institutional separate accounts under the Franklin, Templeton, and Mutual Series brands. At times, 50% of its sales are from outside the United States, an advantage given the maturing U.S. market.Franklin Resourcesoffers its products and services under the brands of:FranklinTempletonFranklin Mutual SeriesFranklin BissettFiduciary TrustDarbyBalanced Equity ManagementK2LibertySharesEdinburgh PartnersThe 2023-2025bull market was a strong tailwind for the company; however, the recent sell-off has made the shares appear incredibly cheap. While withdrawals from baby boomers may be a concern, the path forward in 2026 also appears solid, as the shares have rebounded from their lows in April.Goldman Sachshas a Buy rating with a $29 target price.Four Stocks That Yield at Least 12% Are Passive Income KingsIf You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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October Marks Start of Q4 Rally. These 2 Stocks Are Ready to Run Higher

-->-->Key PointsQ4 averages a 4.3% historical return for theS&P 500returns, topping other quarters since 1950.Holiday shopping and year-end earnings drive seasonal strength.The period also marks a return of investors to markets by investors who “sold in May and went away,” boosting capital inflows starting in October.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->October kicks off the fourth quarter, a period that has consistently delivered the strongest gains for U.S. equities. Data from the S&P 500 shows its performance for each period:Q1:1.8%Q2:2.4%Q3:1.8%Q4:4.3%Much of this edge stems from seasonal factors, including the Christmas holiday shopping surge that boosts retail and consumer sectors from November through December. Strong earnings reports in Q4 also often fuel optimism, as companies close out the year with solid results. The quarter also aligns with the close of the old investing adage to “sell in May and go away,” where investors who sidelined themselves during the slower summer months return to the markets adding capital, driving demand. In election years like 2024, Q4 volatility can add further upside as policy clarity emerges. Historically, 70% of Q4 periods since 1928 ended positively, compared to 65% for other quarters. This pattern held in 2024, with the index up 5.2% amid tech rebounds. For 2025, analysts expect similar momentum, supported by cooling inflation and potential rate cuts, setting the stage for broad market advances. Government shutdowns, like the one we have now, also see stocks rise 17% on average in the 12 months following on. As portfolios reposition for the end of the year, Q4 remains a high-reward window, and the following two stocks are poised to reward investors.Vertiv Holdings (VRT)Vertiv Holdings(NYSE:VRT) is a  provider of critical power and thermal management solutions for data centers. VRT stock has surged on the artificial intelligence (AI) infrastructure boom, with shares climbing over 42% year-to-date, reflecting explosive demand for its uninterruptible power supplies and liquid cooling systems. As hyperscalers likeMicrosoft(NASDAQ:MSFT) and Google expand AI clusters, the need for reliable, efficient infrastructure intensifies. This company reported second quarter revenues of $2.07 billion, up 24% year-over-year, with net income jumping 120% to $185.8 million. Orders grew 18%, signaling sustained backlog into Q4. It maintains its position as a leading in modular data center solutions.Loading stock data...Wall Street sees further upside. Analysts maintain a consensus “Buy” rating, with price targets averaging $145 per share, implying they see it as somewhat overvalued at current levels around $161 per share.Goldman Sachsrecently set a price target of $159. Upcoming Q3 earnings later this month could move the stock higher if its performance meets or exceeds guidance affirms 20% to 24% organic growth. With data center demand white hot, it’s possible Vertiv could easily beat both internal estimates and those of analysts expecting revenue to rise 25%. Challenges like supply chain tightness persist, but partnerships withNvidia(NASDAQ:NVDA) for AI-optimized cooling mitigate those risks. With global data center capital expenditures from tech giants projected at around $350 billion in 2025, this stock positions investors at the epicenter of the AI buildout, ready to capture Q4’s tech tailwinds.Arm Holdings (ARM)AI is also setting upArm Holdings(NASDAQ:ARM) to be a big Q4 winner. The designer of energy-efficient processor architectures powers 95% of premium smartphones and is expanding into AI and automotive chips. Its American Depositary Receipts (ADR) have gained 23% in 2025 so far, driven by licensing deals withQualcomm(NASDAQ:QCOM) andApple(NASDAQ:AAPL). Fiscal first-quarter results at the end of July were disappointing, with revenue up 12% to $1.02 billion — the second straight quarter above the billion-dollar threshold — largely due to a 25% increase in royalty revenue, but profits tumbled 42% to $130 million.  Loading stock data...What worried investors more was guidance for Q2, which indicated revenue would be down or slightly up sequentially. Analysts are also worried about Arm’s plan to begin designing its own chips. Yet if the chip designer can execute on this strategy, it could open up new revenue possibilities beyond royalties and licensing. Analysts maintain a consensus “Buy” rating, however, and a $168 per share price target suggests 10% upside from current $156 per share levels. Key catalysts include royalties from new iPhone launches and PC chip transitions via clients likeMediaTek. The firm’s total addressable market exceeds $200 billion, spanning cloud servers to edge devices. Recent Qualcomm integration of its latest tech validates the ecosystem lock-in. While breaking into the competitive chip market does carry risk, the payoff potential is huge. AI is shifting to edge computing and ARM’s IP moat ensures recurring revenue streams while exploring new opportunities. It makes the stock a prime pick for Q4’s semiconductor advance. If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Unlock $10,000 Annual Passive Income with Strategic Schwab ETF Investments

-->-->Key PointsMany of Schwab’s ETFs offer attractive dividend yields and low operating fees.With some planning and a large enough account size, you can leverage Schwab’s suite of ETFs to earn $10,000 per year.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->When your cash hoard grows big enough, you can start planning out your passive income streams. To that end, Schwab’s broad variety of exchange traded funds (ETFs) eliminates the need for individual stock picking and can unlock substantial dividend yields.If you choose your ETFs carefully, you could potentially earn $10,000 in passive income per year when your account size is big enough. The three Schwab funds I’ll tell you about today have an average dividend yield of (3.67% + 3.76% + 2.96%) / 3, or 3.46%.So, if you have $300,000 to invest equally into those three Schwab ETFs, you should receive $300,000 x 3.46% or $10,380 worth of dividends after one year. Sure, the funds will deduct operating expenses from the share price, but Schwab’s fees are quite low. Now, let’s take a closer look at three Schwab ETFs that you can strategically use to generate $10,000 or more in annual passive income.Schwab U.S. Dividend Equity ETF (SCHD)Loading stock data...The first $100,000 of a $300,000 investable cash account could be dedicated to theSchwab U.S. Dividend Equity ETF(NYSEARCA:SCHD). This fund has “Dividend” in its name, so you know it will appeal to passive income seekers.A diversified fund with 103 stocks in its holdings list, the Schwab U.S. Dividend Equity ETF provides portfolio exposure to established names across multiple economic sectors. Stocks on the SCHD ETF’s holdings list include dividend payers likeChevron(NYSE:CVX),Coca-Cola(NYSE:KO),Lockheed Martin(NYSE:LMT), andAltria Group(NYSE:MO).Granted, an annual operating fee (known as the expense ratio) will be automatically deducted from the fund’s share price. However, the Schwab U.S. Dividend Equity ETF’s expense ratio is ultra-low at just 0.06%, which equates to $0.06 per year for every $100 invested in SCHD.Best of all, the Schwab U.S. Dividend Equity ETF currently features a trailing 12-month (TTM) distribution yield (i.e., the fund’s historical dividend yield) of 3.67%. With a yield of that size, you’ll be a big step closer to reaching your goal of $10,000 in passive income per year. Schwab International Dividend Equity ETF (SCHY)Loading stock data...The next $100,000 of a $300,000 portfolio could be used to purchase shares of theSchwab International Dividend Equity ETF(NYSEARCA:SCHY). Whereas SCHD focuses on U.S.-based stocks, the SCHY ETF concentrates on non-U.S. businesses that offer high dividend yields.Don’t worry if you’re not experienced with non-U.S. investments. One of the benefits of ETF investing is that a fund management firm like Schwab can conduct thorough research. Then, the firm can carefully pick non-U.S. businesses for inclusion in an ETF like SCHY.The names on the holdings list of the Schwab International Dividend Equity ETF include Roche Holding(OTC:RHHBY), Vinci(OTC:VCISY), Wesfarmers Limited(OTC:WFAFY), andTotalEnergies(NYSE:TTE). You might not be familiar with the 142 stocks on the SCHY ETF’s holdings list, but that’s fine since the fund’s management did all of the due diligence on your behalf.It’s not a terrible idea to diversify your portfolio beyond the U.S., and you can easily achieve this with Schwab International Dividend Equity ETF. The fund only deducts an expense ratio of 0.08%, and the SCHY ETF’s eye-catching 3.76% TTM distribution yield should attract income collectors around the world.Schwab U.S. REIT ETF (SCHH)Loading stock data...Finally, to potentially achieve $10,000 in annual passive dividend income, the third $100,000 of a $300,000 account could be allocated toward theSchwab U.S. REIT ETF(NYSEARCA:SCHH). This fund includes 124 stocks in its holdings list, and it focuses on real estate investment trusts (REITs) but “excludes mortgage REITs and hybrid REITs.”At this point, you might wonder whether it’s safe to invest in REITs. Yet, this is another way to diversify your portfolio. Plus, the Schwab U.S. REIT ETF has picked out well-established real estate names likeRealty Income Corp.(NYSE:O), Simon Property Group(NYSE:SPG), Crown Castle(NYSE:CCI), and Welltower(NYSE:WELL).All of a sudden, real estate investing is easier than you ever imagined it could be. You’ll end up paying an annual expense ratio of 0.07% to hold this fund, but that’s a small fee in the grand scheme of things. After all, the Schwab U.S. REIT ETF instantly expands your portfolio into the REIT sector while bringing you substantial passive income.Speaking of which, the Schwab U.S. REIT ETF currently features a TTM distribution yield of 2.96%. When you average that out with the yields of SCHD and SCHY, the math works out to roughly $10,000 worth of annual dividend payouts from a $300,000 portfolio. With that, you now have a strategic plan to unlock an easy and powerful income stream from just three premier Schwab ETFs.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Reddit’s Newest Low-Priced AI Stock Is Fueling Extreme Trading Volumes

-->Key PointsPOET’s $75 million investment and volatile price swings spark Reddit’s bullish frenzy.High FOMO and AI potential drive obsession, despite pre-revenue risks and uncertainty.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->POET Technologies (NASDAQ: POET), a silicon photonics innovator targeting AI data centers, has ignited a frenzy on Reddit, particularly among retail investors on subreddits like r/WallStreetBets and r/options.The stock’s recent price swings, a massive $75 million investment, and overwhelming bullish sentiment are driving this obsession, making it the most talked-about stock on investment forums this week, but still an unlikely name among buy and hold investors. The $75 Million SEC Filing CatalystThe frenzy kicked off with POET’s October 7, 2025, SEC filing announcing a $75 million private placement from a single institutional investor—the largest in its history. This deal, issuing 13,636,364 common shares and warrants exercisable at C$9.78 until October 7, 2030, boosted POET’s cash reserves to over $150 million with no significant debt.CEO Dr. Suresh Venkatesan highlighted plans to scale R&D, pursue acquisitions, and target AI connectivity markets, sparking optimism that has spilled onto Reddit.Recent Price Swings Fuel the HypeSince the SEC filing, POET has seen dramatic volatility, sparked by a 23% jump on Tuesday amid record trading volumes and then another double digit pop on Wednesday. This rollercoaster has captivated retail traders, with options activity—especially calls—adding to the excitement. A r/options post detailed a trader’s regret after missing an October 31 $10 call at $0.55, only to chase at $1.39, resulting in a -33.52% loss, reflecting the stock’s rapid ups and downs.According to 24/7 Wall Street’s analysis of Reddit shows over 4,500 upvotes on posts mentioning POET and over 1,600 comments directly mentioning POET. Of all the comments and posts, the sentiment is absolutely bullish with our proprietary score of 70.62. A score of 60 or higher indicates the majority of quality posts on Reddit about POET show a bullish outlook on the stock.The FOMO FactorThe combination of price volatility, bullish sentiment (70.62 score), and the $75 million investment has created a perfect storm of FOMO (fear of missing out) on Reddit. Traders are chasing gains, sharing strategies, and hyping POET’s AI infrastructure potential, despite its early-stage revenue (estimated at $553.3k for the current quarter) and not yet profitable. This speculative fervor mirrors past meme stock surges, drawing both momentum hunters and options traders alike. The company’s partnerships with Foxconn, Semtech, and Sivers Semiconductors add credibility, yet its pre-revenue status keeps it a high-risk play. With POET still trending, Reddit’s obsession with speculative, pre-revenue plays fueled by hype, daring financial moves, and AI-fueled ambition is charging ahead at full speed, potentially setting the stage for further volatility as traders weigh its long-term prospects.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Nvidia Stock Heading to $250? Is This Target Realistic?

It’s been a bumpier ride for shares of AI chip titanNvidia(NASDAQ:NVDA) over the past year, but the ride has been worth staying on, at least so far. With the stock up 50% in the past year or just over 31% year to date, the pace of gains has been relatively modest. Despite this, there are still more than a handful of bulls who view the nearly $4.5 trillion Magnificent Seven giant as having enough gas left in the tank to move the needle higher.Indeed, it’s still been a hot year of growth, but given where expectations stood going into 2025, that translated to a decent, but not meteoric, first three quarters of gains. In any case, the GPU top dog has a ton of capital to invest in initiatives well beyond its own to capitalize on the AI boom as well as other rising tech trends, such as the Omniverse, robotics, and even quantum computing. Indeed, whenever Jensen Huang remarks on the state of quantum computing, the stocks in the space tend to react massively. -->-->Key PointsNvidia stock might not be as scorching hot this year, but it’s tough to be anything but bullish as the firm invests in other AI bets.It might not be all too long before NVDA stock hits the $6 trillion market cap level, especially if the AI trade is ready to sprint into 2026.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Nvidia has been making some big deals across the AI space of late. Don’t discount them.With a handful of notable investments made by Nvidia in recent months, including the $100 billion stake in ChatGPT maker OpenAI, it seems like Nvidia is well-equipped to capture more of the upside from the software side of AI. If Nvidia does continue to make more such strategic bets, it’s about time that investors think of the firm as more than just a GPU maker. Now, Nvidia already has a powerful software ecosystem that’s fuelled momentum in its hardware business.At the end of the day, you need good software and tools to make the most of the hardware. With the Nvidia Cosmos Platform showing early promise as an ecosystem ahead of the potential rise of physical AI, it seems like Jensen Huang and his team are already ready for the next wave and the wave after that. In any case, I think it’s Nvidia’s software lineup that helps spin the hardware flywheel as fast as it can go. With Wedbush Securities analyst Dan Ives recently setting his sights on a $6 trillion market cap and the next phase of the AI spending “wave,” I don’t think the current Street-high price target of $250 per share is unreasonable in the slightest. Perhaps the most striking thing that Ives said about Nvidia is that the firm may stand to benefit from a revenue “multiplier” effect from the amount of capital the GPU titan puts up. I couldn’t agree more.Perhaps it’s Nvidia’s latest spending spree that could help drive upward momentum in the shares until its next big product works its way into a future quarter.It’s not just about the OpenAI investmentIt’s not just the $100 billion bet on Sam Altman’s OpenAI that makes Nvidia an even more powerful force in AI. The company’s big bet onIntel(NASDAQ:INTC), I believe, is a fantastic deep-value bet that could pay off significantly as the sagging semi firm looks for help to get back on its feet. As Intel explores more investments from other tech titans across the AI scene, it’s looking like Intel’s future stands to be a lot brighter than just a few months ago. Undoubtedly, the big-league bets on OpenAI and Intel are going to be making headlines. However, it’s the deals that don’t get all too much coverage that also stand to be major difference makers over the long term. Take the relatively small $700 million Nscale deal or the slew of strategic bets under $1 billion (think LLM firms like Mistral AI and Cohere) the firm has made in recent years. Indeed, Nvidia has spread its chips quite nicely across the AI table. And with Jensen Huang likely giving his blessing to each one of the bets, I’d many of the smaller bets have the potential to stand out as a huge winner.Many analysts are still pounding the tableIt’s lonely to be in the camp that’s anything less than bullish these days, with Nvidia continuing to defy expectations while getting the AI investment crowd hyped up with recent investments. With Loop Capital hanging onto its $250 price target, which entails a 38% move from here, I’d be inclined to stay the course as the firm runs into what Loop sees as a “Golden Wave” as demand for AI chips and gear for data centers stays hotter for a while longer.It’s not just superior chips that could cause Nvidia to keep growing faster than its much smaller rivals. Smart investments (like in OpenAI, Intel, and smaller, lesser-known LLM makers) and powerful software also make Nvidia an undisputed AI champion. Though NVDA stock may very well be on its way to $250, investors shouldn’t expect a smooth ride higher, especially if AI bubble fears amplify with every up day in markets.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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5 Dividend Kings Are Our Top High-Yield Dividend Picks For October

Investors lovedividend stocks, especially those with high yields, because they provide a substantial income stream and offer significant total return potential. Total return includes interest, capital gains, dividends, and distributions realized over time. In other words, the total return on an investment or a portfolio consists of income and stock appreciation. At 24/7 Wall St., we consistently emphasize the potential of total return to our readers. It is one of the most effective ways to enhance the prospects of overall investing success. Once again, total return refers to the collective increase in a stock’s value, including dividends.-->-->24/7 Wall St. Key Points:With the interst rate cutting cycle in place, dividend stocks could have a great tailwind heading into the last quarter of 2025.The Dividend Kings are perfect portfolio additions for growth and income investors, and many trade at very reasonable levels.Depending on the state of the economy, we could see additional interest rate cuts in November and December.Are the Dividend Kings a good fit for your portfolio? Why not schedule a meeting with an experienced financial advisor for a complete review today? Click here to get started finding one. (Sponsored)-->-->The Dividend Kingsare the 56 companies that have raised their dividends for 50 years, a testament to their dependability and reliability. Those are two “must-have” items for investors who rely on passive income to boost their overall revenue. Unlike the Dividend Aristocrats, the Dividend Kings do not have to be members of the S&P 500. When sizing up the landscape for the fourth quarter, one thing is sure: after a wild rollercoaster 2025, which has seen declines of 20% and then gains of over 30%, one would think we are due for a pullback before the end of the year. Our 5 top October high-yield Dividend Kings picks were screened for price to earnings, dividend yield, and most importantly, those with solid forward momentum that should hold their ground well, even if we experience a 10% or bigger correction. All are rated Buy at top firms on Wall Street. Why we recommend the Dividend KingsCompanies that have paidand raised their dividends for 50 years and longer are the kind that growth and income investors want to buy and hold in stock portfolios forever. These stocks are mostly conservative, and should we see a dramatic market correction, they will likely hold their ground much better than volatile technology names.AltriaLoading stock data...Altria is oneof the world’s largest producers and marketers of tobacco, cigarettes, and related products. This tobacco company offers value investors a compelling entry point, trading at 9.5 times forward earnings and yielding a substantial 620% dividend. Altria Group Inc. (NYSE: MO) manufactures and sells smokable and oral tobacco products in the United States through its subsidiaries.The companyprovides cigarettes primarily under the Marlboro brand.Cigars and pipe tobacco, principally under the Black & Mild and Middleton brandsMoist smokeless tobacco and snus products under the Copenhagen, Skoal, Red Seal, and Husky brandson! Oral nicotine pouchese-vapor products under the NJOY ACE brand.It sells itstobacco products primarily to wholesalers, including distributors and large retail organizations, such as chain stores.Altria usedto own over 10% of Anheuser-Busch InBev (NYSE: BUD), the world’s largest brewer. Last year, the company sold 35 million of its 197 million shares through a global secondary offering. That represents 18% of its holdings but still leaves 8% of the outstanding shares in its back pocket. Altria also announced a $2.4 billion stock repurchase plan partially funded by the sale.Altriaincreased its quarterly dividend earlier this year by 4.1%, from $0.98 to $1.02 per share, marking its 59th dividend increase in the past 55 years.Bank of Americahas a Buy rating with a $72 target.TargetLoading stock data...Target Corporationis an American retail corporation with a chain of discount department stores and hypermarkets. This company remains a solid and safe retail total return play, and after a rough first half of 2025, down almost 24%, it is a stellar buy, trading at 14 times forward earnings with a strong 4.93% dividend yield. Target Corp. (NYSE: TGT) is a general merchandise retailer in the United States. It offers apparel for women, men, boys, girls, toddlers, infants, and newborns, as well as jewelry, accessories, and shoes. The company also offers a range of beauty and personal care products, baby gear, cleaning supplies, paper products, and pet care products.Targetalso provides:Dry grocery, dairy, frozen food, beverages, candy, snacks, deli, bakery, meat, and food serviceElectronics, which includes video game hardware and softwareToys, entertainment, sporting goods, and luggageFurniture, lighting, storage, kitchenware, small appliances, home décor, bed, and bathHome ImprovementSchool/office suppliesGreeting cards, party supplies, and other seasonal merchandiseIn addition,the company sells merchandise through periodic design and creative partnerships, shop-in-shop experiences, and in-store amenities. It also sells its products through its stores and digital channels, including Target.com.The companysuffered a “Bud Light” moment a few years back after the disastrous merchandising of LGBTQ products, which struck a nerve among many shoppers. While not as severe as the beer giants’ conundrum, it was a significant negative that has seemingly subsided.Guggenheimhas assigned a Buy rating, accompanied by a $115 target.PepsiCoLoading stock data...This top consumerstaples stock reported solid second-quarter earnings and will continue to supply all the goods for football tailgates and parties. Trading at 18 times forward earnings with massive cash flow and a 3.84% dividend, this is a solid idea now.  PepsiCo, Inc. (NYSE: PEP) is a worldwide food and beverage company. Activist investor Elliott Investment Management recently took a $4 billion stake in PepsiCo, revealing a strategy to unlock value within the company’s iconic brand by focusing on core strengths, such as innovation and brand marketing, rather than its capital-intensive bottling operations. This move caused PepsiCo’s stock to surge, with Elliott believing the company could see over 50% upside if its proposed strategic changes were implemented. However, these changes would involve a very long-term transformation.Its Frito-LayNorth America segment offers:Lays and Ruffles potato chipsDoritos, Tostitos, and Santitas tortilla chipsCheetos cheese-flavored snacks, branded dipsFritos corn chipsThe company’sQuaker Foods North America segment provides:Quaker OatmealGritsRice cakesNatural granola and oat squaresPearl Milling mixes and syrupsQuaker Chewy granola barsCap’n Crunch cerealLife cerealRice-A-Roni side dishesPepsico’sNorth America Beverages segment offers beverage concentrates, fountain syrups, and finished goods under these brands:PepsiGatoradeMountain DewDiet PepsiAquafinaDiet Mountain DewTropicana Pure PremiumSierra MistMug brandsCitigrouphas a Buy rating with a $168 target price objective.Johnson & JohnsonLoading stock data...Johnson & Johnsonis a multinational American corporation specializing in pharmaceuticals, biotechnology, and medical devices. With shares trading at 14.5 times forward earnings and paying a 2.81% dividend, this diversified healthcare giant is a strong buy at current prices.  Johnson & Johnson (NYSE: JNJ) is among the most conservative of the major pharmaceutical companies with a diverse product portfolio and a familiar, solid brand. The company researches, develops, manufactures, and sells a range of healthcare products. Its primary focus is on products related to human health and well-being.It operatesthrough two segments:Innovative MedicineMedTechThe InnovativeMedicine segment is focused on various therapeutic areas, including:ImmunologyInfectious diseasesNeuroscienceOncologyPulmonary hypertensionCardiovascular and metabolic diseases.Productsin this segment are distributed directly to retailers, wholesalers, distributors, hospitals, and healthcare professionals for prescription use.The MedTechsegment encompasses a diverse portfolio of products used in orthopedics, surgery, interventional solutions, cardiovascular intervention, and vision care. It also offers a commercially available intravascular lithotripsy (IVL) platform for the treatment of coronary artery disease (CAD) and peripheral artery disease (PAD).Citigrouphas a Buy rating with a $185 target price objective.Genuine PartsLoading stock data...Investorsseeking a solid retail investment should consider purchasing this company, as its products remain in high demand and it has raised the dividend for 69 consecutive years. Trading at 16 times forward earnings and offering a 2.91% dividend, this is a conservative idea now.  Genuine Parts Inc. (NYSE: GPC) is a global service provider of automotive and industrial replacement parts and value-added solutions.The company’ssegments include:Automotive Parts GroupIndustrial Parts GroupThe Automotivesegment distributes replacement parts (other than collision parts) for all makes and models of automobiles, trucks, and other vehicles in North America, Europe, and Australasia.Its mainautomotive customers are repair and maintenance shops, and its main industrial customers are businesses operating distribution, manufacturing, and production equipment.The Industrialsegment distributes a wide variety of industrial bearings, mechanical and fluid power transmission equipment, including:Hydraulic and pneumatic productsMaterial handling componentsRelated parts and suppliesGenuine Parts’industrial business offers replacement parts and solutions to customers in the maintenance, repair, and operation (MRO) sector, as well as to original equipment manufacturers (OEMs).Truist Financialhas a Buy rating on the shares with a $137 target.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Is This Stellar Dividend Growth Stock Under $1,000 a Screaming Buy?

-->-->Key PointsDividend growth investing compounds wealth through consistent payout hikes from quality firms.Strong earnings can still spark selloffs, creating entry points like this stellar dividend growth stock’s recent 15% discount to highs.At under $1,000, balance valuation risks with the company’s proven resilience.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Dividend growth investing stands out as a reliable path to building long-term wealth. By focusing on companies that consistently increase their dividends, investors tap into compounding returns that outpace inflation and market volatility over decades. These payouts provide a steady income stream, reinvestment opportunities, and a buffer during downturns. The key is assembling a diversified portfolio of high-quality firms with strong balance sheets, competitive advantages, and a track record of raising dividends annually. Such companies signal financial health and management commitment to shareholders, often leading to superior total returns compared to non-dividend payers. This strategy rewards patience, as the real magic unfolds through years of uninterrupted growth.Yet, even top performers face market whims. Take the dividend growth stock below: It just delivered stellar earnings, only to see shares dip afterward. Now trading at $915 per share, it’s 15% below its 52-week high of $1,078 and only up a modest 1.6% in 2025. With the price now under the $1,000 mark, is it time to buy?A Growth Machine That Keeps HummingCostco(NASDAQ:COST) continues to dominate the warehouse club space, and its fiscal fourth-quarter results for 2025 last week underscore that momentum. The retailer posted net sales of $84.4 billion, up 8% from the prior year, and beat analyst expectations. Its gains were driven by robust comparable sales growth of 5.7% and a 15% surge in e-commerce, pushing full-year digital revenue past $19.6 billion. Membership fees — a high-margin staple — climbed 14% to $1.72 billion, fueled by fee hikes in key markets and upgrades to premium plans.These figures highlight Costco’s exceptional growth and cash generation. Net income hit $2.61 billion for the quarter, contributing to a full-year total of $8.1 billion. The company opened 27 new warehouses in Q4, including relocations, and it plans 35 more openings in fiscal 2026. With 914 locations worldwide (629 in the U.S.), Costco’s expansion supports scalable revenue. Operating cash flow also remains strong, funding dividends, buybacks, and growth without straining the pristine balance sheet. Even as consumer spending cools in spots, Costco’s value proposition — bulk deals and low prices — keeps traffic steady, proving its model fires on all cylinders.Loading stock data...Can It Justify the Premium?Despite the operational wins, valuation weighs on Costco’s appeal. At around 41x forward earnings, the stock looks stretched, especially if sales or margins face headwinds. Trailing P/E sits higher at 54x, reflecting premium pricing for its stability. Critics argue this multiple leaves little room for error; any slowdown in membership growth or e-commerce could trigger a pullback. Broader market rotation toward value stocks adds pressure, as Costco trades at a discount to its five-year average but still commands a lofty tag relative to peers.That said, the premium isn’t unwarranted. Costco’s moat — loyal members (81 million paid households), pricing power, and efficient supply chain — justifies it for growth-oriented investors. Analysts peg a consensus target near $1,072, implying 17% upside from $915. Still, at this level, it’s more of a quality hold than a bargain hunt.A Solid Dividend Track RecordCostco’s dividend history exemplifies dividend growth investing at its best. The company has hiked its payout for 20 straight years, with a near-13% compound annual growth rate (CAGR) over the past decade. Over the last five years, that pace accelerated to almost 15% annually, outstripping inflation and bolstering shareholder value. The current quarterly dividend stands at $1.30 per share, yielding about 0.5% at $915 — modest on the surface. Costco also issues occasional special dividends, typically every three or four years (its last was in 2023).But focusing on yield alone misses the point. Investors should also consider yield on cost (YOC), which measures current dividends against your original purchase price. For long-term holders, YOC has ballooned over the decade. An investor buying in 2015 now enjoys a YOC of 3.57%, with payouts compounding annually. This metric reveals Costco’s true income potential, turning a low starter yield into a powerful wealth engine over time.Key TakeawaysCostco remains a buy at $915 per share, though not one to load up aggressively on. Its bulletproof business model, anchored by membership fees and everyday low prices, ensures continued growth. Even in lean economic times, consumers flock to its stores for value, making shares resilient. You might skip taking a large position now — wait for any pullback to add more boldly — but Costco merits a spot in any dividend growth portfolio, particularly below $1,000 per share.If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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Billionaires Are Piling Into United Health Group and These 2 Stocks

-->-->Key PointsBillionaires are buying up these beaten-down stocks.Some of the most prolific names on Wall Streets are betting on a recovery.Those riding along with them will also reap the rewards if these bets end up green.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->UnitedHealth Group (NYSE:UNH), Bristol-Myers Squibb (NYSE:BMY) andFiserv (NYSE:FI) have been getting plenty of attention from big name investors. Every three months, the SEC’s 13F filings open a small window into those moves, and the most recent Q2 batch shows billionaires piling into certain stocks.As the AI trade has lifted a narrow slice of mega caps to eye-watering valuations, a handful of once-beloved stocks have drifted into the discount rack. In turn, this has created the kind of gap that career money managers live to exploit.Here are the three beaten-down stocks billionaires are piling into:UnitedHealth Group (UNH)Loading stock data...UnitedHealth Grouphas been undergoing a tumultuous 2025, with drama even spilling beyond Wall Street due to a high-profile assassination. Later, the company went through a period of turmoil, with the group’s CEO stepping down in May for “personal reasons” and the company stripping out its guidance entirely.This was then met by investigations, followed by shareholder backlash for UnitedHealth’s shift, which was supposedly misleading and defrauding them.Behind all this drama, however, was America’s largest health insurer. Of course, all of this drama has taken a toll on the stock, but billionaires have piled into the stock. UNH stock is up over 50% from its lows now, as investors realize it may be oversold.It is unlikely that any of the lawsuits and drama will be able to fracture the moat this company has. It is a cash cow and one that grew revenue by 12.91% in Q2 2025 and reinstated its guidance. The billionaires scooping up UNH likely believe the drama will fade and UNH will rebound in earnest. So far, they’re being proven right.Among the billionaires who made the bet in Q2 are David Tepper, Michael Burry, Michael Platt, Boykin Curry, and Bill Duhamel. Many more notable billionaires bought in. Below are the billionaires who are betting the most (as % of their managed fund’s portfolio) in UNH.Billionaire NameValue Owned (of UNH)Q2 2025 ActivityDavid Tepper$764.33 million1,300% increaseMichael Burry$6.24 millionNew buyMichael Platt$42.92 millionNew buyBoykin Curry$1.68 billion99.12% increaseBill Duhamel$146.72 million7.97% increaseBristol-Myers Squibb (BMY)Bristol-Myers Squibb CompanyNYSE:BMY$43.61▼ $3.93(9.02%)6MPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$43.80Market Cap90.94BDay's Range$43.40 - $44.2352wk Range$42.38 - $61.00Volume11.94MP/E Ratio17.94Gross Margin10.60%Dividend Yield5.52%ExchangeNYSEBristol-Myers Squibbhas been troubled name for the past three years. It is down over 44% from its peak in 2022. The decline has been continuous with breakout rallies failing to sustain into a long-term uptrend. The main culprit is the patent cliff that is affecting multiple blockbuster drugs of this company.For example, Revlimid generated $12.9 billion in 2021 but sales from this drug collapsed to $6 billion by 2023. Eliquis is generating over $13 billion annually but patent expiration is expected between 2026-2028. These massive figures would turn away almost anyone, but certain billionaires are bucking the trend and buying BMY stock instead.The thought process is that BMY stock has turned into a deep value opportunity as the market is overreacting to patent expirations. The company’s pipeline remains strong and new drugs are filling the gap as patents expire. Free cash flow continues to grow, reported at $13.9 billion in 2024 vs. just $7.4 billion in 2019. Revenue also grew to $48.3 billion in 2024 from $45 billion in 2023. And if that wasn’t enough, BMY stock gets you a 5.49% dividend yield and has increased dividend payouts for 17 years consecutively. The payout ratio isstilljust 36.55%.Among the billionaires backing up the truck here are Ray Dalio (before he sold his Bridgewater stake), Cliff Asness, Jeremy Grantham, John Overdeck, and Richard Handler.Billionaire NameValue OwnedQ2 2025 ActivityRay Dalio$125.16 million15.48% increaseCliff Asness$280.88 million1.66% increaseJeremy Grantham$40.29 million401.92% increaseJohn Overdeck$51.73 million51.32% increaseRichard Handler$3.35 million44.43% increaseFiserv (FI)Loading stock data...Fiserv is a fintech company that sells payment processing services. The business is mostly software-oriented, and it doesn’t deal with lending or issuing cards. Roughly half of revenue comes from Merchant Acceptance (Clover point-of-sale hardware & software, e-commerce gateways, gift/loyalty programs). The other half is Financial-institution technology (core bank-processing, card-issuing platforms, risk and compliance tools, digital-banking apps) and a fast-growing Payments & Network unit (Zelle, debit processing, real-time ACH, prepaid). Because revenue is mostly fee-per-transaction or long-term SaaS contracts, the model is highly recurring and cash-generative.2025 has not been pretty for the company. Fiserv’s Clover payment-processing platform has been the biggest growth driver, but growth has been slowing down notably. Q2 growth volume growth was posted at just 8%, with many analysts expecting double-digit growth.Full-year organic revenue growth for the whole company was “refined” down to 10% from a previous range of 10% to 12%.Some billionaires are still optimistic, and the rationale is likely that they see this as a temporary slowdown. Rate cuts are happening again and the economy has been far more resilient than many would have thought. Plus, banks are starting to experiment more with software.FI stock is down 47% from its peak this year, but if growth rebounds in the future, it may zoom right back up.The billionaires buying FI include Michael Lowenstein, Michael Platt, Seth Klarman, Ray Dalio, and David Shaw.Billionaire NameValue OwnedQ2 2025 ActivityMichael Lowenstein$266.52 million11.26% increaseMichael Platt$30.85 millionNew buySeth Klarman$154.31 millionNew buyRay Dalio$217.56 million8.47% increaseDavid Shaw$428.27 million19,786.58% increaseIf You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be.Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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This is Why Finance Coach Suze Orman is Still Frugal

-->Key PointsWhen it comes to spending money at restaurants, “I really do not like to spend money to go out to eat. I don’t like it,” she says.Going out to eat contributes to massive credit card debt, too, which can weigh on you in retirement.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Finance coach Suze Orman may be a millionaire.But she’s still frugal when it comes to her spending habits. In fact, as she told GOBankingRates.com, “Do I need to be frugal? No, not really. But I love it because when you respect money, when you honor money, no matter how much money you have, then your money turns around and honors you.”That Includes Saying No to Dining OutWhen it comes to spending money at restaurants, “I really do not like to spend money to go out to eat. I don’t like it, I don’t like it. I don’t like it. It’s so much money,” she said. While she noted the occasional necessity — “Maybe I’m not at home, maybe I’m at a hotel” — she remains firm in her stance against regular dining out,” as noted by GOBankingRates.com.For those in a tough financial situation, one of the expenses you need to cut immediately is going out to eat, she added.“For you to have money, you have to learn to live below your means but within your needs. How do you do that? You do that by simply purchasing needs versus wants. What is a need? Need is food that you buy at a grocery store. What is a want? A want is going out to eat at a restaurant and doing it over and over again.”Going out to eat contributes to massive credit card debt, too, which can weigh on you in retirement. Most people don’t realize how much money they spend by heading to the drive-through or going out to a fancy restaurant once in a while. Some of us, including me, stop by Dunkin every morning and spend about $20 on coffee and a hot bagel, which comes out to about $600 a month.Orman Doesn’t Splurge on Clothes or Accessories“If you look at the jewelry that I wear, it is the same necklace that I have worn since 1994,” she said, adding that her earrings and rings have remained unchanged for decades. Even more surprisingly, she explained, “I have one purse. One purse and that purse dates back to 1993,” as also quoted by GOBankingRates.com.Of course, the argument could be made that she should enjoy her money without having to worry about being frugal. But if what she’s doing works for her, more power to her. She doesn’t have the need to spend on what she doesn’t feel is important.She Also Emphasizes the Importance of Saving for RetirementIf you really want to retire, you need to understand what your needs will be. That includes calculating your retirement expenses, healthcare needs, housing, and lifestyle costs.Know how much you may spend in retirement: Do you plan to travel? Do you plan to buy an expensive car, home, or maybe sit in a casino? Or, do you plan to just take it easy at home and put money away for your children?Know how much you expect to pull from retirement funds every year: The last thing you want to do is run out of money during retirement. To help, analysts recommend a 4% average withdrawal rate per year to make sure you will have enough cash on hand to live. While 4% is a widely accepted approach for many retirees, check in with your financial advisor.You also want to make sure you’re maximizing your retirement contributions and that you’re diversifying your portfolio.After all, diversification is also vital for minimizing risk and maximizing returns over the long haul. Orman suggests using a mix of stocks, bonds, and other investment tools, such as real estate.  She also argues it’s important to review and adjust your diversified portfolio, especially as you get closer to retiring.You’ll Have Money for an Emergency Savings AccountAs also quoted by GOBankingRates.com, “The truth of the matter is 75% of the people in the United States do not have at least $400 in savings for an emergency.” She went on to explain that people should open a savings account and try to add at least $100 each month so that at the end of the year, the account will have $1,200 plus the interest earned.”According to Orman, some experts say you should save three to six months’ worth of expenses for emergencies. Easier said than done. So, the next best way to prepare is to define your own financial situation, which includes how stable your income is, your level of risk tolerance, and what you’ll need to set aside for children or other dependents.If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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Used EVs Are Ruining Tesla

For Tesla Inc. (NASDAQ: TSLA) and other popular electric vehicle (EV) makers, the primary competition is not with one another. It is the used versions of their own cars. One analysis showed that a Ford Mustang Mach-E, which sold for $55,000 new, sold for only $33,000 when it reached its first birthday. It had less than 10,000 miles on its odometer and not a single scratch. Some people who track the car industry say it is awash in used Teslas, which causes the company the same problem.-->-->24/7 Wall St. Key Points:A recent analysis reveals that the resale value of a Tesla Inc. (NASDAQ: TSLA) vehicle drops sharply in the first year.The availability of used EVs is a problem for Tesla.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->In a recent study, iSeeCars researchers looked at the price of used cars that were one to five years old. The study covered 1.5 million cars and compared their sales prices in July 2024 to those in July 2025. Across the entire industry (gasoline-powered and EVs), used car prices rose 3.7% between the two periods.Prices of three Tesla models dropped over 12% year over year, the hardest hit of any models from any brand. The analysis shows the price of a Model X declined 12.1% to $50,392. The price of the Model Y fell 12.3% to $29,141. The price of a Model S also decreased 12.3% to $47,416.Tesla already has a problem with its new cars. Partially due to price, and partially due to the controversial reputation of founder Elon Musk, Tesla’s market share among new EVs sold in the United States fell below 50% for the first time in the second quarter.The decline in Tesla’s sales has let some competitors through a door that had previously been shut to them. Ford, GM, and Hyundai/Kia each have close to 10% market share. Granted, GM and Ford have spent tens of billions of dollars to get a small piece of a pie that is no longer growing.Loading stock data...The effects of the cannibalization have not hurt Tesla’s stock price. While it did drop when Musk broke off relations with President Trump in March, the share price is up almost 70% over the past year, while the S&P 500 is only 15% higher.Musk has managed to offset lackluster sales by promoting the idea that Tesla is more than just a car company. It has evolved into a robotics, AI, and fully self-driving car business. As long as the market is willing to accept that, the used car challenge will not matter much.Tesla Stock Price Prediction and Forecast 2025–2030If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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Retirement-Ready: 3 Dividend ETFs for Growth, Stability, and Income

-->-->Key PointsDividend ETFs ensure retirement portfolios balance income, growth, and stability. Income-generating funds suit all ages, offering reliable payouts. Low-cost, diversified ETFs reduce risk, supporting long-term wealth and financial security.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Planning for retirement is critical whether you’re 25 and just starting out or nearing retirement age. A well-constructed portfolio can provide income, growth, and stability to ensure financial security through your golden years. Dividend ETFs are a cornerstone for many investors, offering diversified exposure to companies that pay consistent dividends, balancing yield with capital appreciation. The three exchange-traded funds (ETFs) discussed below stand out for their focus on quality dividend-paying stocks, low costs, and resilience across market cycles. They help retirees generate reliable income while preserving wealth and allow younger investors to build a foundation for long-term growth.Vanguard Dividend Appreciation ETF (VIG)TheVanguard Dividend Appreciation ETF(NYSE:VIG) tracks theS&P U.S. Dividend Growers Index, focusing on companies with at least 10 years of consecutive dividend increases. With an expense ratio of just 0.05%, it’s one of the cheapest ways to invest in Dividend Aristocrats — firms known for financial strength and consistent payout growth.Its 30-day SEC yield hovers around 1.6%, but the real strength lies in its long-term capital appreciation, averaging about 10% annualized returns since inception. VIG’s portfolio includes blue-chip names likeMicrosoft(NASDAQ:MSFT) andJohnson & Johnson(NYSE:JNJ), ensuring sector diversification and stability. VIG$217.05▲ $21.35(9.84%)1Y1D5D1M3M6M1Y5YMAXFor retirees, VIG offers inflation-beating dividend growth, preserving purchasing power. Younger investors benefit from its compounding potential, as reinvested dividends fuel portfolio growth over decades. Its low volatility and focus on quality make it a bedrock for retirement portfolios, providing a balance of income and growth without excessive risk. VIG is ideal for those prioritizing long-term wealth preservation and steady, growing payouts in a retirement-ready strategy.iShares Core Dividend Growth ETF (DGRO)TheiShares Core Dividend Growth ETF(NYSE:DGRO), managed byBlackRock(NYSE:BLK), tracks theMorningstar US Dividend Growth Index, targeting companies with sustainable dividend increases. With an expense ratio of 0.08% and a yield of about 2.2%, DGRO strikes a balance between income and growth. Its more than 400 holdings include stalwarts likeApple(NASDAQ:AAPL) andProcter & Gamble(NYSE:PG), offering broad market exposure with a focus on firms with strong balance sheets. DGRO’s emphasis on dividend growth — typically 5% to 7% annually — makes it a strong choice for retirees needing reliable income that keeps pace with inflation. For younger investors, its diversified approach and low costs support long-term wealth accumulation. Loading stock data...The ETF’s historical returns of around 11% to 12% annualized since its 2014 launch highlight its growth potential. DGRO’s low volatility and focus on financially healthy companies reduce downside risk, making it a retirement-ready pick for those seeking a mix of stability, income, and moderate capital appreciation in their portfolios.SPDR S&P Dividend ETF (SDY)TheSPDR S&P Dividend ETF(NYSE:SDY), managed byState Street Global Advisors, tracks theS&P High Yield Dividend Aristocrats Index, focusing onS&P 500companies with 25 or more years of consecutive dividend increases. With an expense ratio of 0.35% and a yield of about 2.5%, SDY prioritizes ultra-reliable dividend payers likeVerizon(NYSE:VZ) andCoca-Cola(NYSE:KO). Its focus on elite Dividend Aristocrats ensures stability, making it ideal for retirees who need consistent quarterly income to cover living expenses. Loading stock data...The ETF’s near-150 holdings provide diversification, though it leans toward value sectors like consumer staples and industrials, reducing market volatility. For younger investors, SDY’s long-term dividend growth supports compounding, with historical total returns of around 8% to 9% annually. While its higher expense ratio is a drawback, the trade-off is access to companies with unmatched dividend reliability. SDY’s conservative approach makes it a retirement-ready cornerstone, offering peace of mind through market cycles and dependable income for retirement spending needs.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Wall Street Just Bet $7 Billion on This Quantum Computing Moonshot

-->-->Key PointsQuantum computing’s market surge has propelled leading stocks over 1,000% in two years, blending fringe science with mainstream tech investments.Despite years from commercial viability, major corporations are funding quantum R&D, spotlighting its transformative potential.One PE firm is wagering nearly $7 billion on one quantum computing stock to dominate the pack in the coming years.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Quantum computing has surged into one of the market’s hottest sectors over the past two years. Leading players in the space have delivered staggering gains, with some stocks climbing over 1,000% or even 3,000% in that period. D-Wave Quantum(NYSE:QBTS), for instance, has rocketed more than 3,500% in the trailing year, fueled by breakthroughs in quantum annealing technology.Rigetti Computing(NASDAQ:RGTI) has done even better, up over 5,500%, thanks to its superconducting qubit systems. What started as a fringe academic pursuit has evolved into a mainstream investment theme, drawing billions in funding from major tech corporations such asMicrosoft(NASDAQ:MSFT) andAlphabet(NASDAQ:GOOG)(NASDAQ:GOOGL) that are pouring resources into quantum research. Yet, despite the hype, the technology remains years from true commercial viability. Scalable, error-free quantum computers capable of outperforming classical supercomputers on practical problems are still elusive, hampered by issues like qubit stability and high error rates. One private equity firm, however, is betting aggressively on a breakout. Heights Capital Management, an affiliate of trading powerhouseSusquehanna International Group, views a single quantum computing stock as primed to dominate. It’s committing up to nearly $7 billion over the next seven years, signaling confidence that this company will leapfrog competitors and unlock quantum’s potential. The Quantum Leader Pulling AheadIonQ(NYSE:IONQ) stands out as the frontrunner in quantum computing, leveraging trapped-ion technology that operates at room temperature for superior accuracy and scalability. Unlike many rivals relying on energy-intensive cryogenic cooling, IonQ’s approach delivers high-fidelity qubits — up to 20,000 times more operations than current systems — with lower error rates. This edge has positioned IonQ as a go-to for cloud-based quantum services, integrating seamlessly with platforms fromAmazon‘s (NASDAQ:AMZN) AWS to Microsoft Azure. The company aims to deploy systems with 2 million qubits by 2030, targeting breakthroughs in drug discovery, financial modeling, and cybersecurity.Yet, IONQ’s stock has underperformed some peers in raw gains. While D-Wave and Rigetti have surged ahead over the past year, IONQ is up about 640% in the same span.Quantum Computing(NASDAQ:QUBT) nearly quadrupled that, posting 2,500% returns amid speculative fervor. These flashier performers often trade on hype around niche applications, like D-Wave’s annealing for optimization problems, but lack IonQ’s broad commercial traction, which reported 82% revenue growth in the second quarter, hitting $20.7 million on enterprise contracts and partnerships with the U.S. Air Force andHyundai. Still, it posted a $177.5 million net loss, underscoring the R&D costs in this capital-intensive field. Analysts see IONQ’s fundamentals — deeper cash reserves  after acquisitions like Oxford Ionics, and a robust patent portfolio — as setting it up for sustained leadership over flash-in-the-pan rivals.IONQ IncNYSE:IONQ$72.41▲ $347.05(479.28%)1Y1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$77.55Market Cap27.17BDay's Range$70.80 - $80.2352wk Range$10.70 - $84.64Volume31.35MP/E RatioN/AGross MarginN/ADividend YieldN/AExchangeNYSEHeights Capital’s Bold Quantum WagerHeights Capital Management is doubling down on IONQ’s potential. The firm specializes in backing innovative firms with explosive upside, and it clearly sees the quantum computing company widening its lead in a crowded field. On Friday, IONQ announced a landmark $2 billion equity offering exclusively to Heights, marking the largest single-institutional common-stock deal in quantum history. This isn’t just a cash infusion; it’s a structured bet on IONQ’s trajectory.The deal includes 16.5 million shares sold at $93 each — a 20% premium to IONQ’s prior close — plus pre-funded warrants for 5 million more shares at the same price. A kicker: seven-year warrants for 43 million additional shares exercisable at $155, double the recent price. If IONQ’s stock clears that threshold, Heights could pour in another $6.7 billion by exercising, totaling nearly $7 billion in commitment over seven years. Proceeds will fuel global expansion, R&D acceleration, and ecosystem growth, including quantum networking for a “quantum internet.” CEO Niccolo de Masi called it a vote of confidence in IONQ’s path to commercialization.The market’s initial reaction was muted: IONQ dipped 9% amid dilution fears. But Heights’ structure minimizes near-term pressure, providing IONQ a $2.7 billion pro forma cash pile to outpace cash-strapped competitors like Rigetti, whose losses ballooned 27% in the first half of the year.Key TakeawayQuantum computing brims with uncertainty — technical hurdles, regulatory scrutiny, and unproven scalability that could stall progress for years. Operating losses plague pure-plays, with IONQ’s doubling to $236 million in the first two quarters of 2025, highlighting the burn rate. Yet IONQ emerges as a clear industry leader, blending trapped-ion innovation with enterprise wins and now this massive funding lifeline. The $2 billion raise, potentially scaling to $7 billion, equips IONQ to accelerate qubit milestones and capture market share. Trading at a premium valuation, the stock isn’t cheap, but its 9% Friday tumble offers a potential entry. For risk-tolerant investors, allocating a sliver of a speculative portfolio sleeve alongside Heights could pay off if quantum explodes. This PE bet underscores IONQ’s edge: in a field of sprinters, it’s building the marathon machine.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Top Wall Street Analysts Predict These 3 Tech Stocks Will Surge 200%

-->-->Key PointsAnalysts believe these three tech stocks have multibagger upside potential.They sell software and hardware that align with current megatrends.These tech companies seem well-positioned to land big contracts.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Tech stocks have delivered stellar returns over the past two and a half years, and gains that seemed outlandish back then have materialized and then some. Many believe this momentum may continue for years if Wall Street remains undeterred by concerns of an “AI bubble,” just like how investors didn’t bother with the Fed’s “irrational exuberance” warning in 1996.And many who didn’t listen to that warning ended up winning big in the end. Even the Dot Cum bubble’s implosion didn’t significantly bring down the Nasdaq below 1996 levels. If AI efficiency gains end up boosting the economy like the internet did by creating new avenues, further gains are certainly ahead.Analysts are making ambitious bets on where these tech stocks can go in the next year. None of these analysts has a crystal ball, and it wouldn’t be wise to trust price targets blindly. But, it’s still worth looking into if you are looking for multibagger gains. Here are three tech stocks with price targets implying over 200% upside:Redwire (RDW)Loading stock data...Redwire (NYSE:RDW)is a space company that sells space infrastructure components. This industry has been growing rapidly in recent years and has accelerated significantly in 2025, with the military increasingly becoming interested in augmenting its capabilities in orbit.There were just 102 orbital launches per year, and this figure soared to 259 launches in 2024. So far in 2025, there have been 215 orbital launches. It is very likely that the 2020s will be the decade that finally surpasses the 1970s space race figure of 1,233 orbital launches.Space companies are gaining big from this megatrend. The space sector is expected to. be worth $1.8 trillion by 2035.RDW stock is up 40% in the past year and has had some ups and downs along the way. Bulls believe it is far from its true potential. The consensus price target is $18.07, implying almost 101% upside potential from here. The higher price target comes from a Cantor Fitzgerald analyst at $28, which implies ~212% upside from here. This analyst had a 73.5% success rate at the time.If Redwire lands big contracts from the expanding space industry and executes, it’s very possible RDW stock gets there. In fact, the stock peaked at nearly $24 earlier this year.Datavault AI (DVLT)Loading stock data...Datavault AI (NASDAQ:DVLT)does two main things. It does data science by running a cloud platform that lets companies tag, value, and sell their data (or data-derived assets) as blockchain tokens. It sells computing software and has its hands on audio tech, or acoustic science.DVLT stock has historically been in a rough patch, but has done quite well recently. The stock broke out significantly in the past month, up over 230%. This surge puts the stock price just over $1, which is the Nasdaq minimum listing requirement.The company recently secured a $150 million investment from Scilex Holding Company to “Build Supercomputer and Launch Independent Data Exchanges”. It also received a “multi-million” resource commitment fromIBM (NYSE:IBM), “including engineering, technical sales, and quantum computing expertise, to support Datavault’s platform development and go-to-market growth”.Keep in mind that the entire market cap today is $203.7 million. If it keeps landing investments and contracts, a multibagger may be brewing.The consensus price target of $7 implies 542.2% upside potential. The highest price target is $11.MultiSensor AI Holdings (MSAI)Loading stock data...MultiSensor AI Holdings is likely the riskiest of the three stocks you can buy into. MSAI stock is still below the Nasdaq listing requirement, and a reverse stock split may happen to regain compliance.The company sells thermal, acoustic, vibration, and laser sensors, plus the cloud/edge software that turns the raw data into “fix-it-before-it-breaks” alerts for big industrial plants.The software business has the most potential here, but the company is still loss-making. If you want a lottery ticket on industrial AI with a real (but thin) installed base and a credible tech stack, MSAI stock is worth going for. Onshoring and tariffs may lead to more contracts in the future as companies rush to automate.The consensus price target of $2.5 implies 287.6% upside potential.If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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Bill Gates Had One Big Buy in Q2–It Should Have Investors’ Attention

-->-->Key PointsBerkshire Hathaway was a big Bill Gates buy in the second quarter. It’s a remarkable move that should have investors looking to buy the dip as well.Berkshire’s OxyChem deal was seen as a win in an arguably frothy market. There’s still a moutain of cash to put to work, making it a likely relative winner come the next market sell-off.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Given all that Bill Gates has learned from his friend Warren Buffett, the Bill & Melinda Gates Foundation Trust is worth tracking closely every quarter. Indeed, the stocks held within the trust are steady, well-run businesses built to fare well through the extremely long term.And while Bill Gates’ portfolio is packed with potential, his foundation isn’t exactly the most active in the world. Indeed, there isn’t all too much action taken in any given quarter. In fact, in the first two quarters of the year, the foundation only made moves on three names. So, whenever the foundation makes a big move, it should be on the radar of investors.Perhaps this speaks to the long-term mindset of Bill Gates, likely instilled by the great Oracle of Omaha. In any case, Bill Gates’ foundation only made one buy in the second quarter, and it was a big one. In case you missed it, his foundation added significantly to its position inBerkshire Hathaway(NYSE:BRK-B) by less than 7 million shares.Bill Gates’ foundation makes a big bet on Berkshire in the second quarterOf course, the foundation’s Berkshire buy represented a significant move. Still, it is noteworthy that the Gates Foundation reduced its Berkshire stake in previous quarters. Either way, Berkshire is now the second-largest holding as of the end of the second quarter, with a weighting of under 25 percent. Indeed, if there’s a stock to allocate a quarter of your portfolio to, it’s Berkshire.It’s a diversified conglomerate that’s cash-rich and ready to make deals should opportunities become more abundant. In today’s arguably pricey market, Berkshire stands out as a way to get less exposure to the most heated parts of the tech sector with optionality to make bigger splashes should valuations begin to really come in, perhaps come the next correction or bear market. Indeed, Berkshire’s $9.7 billion OxyChem acquisition has been praised by many pundits as a pretty good deal.Berkshire is capable of spotting deals in a pricey marketIt does seem like Berkshire swooped in to get a great deal. Others think the move is a win-win for both sides. In any case, it’s a sizeable deal, but one that’s still quite small relative to the cash pile that’s built up over the last couple of quarters. The big question for investors is whether or not Berkshire can put the cash to work come the next big market downturn. It’s hard to say for sure, but let’s just say I’d be more confident owning Berkshire stock in a market sell-off than an ETF that follows the S&P 500.Either way, I find it encouraging that Buffett and company have spotted such a great opportunity in a market that many may describe as “fairly highly valued,” as Fed chairman Jerome Powell recently put it. If you can find value in a hot market, I’d argue that it’s a mistake to discount Berkshire’s potential, even as we enter the final few months of Buffett’s tenure as CEO.Berkshire Hathaway in the Abel era is worth betting onOf course, another giant question mark for new investors of Berkshire is whether the legendary conglomerate can still beat the market once Warren Buffett officially steps down at the start of next year. If you believe in Buffett’s successors who’ve been trained for this moment a long, long time ago, I think Berkshire is a great pick-up while it’s down more than 7% from its all-time high.Indeed, Berkshire shares have trailed the S&P so far this year, thanks in part to disappointment following Buffett’s announcement to step down as CEO. Still, if you believe in Buffett’s ability to pass on his wisdom to those who’ll succeed him, I think it makes no sense to pass up on Berkshire stock right here while it’s trading at a relative discount to the market.In my view, the Gates Foundation’s big Berkshire buy, which might have come after the post-annual meeting slump, is a vote of confidence in Berkshire after Buffett. Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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2 Attractive Dividend ETFs That Can Pay You for Life

-->-->Key PointsThe VYM and CGDV are stellar ETFs that provide more yield than the S&P 500.The VYM offers a solid balance between income and growth, while the CGDV stands out as a more active, value-focused ETF that might just outdo the S&P on the way down.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->There’s plenty of incentive to play the long game when it comes to dividend ETFs. Undoubtedly, many of them are equipped to pay distributions for life, giving investors less reason to trade them and more reason to stash them away while allowing the dividend payments to just trickle in every month or quarter.In this piece, we’ll have a closer look at a pair of intriguing dividend ETFs that not only can act as durable, growing income streams but can also offer more in the way of diversification, especially in a time when many indexers may be unaware of how much downside risk they could face if the technology sector were to go through a storm of sorts.Indeed, it falls back to the S&P 500’s concentration risk, which might continue to get out of hand as the Magnificent Seven stocks continue to do much of the heavy lifting in any given year. With volatility kicking things up in October, with new 100% tariffs potentially on the table for China come the start of November, perhaps it’s time to take more of a lower-beta, income-oriented approach to ride out what could be a rocky fourth quarter for markets. Here are two dividend ETFs that bring more than just steady income to the table:Vanguard High Dividend Yield ETFTheVanguard High Dividend Yield ETF(NYSEARCA:VYM) is one of the most popular dividend ETFs out there, and for good reason. It seems to strike the perfect balance between income and growth, with a 2.5% yield and some fairly growthy names in the top-10 holdings.With more names (581 stocks) and more representation of sectors underrepresented (at least compared to tech) compared to the S&P, the VYM certainly seems like a great alternative to side-step the concentration risk and the froth that could make the tech sector most vulnerable come the next market-wide valuation reset or rotation. For the most part, the dividend-paying growers are nicely balanced out with some of the low-growth, high-yield heavyweights.The result? A more bountiful ETF that can better withstand the next market hurricane. With a 0.85 beta and 1% more yield than the S&P, perhaps it’s time to view the VYM as a new go-to ETF to invest in at the end of every month.Capital Group Dividend Value ETFAs outstanding as the VYM is for investors seeking balance and better diversification across sectors, it’s not exactly an ETF that has value at the top of mind. TheCapital Group Dividend Value ETF(NYSEARCA:CGDV) stands out as an even more enticing mix of dividend, growth, and value. Of course, the dividend sits at a relatively low 1.33% at the time of this writing. Still, it’s better than the S&P and with a potentially lower risk profile, as tech and AI bubble concerns mount. The CGDV has a gold rating from Morningstar, which should capture investors’ attention. Though the expense ratio is a tad on the high side at 0.33%, especially compared to Vanguard’s indexing solutions, the ETF’s methodology and stock mix are enticing. Additionally, the CGDV is an active ETF, and 0.33% isn’t all too bad for a more active approach.As the name of the ETF suggests, the CGDV seeks to focus on high-conviction ideas with more of a value tilt. And, of course, a vast majority of the ETF invests in stocks that pay dividends, many of which are growing at a decent pace.Perhaps the biggest reason to own the CGDV over the VYM or S&P is the focus on lesser-appreciated names that stand out as potential sleeping giants. Of course, you’re getting a good dose of Magnificent Seven exposure with the CGDV, but with concentrations that aren’t out of hand (think single-digit percentage exposure compared to double-digit for the top S&P’s holdings). All considered, the CGDV is one of the most well-rounded dividend-paying ETFs out there.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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3 ETFs That Can Build Lasting Wealth for Retirement

-->-->Key PointsPassive exposure to the markets is something more and more active investors are seeking right now.For those looking to put some capital to work in steady and consistent ETFs to hold long-term, here are three top picks to consider right now.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Finding the right exchange-traded funds (ETFs) to invest in is easier said than done. Of course, there are plenty of top index funds out there that track the whole market. Is it worth putting all of one’s eggs in such highly-diversified baskets? Or does it make sense to try to pick ETFs tracking various sectors that may beat the market over a given time frame? Or even ETFs tracking the movement of individual stocks one thinks has a shot at outperforming over time? That’s a good question, and I’d really say most financial advisors would suggest the answer will vary depending on the individual investor. The good news is that I’m going to cover three of the top ETFs I think long-term investors can own and sleep well at night, while growing their nest egg for retirement.Without further ado, here are three ETFs investors can turn to for lasting wealth throughout retirement.Vanguard S&P 500 ETF (VOO)Loading stock data...Let’s start with a relative no-brainer pick, at least in my view. The Vanguard S&P 500 ETF (NYSEARCA: VOO)is one of the largest and oldest ETFs out there, tracking (as its name suggests) the broader S&P 500.In other words, investors who put their capital to work in this ETF essentially are able to buy a slice of the 500 largest (and highest quality) U.S. stocks, without having to consistently rebalance their portfolio and make adjustments for market cap weighting changes over time. This ETF takes care of all of that for investors in an automated fashion, providing this high level of diversification for almost free. Indeed, an expense ratio of just 0.03% is the smallest I’ve come across for broad index ETFs, which says something.The reason that’s so important for investors thinking long-term (say, with a decade or two until retirement) is that the fees charged by such ETFs can eat into one’s long-term returns, considerably. That goes even for funds with a seemingly small expense ratio. On this basis, VOO is an excellent long-term pick.It goes without saying that investors gain exposure to the highest-quality tech and growth stocks in such an ETF, but also have excellent exposure to a range of other sectors that are starting to outperform. For those who think broad economic growth will continue to be strong for the coming decades, this is a top ETF I think cost-conscious investors can rest well owning over the longer term. Schwab U.S. Small-Cap ETF (SCHA)Loading stock data...For investors looking to tilt their portfolios more toward the smaller-cap segment of the market, the Schwab U.S. Small-Cap ETF (NYSEARCA: SCHA)would be my preferred way to go. This fund’s broad exposure to thousands of U.S. small caps is meaningful, given how overweight funds like VOO are to mega cap tech stocks. Indeed, the rally we’ve seen at the top levels of the market cap spectrum among certain tech names has been breathtaking. But for investors who think this rally could be coming to an end at some point (given that multiples are now near all-time highs in most areas of the market), small caps could be a segment of the market that may outperform over the medium to long-term.For those with a significant investing time horizon, it’s also worth pointing out that small cap stocks tend to outperform their large-cap counterparts in terms of capital appreciation over any significant period of time. Thus, given the valuation dislocations we’re seeing the market today, coupled with the historical upside small caps can provide, SCHA is one ETF I think investors putting capital to work for retirement can’t sleep on right now. SPDR Portfolio S&P 500 Growth ETF (SPYG)Loading stock data...Last, but certainly not least on this list of “forever” ETFs investors can consider buying now when saving for a few decades down the road is the SPDR S&P 500 Growth ETF (NYSEARCA: SPYG). Like VOO, SPYG tracks the S&P 500, providing investors with exposure to some of the highest-growth areas of the economy such as technology and tech-adjacent names. Investors looking to capitalize on the surges we’re seeing in the AI, cloud, software, chips and other areas of the tech market will certainly benefit from holding an ETF like SPYG for a very long period of time.I will note that while SPYG has traded in high correlation to index funds like VOO, over the longer-term, investors who have held onto shares of SPYG or other growth-centric funds have tended to outperform. For those who think that the current bull market can continue (and another one is likely around the corner), this is a long-term holding I think is worth adding, particularly on significant selloffs (such as the one we saw in April). If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Did Trump Just Save the Dying Coal Industry?

-->-->Key PointsNo new coal plants have been permitted since 2010, while 290 plants have closed.Europe’s phase-outs remain despite energy shocks, but China’s 60% reliance on coal underscores its enduring global role.AI’s power surge offers a survival shot for an “all-of-the-above” energy policy.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Coal’s Long Fade-OutIt’s no secret that coal, as an energy source, has been dying. Coal-fired power plants have been in a secular decline for years due to lower-cost natural gas. From 2010 to 2024, 290 coal plants closed, representing 40% of U.S. coal generating capacity. That’s over 100 gigawatts of capacity retired, with another 80 gigawatts slated to shut by 2030. No new large-scale coal plants have been permitted since 2010, as environmental regulations and cheaper alternatives like fracking-boosted gas made them uneconomic.The animus toward coal extends to Europe, where phase-out policies dominate. Germany, for instance, plans to close its last coal plant no later than 2038, though it temporarily reactivated some during the 2022 energy crisis sparked by Russia’s invasion of Ukraine. Eleven EU countries aim to eliminate coal from their electricity mix by 2030, with coal’s share dropping from 16% in 2019 to under 10% in 2024.Yet with the insatiable demand for electricity caused by artificial intelligence (AI) — data centers could consume as much power as Japan by 2030 — and existing capacity unable to meet expected surges, an “all of the above” strategy will be necessary, including coal. Projections show AI-driven U.S. electricity demand doubling data center needs by 2026, potentially adding 1.7 gigatons of global emissions if met by fossil fuels. China, though, still uses coal — the World Nuclear Association pegs it at 62% of total electricity production —  but without a similar commitment elsewhere, is there any hope for the industry’s survival?Trump Tosses Coal a LifelinePresident Trump’s latest move aims to jolt the coal sector back to life. This morning, his administration announced an initiative opening 13.1 million acres of federal land — mostly in the Powder River Basin — for leasing to coal miners. This reverses Biden-era restrictions and prioritizes extraction in a region that produces 40% of U.S. coal. Paired with it is $625 million in funding for power plants that burn the fuel, including $350 million for modernization and capacity upgrades to extend operations. Energy Secretary Christopher Wright called it “critical for America’s industrial power,” tying it to AI data centers’ surging needs and lower energy costs.The plan fits Trump’s broader push: executive orders to fast-track mine permits, exempt plants from EPA rules, and force some to stay open. It’s designed to counter coal’s slide, where active federal leases have halved since the 1990s to about 280. Proponents argue it could boost thermal coal output by 9% in 2025, meeting AI-fueled demand without waiting years for new gas or nuclear builds plants to be built.Loading stock data...Mixed Reaction Among Coal StocksThe potential for reviving coal stocks is real but muted so far.Peabody Energy(NYSE:BTU), a major producer, could gain from Powder River access, where it operates key mines. The leasing expands viable sites, potentially lifting output and margins if prices hold amid global demand.Alliance Resource Partners(NASDAQ:ARLP), focused on Appalachia thermal coal, might see indirect benefits from plant funding that sustains buyers.Natural Resource Partners(NYSE:NRP), which earns royalties from coal production and leasing, could benefit directly from expanded federal land access, as more mining boosts its revenue stream tied to output from leased properties.Analysts note the initiative faces legal hurdles from environmental groups and may take years to yield leases — permitting alone could lag demand spikes from AI. Most coal stocks aren’t reacting strongly. In morning trading today, BTU is the big mover, up nearly 5% to $25.65 per share while ARLP is up 1% to $24.80 per share. NRP, however, is down 0.5% to $103.53 per share. Will this be enough to save the coal industry? While it props up existing assets, the announcement doesn’t reverse renewables’ cost edge or plant closures. AI demand helps — data centers favor reliable baseload like coal short-term — but gas and solar scale faster. Production forecasts show modest 2025 gains, but long-term, coal’s share of U.S. power could dip below 15%. This seems more like a bandage, not a cure.Key TakeawayIs this too little, too late? Trump’s moves add tailwinds, but structural headwinds persist. AI could revive growth if data centers lock in coal contracts for reliability and utilization rises. For risk-tolerant buyers, BTU looks compelling at current valuations (a forward P/E of 12x), offering dividend yields of 1.2% and upside from met coal for steel. ARLP suits income seekers — it yields 11% annually — while NRP’s royalty model offers stability, but there is limited growth unless leasing accelerates. Selective buys in the industry make sense if AI demand materializes, but don’t bet the farm — coal’s revival is more spark than fire.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Does It Make Sense to Take Social Security at 62 to Buy Dividend Stocks?

The right time to start taking out Social Security benefits will differ for just about everyone. Indeed, depending on one’s situation, the optimal age to start opting in might be somewhere in the middle, rather than the extremes. Either way, meeting up with the financial adviser seems like a smart way to better understand the trade-offs between opting in younger rather than later.In a prior piece, I highlighted the opportunity costs of waiting too long, but did acknowledge that waiting was the best financial move on paper. Of course, not everybody is going to be in decent enough shape at the age of 70 to start spending down considerable sums of the nest egg. In fact, there might even be a risk that one would not be able to do some of the things on their bucket list.-->-->Key PointsOpting into Social Security early to invest entails more risk, but a shot at greater growth.Stocks have been gaining at a blistering pace, but it’s unclear if the bull run can beat the 8% annual increase from forgoing Social Security each year after 62 through 70.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Investing Social Security payments in dividend stocks? It’s not as absurd as it seemsIn this piece, we’ll have a look at a scenario that might just allow one a shot at scoring a return that’s greater than the 8% that one would have gotten by delaying Social Security by a year. Indeed, the 8% annual boost per year that one delays Social Security is one that’s free from risk. And, it’s pretty hard, if not impossible, to land 8% when not taking on any risk.Indeed, there really is no free lunch on Wall Street, given that higher risks are needed for a shot at higher rewards. For those who’ve considered opting in and investing the difference, though, perhaps in dividend stocks, there is an intriguing case for opting in early and keeping one’s flexibility open. If not for a shot at greater returns, perhaps to improve one’s liquidity position.When would it actually make sense to opt into Social Security at 62 while investing the difference?For those who don’t quite need the full Social Security check but would like to use a portion of it to spruce up their lifestyle while investing the difference, opting in early can make a lot of sense. Of course, by doing such, one will forego a handsome risk-free return and have to take a considerable amount of risk by investing the difference in equity markets. Of course, if you were going to wait until the age of 70 before opting in, you’ve got an eight-year time horizon. And that’s quite a long time to be in equities.So, if you don’t see yourself spending much, if any at all, of the Social Security that’s coming in, investing in dividend stocks can be a move to bring up with one’s adviser. Of course, it’s a riskier decision, to say the least, but if one doesn’t need the cash and believes they can do better in markets (stocks have typically returned 9-10% over time, though markets have been much hotter in recent years), opting in sooner and investing for the long term can be a winning (though much riskier) decision, at least in my opinion.Stocks have a good shot of doing well over the next 8-10 years. Doesn’t that make investing Social Security payments in dividend stocks a more worthwhile move?Additionally, if you’ve always been a risk taker and firmly believe that the AI revolution will lead to significant productivity growth, which, in turn, would propel markets, perhaps investing for the long haul makes sense.And if you invest with a long-term horizon and full-on growth in mind as you aim to leave a legacy behind for the next generation, perhaps opting into Social Security a few years earlier while investing in stocks can make sense, provided you’ve got experience with investing in equities and can handle those inevitable ups and downs that you’ll need to ride out along the way into your golden years.As always, if you’re considering investing your Social Security check, do check in with an adviser to get the green light, as it’s definitely not the best move for everyone who faces the dilemma once they turn 62.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Tired of Low Yields? Grab These Dividend Powerhouses Yielding 8% for Endless Cash Flow

-->-->Key PointsDividend investing is a proven strategy that builds wealth through compounding over time.Dividend growth stocks beat inflation while signaling company strength.High yields boost returns but require investors to check for business health and payout safety.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Dividend investing stands out as a reliable path to building wealth over time. By reinvesting dividends, investors benefit from compounding, where earnings generate more earnings, turning modest initial sums into substantial portfolios. This approach suits those seeking steady growth without constant market timing. Among dividend strategies, dividend growth stocks shine brightest. These companies not only pay dividends but raise them annually, outpacing inflation and boosting purchasing power. A track record of dividend increases signals financial health and management commitment to shareholders.High yields can supercharge this model. A stock offering an above-average yield delivers immediate cash flow that rivals bond returns, amplifying total returns when paired with modest price appreciation. Yet chasing yield alone carries risks. Elevated payouts often stem from slumping share prices due to business woes, like declining revenues or mounting debt. Unsustainable dividends may get slashed, eroding income and capital. That’s why scrutinizing high-yield candidates matters — check payout ratios below 90%, strong balance sheets, and consistent earnings growth to confirm safety. The two stocks featured here average a 8.7% yield, blending generous income, secure payouts, and expansion potential — making them ideal for years of passive income.Main Street Capital (MAIN)Main Street Capital(NYSE:MAIN) operates as a business development company, or BDC, lending to and investing in lower-middle-market firms overlooked by big banks. This niche lets it snag above-average returns while collecting interest and fees that fuel reliable dividends. With a market cap of $5.6 billion, MAIN balances scale with agility, targeting companies with $10 million to $150 million in revenue.MAIN’s 6.8% yield comes from monthly payouts totaling $3.00 per share over the past year, including a supplemental dividend that rewards excess earnings. This isn’t luck — it’s strategy. The company maintains a payout ratio near 63%, leaving room for reinvestment and buffers against downturns. In 2025, despite economic headwinds, MAIN grew net investment income by 8%, driven by a diversified portfolio of 180-plus investments across industries like healthcare and tech services.Loading stock data...Growth adds appeal. MAIN has hiked dividends for 17 straight years, with a 4% bump in 2025 alone. Its internal rate of return on new deals hit 13% last quarter, and a low non-accruing investment rate under 1% shows portfolio strength. Trading at a slight premium to net asset value, shares have returned 15% annually over five years on average, blending yield with capital gains. For passive income hunters, MAIN’s monthly checks and growth trajectory make it a set-it-and-forget-it holding.Fidus Investment (FDUS)Fidus Investment(NASDAQ:FDUS) mirrors MAIN as a BDC but carves its edge in the $10 million to $75 million revenue sweet spot, focusing on subordinated debt and equity in resilient sectors like business services and manufacturing. This setup yields fat margins — often 12% on loans — translating to chunky dividends for shareholders. At a $720 million market cap, FDUS stays nimble, avoiding the bloat that hampers larger peers.The yield steals the show at 11%, paid quarterly at $0.565 per share, for an annual $2.26 per share. That’s cash flow firepower, outpacing most fixed-income options. It is sustainable as well, with a 74% payout ratio on distributable earnings to keep it safe. Net investment income over the first half of 2025 is up 5% year-over-year and FDUS supplements core dividends with special payouts from realized gains, as seen in a $0.20 per share bonus in Q2. It ensures the yield stays juicy without straining operations.Loading stock data...On growth, FDUS shines with a 11.2% five-year dividend CAGR, even amid rate volatility. Portfolio yield climbed to 11.8% in mid-2025, fueled by $150 million in new originations at premium rates, while mon-performing assets hover at 0.5%. Leverage remains conservative at 1.1 times debt-to-equity. FDUS stock trades near book value, delivering 28% total returns over five years. For those building passive streams, Fidus Investment offers high-octane income with low drama, perfect for long-term stacking.Get Ready To Retire (Sponsored)Start by taking a quick retirement quiz from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes, or less.Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.Here’s how it works:1. Answer SmartAsset advisor match quiz2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future.

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Inside Costco Hides A Massive Dividend Dynamo

-->-->Key PointsCostco‘s (COST) modest 0.5% yield belies its long-term potential.The warehouse club’s yield on cost grows to 3.3% over 10 years for early investors, while special dividends add unpredictable but significant boosts.COST’s stable cash flow supports ongoing dividend growth.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Costco(NASDAQ:COST) is a retail giant known for its sprawling warehouses, bulk discounts, and loyal membership base. But beneath its reputation for value shopping lies a lesser-known strength: a robust dividend program that rewards long-term investors. While the company’s dividend yield may appear modest at first glance, its consistent growth transforms it into a powerful wealth-building tool, making it a compelling investment for patient shareholders.The Power of Costco’s Dividend GrowthCostco’s dividend strategy is built on steady increases and occasional special payouts. The company has raised its regular dividend annually for over two decades, a testament to its financial discipline and strong cash flow. In 2025, the warehouse club’s annual dividend stands at $4.64 per share, offering a yield of about 0.5% based on its current stock price. At first, this yield seems underwhelming compared to high-yield stocks likeAT&T(NYSE:T) at 4.3% or evenTarget(NYSE:TGT) at over 5%. However, Costco’s secret lies in its dividend growth rate, which has averaged around 12% annually over the past decade.This consistent growth means that investors who bought Costco shares years ago are now earning significantly more on their initial investment. For example, a shareholder who purchased Costco stock 10 years ago when the dividend was $1.42 per share would now receive $4.64 per share annually. This growth pushes the yield on cost — a measure of the dividend relative to the original purchase price — to an impressive 3.3%. The result is a dividend that feels far more substantial than the headline yield suggests.Understanding Yield on CostYield on cost is a critical concept for dividend investors. It measures the current dividend payment as a percentage of the stock price at the time of purchase, rather than the current market price. For Costco, this metric highlights the power of holding a stock with consistent dividend increases. As the company raises its payout, the effective yield for long-term shareholders grows, even if the stock price rises. This dynamic makes Costco particularly attractive for investors with a decade-long horizon or more, which you should have.For instance, if you invested $10,000 in Costco 10 years ago at $140 per share, you’d own about 71 shares. Back then, the annual dividend of $1.42 per share would have generated $100.82 in yearly income. Today, with the dividend at $4.64 per share, those same 71 shares produce $329.44 annually. That’s a 3.3% yield on your original investment, far surpassing the 0.5% yield new investors see today.This growth showcases how Costco turns a modest starting yield into a dynamo over time.Loading stock data...A Special Bonus for ShareholdersCostco also occasionally sweetens the pot with special dividends. These one-time payouts, often tied to excess cash, have occurred five times since 2012, with the most recent in 2023 at $15 per share. While not guaranteed, these bonuses significantly boost returns for shareholders. For long-term investors, combining regular dividend growth with these periodic windfalls creates a compelling total return profile, blending income with capital appreciation.Why Costco’s Dividend ShinesCostco’s ability to grow its dividend stems from its resilient business model. The company generates nearly $5 billion in membership fees annually, providing a stable revenue stream that supports consistent payouts. Its low-margin, high-volume sales strategy ensures steady cash flow, even in economic downturns. Additionally, Costco’s global expansion and e-commerce growth position it to sustain dividend increases for years to come. For investors seeking a blend of growth and income, Costco’s dividend program is a hidden gem.If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be.Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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The 5 Highest-Yielding Dogs of the Dow Are Among Our Top Q4 Picks

The Dogs of the Dowis a well-known strategy first published in 1991 by Michael O’Higgins. The plan aims to maximize investment yields by purchasing the 10 highest-yielding dividend stocks from the Dow Jones Industrial Average each year. The highest-yielding stocks are also the lowest-priced stocks in the venerable average, as the lower a stock (or bond) is priced, the higher the attached yield or coupon becomes. There is an intriguing aspect to the highest-yielding dogs now, and it may provide the best contrarian dividend play for the fourth quarter and into 2026.-->-->24/7 Wall St. Key Points:With all the major indices trading at or near all-time highs, a solid contrarian dividend idea makes sense now.The S&P 500 healthcare sector has experienced a 5% decline in 2025 and may offer some of the best dividend ideas for growth and income investors.The highest-yielding Dogs of the Dow are offering the best price entry point now and could be poised for a strong Q4 rally.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->With approximately$1.6 trillion in global sales, the pharmaceutical industry is a steadily growing sector driven by the rise of personalized medicine, the increase of chronic diseases, and an aging global population. At 24/7 Wall St., we have consistently believed that investing in the pharmaceutical industry offers our readers a range of potential opportunities. Plus, most across the investment world still consider the industry defensive, so it is not a bad idea, given the current market volatility.We mentionthis, as three of the highest-yielding Dogs of the Dow are some of the top companies in the pharmaceutical/healthcare sector, and all three trade at bargain levels. The best part is that all three have very different business models and product silos, so you don’t duplicate exposure to the sector. The other two companies are perfect plays for a slowing economy where interest rates are poised to fall. All five of the dogs are rated Buy at top Wall Street firms.Why do we cover the Dogs of the Dow?Since the turnof the century, the Dogs of the Dow have significantly outperformed the overall Dow Jones Industrials and the Small Dogs of the Dow, which are the five highest-yielding stocks, even more. The fact that investors are buying the highest-yielding companies in the venerable index improves the chances for total return gains.VerizonLoading stock data...Verizon CommunicationsInc. (NYSE: VZ), commonly known as Verizon, is an American multinational telecommunications company that continues to offer tremendous value. It trades 9.13 times its estimated 2026 earnings, pays a 6.28% dividend, and is up almost 9% in 2025. Verizon provides a range of communications, technology, information, and entertainment products and services to consumers, businesses, and government entities worldwide.Verizon’s interestcoverage ratio is 4.6× to 5× trailing 12 months, which offers more than enough cushion for dividend payments. With a very predictable revenue stream from telecom services, the company has less exposure to commodity cycles. In addition, the large scale helps in financing and absorbing shocks.It operatesin two segments:Verizon Consumer GroupVerizon Business GroupThe Consumersegment provides wireless services across the United States through Verizon and TracFone networks, as well as through wholesale and other arrangements.It also providesfixed wireless access (FWA) broadband through its wireless networks and related equipment and devices, such as:SmartphonesTabletsSmartwatches and other wireless-enabled connected devicesThe segmentalso offers wireline services in the Mid-Atlantic and northeastern United States through its fiber-optic network, Verizon Fios product portfolio, and copper-based network.The Businesssegment provides wireless and wireline communications services and products, including:FWA broadbandDataVideo and conferencingCorporate networkingSecurity and managed networkLocal and long-distance voiceNetwork accessservices to deliver various IoT services and products to businesses, government customers, and wireless and wireline carriers in the United States and internationally.Goldman Sachshas a Buy rating and a price target of $49.ChevronLoading stock data...Chevron Corp.(NYSE: CVX) is an American multinational energy company that is predominantly specialized in oil and gas. This integrated giant is a safer option for investors looking to position themselves in the energy sector and pays a substantial 4.17% dividend, which was raised by 5% earlier this year.Chevronoperates integrated energy and chemicals businesses worldwide through its subsidiaries and offers investors very strong credit ratings (AA), diversified operations, good margins, a long history of paying/dividends and raising dividends yearly. The company operates in two segments.The Upstreamsegment is involved in the following:Exploration, development, production, and transportation of crude oil and natural gasProcessing, liquefaction, transportation, and regasification associated with liquefied natural gasTransportation of crude oil through pipelines, and transportation, storageMarketing of natural gas, as well as operating a gas-to-liquids plantThe Downstreamsegment engages in:Refining crude oil into petroleum productsMarketing crude oil, refined products, and lubricantsManufacturing and marketing renewable fuelsTransporting crude oil and refined products by pipeline, marine vessel, motor equipment, and rail carManufacturing and marketing of commodity petrochemicals, plastics for industrial uses, and fuel and lubricant additivesIt also involvescash management, debt financing, insurance operations, real estate, and technology businesses.Chevronannounced in late 2023 that it had entered into a definitive agreement with Hess Corp. (NYSE: HES) to acquire all of the outstanding shares of Hess in an all-stock transaction valued at $53 billion, or $171 per share based on Chevron’s closing price on October 20, 2023. Under the terms of the agreement, Hess shareholders will receive 1.0250 shares of Chevron for each Hess share. The transaction’s total enterprise value, including debt, is $60 billion. The Federal Trade Commission approved the deal last October, and it is expected to close this fall.UBShas a Buy rating with a huge $197 target price.MerckLoading stock data...Merck & Co. Inc. (NYSE: MRK) develops and produces medicines, vaccines, biological therapies, and animal health products. Merck is not just a healthcare company but a global force in the industry. This healthcare giant is a no-brainer down over 30% over the last year while paying a solid 3.97% dividend.The companyoperates through two segments:PharmaceuticalAnimal HealthThe Pharmaceuticalsegment offers human health pharmaceutical products in:OncologyHospital acute careImmunologyNeuroscienceVirologyCardiovascularDiabetesVaccine products, such as preventive pediatric, adolescent, and adult vaccinesThe Animal Healthsegment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, health management solutions and services, as well as digitally connected identification, traceability, and monitoring products.Merckserves:Drug wholesalersRetailersHospitalsGovernment agenciesManaged healthcare providers, such as health maintenance organizationsPharmacy benefit managers and other institutionsPhysiciansPhysician distributorsVeterinariansAnimal producersMerck’s growth is a result of its efforts and strategic collaborations. The company works with AstraZeneca, Bayer, Eisai, Ridgeback Biotherapeutics, and Gilead Sciences to jointly develop and commercialize long-acting treatments for HIV, demonstrating a commitment to innovation and growth.Goldman Sachs’target price objective is $94.AmgenLoading stock data...Amgen Inc.(NASDAQ: AMGN) discovers, develops, manufactures, and delivers human therapeutics worldwide. This biotech giant remains a top stock for investors to buy, offering a safer investment with a 3.38% dividend to capitalize on the massive potential growth in biosimilars. Amgen discovers, develops, manufactures, and delivers human therapeutics worldwide.Amgenfocuses on:InflammationOncology/hematologyBone healthCardiovascular diseaseNephrologyNeuroscienceThe company’sproducts include:Enbrel to treat plaque psoriasis, rheumatoid arthritis, and psoriatic arthritisNeulasta reduces the chance of infection due to a low white blood cell count in patients with cancerProlia to treat postmenopausal women with osteoporosisXgeva for skeletal-related events preventionOtezla for the treatment of adult patients with plaque psoriasis, psoriatic arthritis, and oral ulcers associated with Behcet’s diseaseAranesp to treat a lower-than-normal number of red blood cells and anemiaKyprolis to treat patients with relapsed or refractory multiple myelomaRepatha reduces the risks of myocardial infarction, stroke, and coronary revascularizationGoldman Sachshas a massive $405 target price, representing a substantial 41% upside from the current price.Johnson & JohnsonLoading stock data...Johnson & Johnson(NYSE: JNJ) is a multinational American corporation specializing in pharmaceuticals, biotechnology, and medical devices. With shares trading at 14.5 times forward earnings and paying a 2.79% dividend, this diversified healthcare giant is a strong buy at current prices. Johnson & Johnson is among the most conservative of the major pharmaceutical companies with a diverse product portfolio and a familiar, solid brand. The company researches, develops, manufactures, and sells a range of healthcare products. Its primary focus is on products related to human health and well-being.The InnovativeMedicine segment is focused on various therapeutic areas, including:ImmunologyInfectious diseasesNeuroscienceOncologyPulmonary hypertensionCardiovascular and metabolic diseasesProductsin this segment are distributed directly to retailers, wholesalers, distributors, hospitals, and healthcare professionals for prescription use.The MedTechsegment encompasses a diverse portfolio of products used in orthopedics, surgery, interventional solutions, cardiovascular intervention, and vision care. It also offers a commercially available intravascular lithotripsy (IVL) platform for the treatment of coronary artery disease (CAD) and peripheral artery disease (PAD).Citigrouphas a Buy rating with a $200 price objective.Four Ultra-High-Yield Stocks With 9% Dividends Everyone Forgot AboutIf You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Jim Cramer Isn’t a Big Fan of This Buffett Stock

-->-->Key PointsJim Cramer told a viewer they “don’t want to be in” Occidental, a Buffett stock that’s gone south in recent months.Despite Cramer’s views, I view OXY as a cheap commodity play that’s a great long-term hold, especially after the OxyChem sale.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->I was quite surprised to hear that Mad Money host Jim Cramer wasn’t too upbeat on shares ofOccidental Petroleum(NYSE:OXY)during his show’s Lightning Round segment recently. Indeed, Occidental is now quite a well-known Warren Buffett stock, one that’s continued to decline sinceBerkshire Hathaway(NYSE:BRK-B)initiated its position a while ago. Indeed, if Buffett’s conglomerate is hanging onto its position, shouldn’t other investors also be holding on or even buying more into weakness? That’s the big question.Jim Cramer May Not Like OXY, but There’s Value to Be HadEither way, Cramer has not been the biggest bull on oil and especially not Occidental, which he described as “not even a good one.” Though the price of admission into OXY shares screams of deep value, I’d have to agree with Cramer in that the name probably isn’t the best place to put new money into the markets.Of course, recent news surrounding Berkshire’s $9.7 billion has been making waves in shares of OXY. The stock fluctuated wildly, especially after it was revealed that the price Berkshire will pay was around $300 million, less than the original $10 billion that some expected, for the OxyChem assets.Either way, some Wall Street pros think the OxyChem sale is a plus for Occidental Petroleum. Given the market’s reaction in shares of OXY (the stock is up more than 24% since its year-to-date low in April), I’d argue it’s a great deal for Berkshire as well given it’s been a number of years since Berkshire made a splash this big.Loading stock data...This Analyst Likes What the OxyChem Sale Means for OccidentalEither way, it looks like Berkshire got a sweet deal for the assets, and OXY shareholders seem uncertain as to the path forward. Bank of Nova Scotia analyst Samantha Hoh upgraded OXY shares while hiking the price target by $7.00 to $55.00 per share. Why? Hoh believes that the move will help the firm chip away at its debt (of around $23.3 billion) and allow flexibility for share repurchases and dividend growth. I think Hoh is right on the money. Occidental is a cheap-looking stock, making it a great candidate to unlock value via share buybacks.Additionally, shareholders are sure to appreciate the greater financial flexibility and continued dividend hikes moving forward, especially as the stock continues to lose a bit of its lustre. Indeed, Occidental may not be the most efficient energy operator on the planet.But it has impressive assets and a valuation that looks severely depressed. In any case, the oil markets have been in a bit of a rut, and if prices sink below $60 per barrel, all energy plays across the board could face mounting pressures. The big question for buyers of Oxy at current levels is whether management can unlock enough operating efficiencies after the big OxyChem sale. Though I understand why Cramer isn’t in a rush to recommend the stock, I think OXY shares are worth hanging onto, especially while they’re down close to 40% from five-year highs.Occidental Certainly Looks CheapSo, should you go with Cramer’s advice or follow in the footsteps of Buffett’s Berkshire? At 16.1 times forward price-to-earnings, OXY still looks quite discounted, and with other billionaire legends buying up the stock in recent quarters, I certainly wouldn’t sleep on the name if you’re a fan of energy and seek a modest multiple.As is the case with most oil names, though, it could take a very long time and continued volatility before shares begin to show signs of paying off. Until then, the 2.2% dividend yield is worth collecting as management looks to pursue a buyback that I think has a high chance of paying off over the long term.Get Ready To Retire (Sponsored)Start by taking a quick retirement quiz from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes, or less.Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.Here’s how it works:1. Answer SmartAsset advisor match quiz2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future.

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1 Stock Split Stock To Buy In October and 1 to Avoid

-->-->Key PointsStock splits boost accessibility but ignore core business health.Reverse splits signal distress yet allow turnarounds likeCitigroup‘s.Forward splits pair well with growth, while reverse splits expose risks.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Stock splits often spark investor excitement, drawing attention to companies that appear more accessible with lower per-share prices. This buzz can drive short-term price gains as retail investors pile in, viewing the move as a sign of confidence from management. However, a split does not alter the company’s underlying fundamentals, such as revenue growth, profitability, or market position — it simply increases the number of shares outstanding while proportionally reducing the price. Some firms, likeBerkshire Hathaway(NYSE:BRK-A)(NYSE:BRK-B), have never split their shares despite trading at enormous prices — above $748,000 per share for Class A stock and $500 for Class B — prioritizing long-term value over perceived affordability. Still, forward splits like these are typically seen as bullish indicators, signaling strong performance and broader ownership appeal, which investors tend to reward.On the flip side,reversestock splits aim to boost a low share price by consolidating shares, often to meet exchange listing requirements or attract institutional buyers. These are frequently associated with troubled companies facing delisting risks, but they are not always a death knell. Some have staged remarkable recoveries:Citigroup(NYSE:C) executed multiple reverse splits during the 2008 financial crisis yet rebounded to become a banking powerhouse;AIG(NYSE:AIG) underwent a 1-for-20 reverse split in 2009 amid its bailout but later returned to profitability; andBooking Holdings(NASDAQ:BKNG) (formerly Priceline) pulled off a 1-for-4 reverse in 2002 before evolving into a travel giant. Below are two stocks that recently split their shares, but only one of them is a buy.Palo Alto Networks (PANW)Palo Alto Networks(NASDAQ:PANW), a leader in cybersecurity solutions, executed a 2-for-1 forward stock split in December 2024, making shares more attainable after a strong fiscal first-quarter performance. This move followed robust earnings, with revenue climbing 14% year over year to $2.14 billion for the quarter. The split halved the share price from around $400 to roughly $200, broadening access without diluting value.What sets PANW apart as a buy is its dominant position in a sector exploding due to rising cyber threats. The global average cost of a data breach hit $4.88 million in 2024, according toIBM(NYSE:IBM), fueling demand for advanced protections. Loading stock data...PANW’s platform strategy integrates firewalls, cloud security, and AI-driven threat detection into a unified system, resonating with enterprises seeking efficiency. In its fiscal fourth quarter ended July 31, revenue grew 16% to $2.5 billion, surpassing the $10 billion annual run-rate milestone. Remaining performance obligations, a key future revenue indicator, accelerated, underscoring deal momentum.Analysts remain bullish, with 45 rating it a consensus “Buy” and an average 12-month target of $215 per share, right where it currently trades. Shares trade at 15 times trailing sales, a premium justified by 14% projected fiscal 2026 revenue growth to $10.5 billion and free cash flow margins targeting over 40% by fiscal 2028. Acquisitions like the $25 billion CyberArk deal enhance its identity security offerings, positioning PANW to capture more of the $200 billion cybersecurity market. With AI integration and broad-based progress across segments, this split stock looks like a winner for October portfolios focused on tech resilience.Lucid Group (LCID)Electric vehicle (EV) makerLucid Group(NASDAQ:LCID) is backed by the Saudi sovereign wealth fund and implemented a 1-for-10 reverse stock split last month, consolidating shares to lift the price from penny-stock territory around $2.50 to about $18 per share. This maneuver addressed Nasdaq compliance risks but highlights deeper woes in a competitive EV landscape.LCID struggles as a loser amid slowing demand and execution hurdles. Production guidance for 2025 was again cut to 18,000 to 20,000 vehicles from 20,000, reflecting supply chain strains and softening consumer interest after federal EV tax credits ended last month. Lucid Group IncNASDAQ:LCID$21.67▼ $4.21(19.44%)1Y1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$21.92Market Cap6.67BDay's Range$21.27 - $22.4252wk Range$15.25 - $36.40Volume6.01MP/E RatioN/AGross Margin-247.10%Dividend YieldN/AExchangeNASDAQThe company burns cash rapidly — over $3 billion annually — while posting consistent losses, with expected Q3 losses at $2.21 per share, despite a 21% year-over-year improvement.The most recent big sales miss amplified these concerns. Lucid just announced Q3 deliveries of 4,078 vehicles, a record seventh straight quarterly increase but 18% below Wall Street estimates of around 5,000 units. This shortfall, driven by pricing pressures and competition fromTesla(NASDAQ:TSLA) andRivian(NASDAQ:RIVN), triggered a 9% stock plunge to near $22.CFRAdowngraded LCID to “Strong Sell” with a $10 target, implying over 55% downside, citing weak demand, high costs, and the historical underperformance of reverse-split firms. The fourth quarter now demands over 8,000 units — a 137% jump from last year — to hit guidance, a tall order amid market saturation. LCID remains a high-risk stock to avoid for October, better suited to speculative traders at most than core holdings.If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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3 Ultra-High-Yield Stocks Wall Street Can’t Stop Saying to Buy

-->-->Key PointsHigh yields are tempting, but often hide coming dividend cuts or price drops from distress.Rising interest rates can shift capital to bonds, eroding a high-yield stock’s appeal, but we look like we’re entering an easing cycle.Prioritize coverage and track records over raw percentages.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Dividend investing draws in many with the promise of steady income, but chasing high yields carries real dangers. High yields often signal trouble: a stock price drop from poor performance might inflate the yield artificially, masking risks like dividend cuts if earnings weaken. Rising interest rates can also make these stocks less appealing compared to safer bonds, triggering outflows and further price declines. Unsustainable payouts have the effect of straining company finances, potentially leading to slashed dividends and capital loss. High payout ratios amplify this — earnings dips could force reductions, hitting total returns hard. Yet, Wall Street remains optimistic about three standout dividend stocks below, all yielding over 10% with fresh buy ratings that highlight their resilience and growth potential.AGNC Investment (AGNC)AGNC Investment(NASDAQ:AGNC) is a mortgage real estate investment trust (mREIT) focused on agency residential mortgage-backed securities. Those are securities backed by government-sponsored agencies like Fannie Mae, Freddie Mac, and Ginnie Mae. The mREIT leverages borrowed funds to amplify returns on these assets, paying out most income as monthly dividends. AGNC currently sports a dividend yield around 14.5%, backed by its $11 billion portfolio.While REITs generally carry higher-than-average yields anyway, Wall Street analysts are bullish on AGNC stock, with firms likeRBC CapitalandUBSreaffirming buy ratings in recent months. They point to AGNC’s strong net asset value growth, up 5% quarter-over-quarter in the second quarter, driven by favorable mortgage spreads amid cooling inflation. Strategic hedging against rate volatility has shielded book value, while a recent preferred stock offering bolsters capital for portfolio expansion. Loading stock data...Analysts forecast earnings of $0.39 per share for the next quarter, supporting the $1.44 annual dividend. With price targets averaging $9.74 per share –implying modest downside from current levels — bulls see AGNC thriving if the Fed eases rates further, boosting MBS demand.Investors should buy into this outlook. AGNC’s agency focus minimizes credit risk, and its history of maintaining dividends through cycles adds reliability. That said, leverage exposes it to prepayment and rate swings; a sudden Fed pivot could pressure spreads. For yield seekers tolerant of some volatility, AGNC merits a spot in diversified portfolios, but pair it with rate hedges to mitigate downsides.Blue Owl Capital (OBDC)Blue Owl Capital(NYSE:OBDC) operates as a business development company (BDC)  lending to mid-market tech and software firms. It provides senior secured loans, generating stable interest income funneled into quarterly dividends. OBDC yields about 11.8%, reflecting its $13 billion portfolio of floating-rate debt.Analysts from RBC Capital issued a buy rating whileLadenburg Thalmannput out a strong buy rating in August, lifting the consensus price target to $15.68 — a 27% premium over recent trading levels. Key drivers include portfolio yield expansion to 11.2% from rate resets, with non-accrual rates below 1%, signaling strong borrower health. Loading stock data...OBDC’s focus on recession-resistant tech subsectors like cybersecurity has delivered 8% net investment income growth year-over-year. Recent originations hit $1.2 billion, targeting underserved borrowers amid tight bank lending. With EPS projections at $1.75 for 2025, the dividend looks covered 1.3 times, according to analyst models.Agreement with analyst sentiment makes sense for income-oriented investors. OBDC’s floating rates hedge inflation, and its BBB credit rating from Fitch underscores stability. Risks linger in tech slowdowns — portfolio concentration could amplify defaults if venture funding dries up. Still, diversified holdings and conservative leverage (0.8x debt-to-equity) tilt the scales toward a buy recommendation. OBDC stock is a solid pick for those eyeing balanced yield with moderate growth.TXO Partners (TXO)TXO Partners(NYSE:TXO), an upstream energy partnership, acquires and optimizes conventional oil and gas assets in the Permian, San Juan, and Williston basins. It emphasizes low-risk development and divestitures for cash returns, distributing proceeds quarterly. Yielding roughly 15.6% at current prices, TXO benefits from $500 million in proved reserves.StifelandRaymond Jamesanalysts reiterated buy calls recently, with targets averaging $21.50 per share — over 50% above spot prices. They highlight TXO’s 2025 distribution guidance of $0.35 to $0.40 per unit, up 10% from prior year, fueled by Elm Coulee field expansions yielding 20% internal rate returns at current oil prices. The partnership’s Mancos Shale pilots show promise, with 15% reserve growth expected. Loading stock data...Second-quarter results beat estimates, with production up 12% to 5,000 barrels of oil equivalent per day and free cash flow covering payouts 1.5 times. With West Texas Intermediate at around $61 per barrel, TXO’s operations remain profitable.Investors can feel comfortable with analyst calls, but with caution. TXO’s mature assets dodge wildcat risks, and hedging 70% of output stabilizes cash flows. Yet, commodity volatility looms large — prolonged low prices could trim distributions. For energy bulls betting on steady demand, TXO offers compelling value; others might wait for clearer geopolitics as OPEC+ nations begin to ramp up production. Overall, the buy thesis remains intact at current prices.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Is Rigetti, IonQ, or D-Wave The Next 10x Stock?

-->-->Key PointsRGTI, IONQ, and QBTS are the quantum trio that have skyrocketed in recent months.I wouldn’t chase the latest melt-up and would instead concentrate on the pullback risks rather than the upside potential in a bull-case scenario.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->The quantum computing stocks have been on an incredible run, and while there’s been no shortage of volatility and bear market moments on the road higher, the quantum trade, which consists of top stocks such asRigetti Computing(NASDAQ:RGTI),IonQ(NASDAQ:IONQ), andD-Wave(NASDAQ:QBTS), has been melting up in vicious fashion. Indeed, the quantum trade is perhaps the only thing hotter than the AI plays right now. But time will tell if the tables turn against the top quantum computing stocks again, as they have numerous times in the past.In a tough Thursday of tech trading, shares of RGTI rocketed 9% higher, while IONQ and QBTS went on to surge 4.3% and 2.4%, respectively. Indeed, the melt-up in quantum stocks is becoming difficult to avoid, and while there might still be room to run, those who get in with the hopes of riding the name higher should also be prepared for what happens once the next inevitable rollover happens.Trading quantum stocks can be quite tricky unless you’re a seasoned pro. However, if you can handle a 50-70% hit and see yourself buying more into the next dip, perhaps nibbling on a few shares of your favorite stocks to play the quantum leap can make a lot of sense.Indeed, some investors may have already moved on from the AI trade to hotter things. But the big question is how long the quantum bull run will last. As always, it’s impossible to tell at this juncture, especially as valuations get a tad ahead of themselves while Wall Street analyst price targets are exceeded.The quantum leap in quantum computing stocks has been euphoricAfter the latest surge, RGTI shares have gained 400% in six months while IONQ has risen 200%, with QBTS gaining around 387%. These are some serious multi-bagger gains that have propelled quantum pure-plays to center stage. And with market caps now comfortably in the double-digits, with IonQ boasting a $25.5 billion valuation, at the time of this writing, the quantum plays are starting to attract some real attention. With names like Rigetti gaining close to 3,000% in two years, questions linger as to whether the quantum trio has any such gas left in the tank to cause another 10x.Personally, I think asking which is the next 10x is the wrong way to go about betting on the names. Arguably, investors have already missed such a run. And while a plunge could always open the door for a second chance to buy in at more reasonable prices, I think the best way to proceed with the quantum stocks is to buy them into dips. Indeed, I’ve been quite bullish on the quantum stocks over the past year.However, after more than doubling in a month, I just have to change my tune on the names. They’re amazing firms with different takes on the emerging technology. But valuations have gotten out of hand, and the risks for a steep pullback over the near-term are real. Though nobody knows which name will be a so-called “10x” stock, I do think that IonQ stands out as the most intriguing of the batch. The quantum names look too risky to buy. Of the trio, IonQ looks most attractive on a pullback. Of course, the trio of quantum stocks is bound to move together, so until a correction hits, I’ll be steering clear of the group. Though, I will be watching the names as volatility takes things up a few notches after the latest melt-up. At this juncture, I think IonQ is the name that long-term investors should look to build a position in, preferably after a pullback.It’s a larger firm that has been gaining traction in trapped ion quantum computing, a technology that I believe holds the most promise for future commercialization. As for 10x hopes, I’d encourage enthusiastic investors to check their expectations of euphoric near-term gains at the door, as I do see IonQ as a name best held for the extremely long haul (think the next 10 years, as quantum really starts to emerge). Additionally, more focus should be placed on the downside risks, rather than upside potential, especially since the most explosive moves are already in the books.In short, the quantum companies have serious potential over the long run, but they look overbought in the near term. Perhaps the best way to play it is to wait for the next correction.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Rivian (NASDAQ: RIVN) Price Prediction and Forecast 2025-2030 for October 14

-->Key PointsKey growth drivers include cost reduction in EV components and increased production capacity, targeting profitability by 2027.Rivian aims to cut material costs by 45% with the introduction of its Gen 2 platform by 2026.If you’re looking for a megatrend with massive potential, make sure to grab a complimentary copy of our“The Next NVIDIA” report. The report includes a complete industry map of AI investments that includes many small caps.-->-->Shares ofRivian Automotive(NASDAQ:RIVN)lost 3.40% over the past five trading sessions after losing 9.49% the five prior. The current skid has seen the stock slide 17.29% from its one-month high, which has dragged RIVN’s year-to-date performance down to a 1.43% loss. Over the past year, the stock is up 26.18%.In July, the EV maker announced that is continuing work on its Georgia plant, which is slated to open in 2028. Earlier in July, Rivian announced a partnership with Google Maps on a new navigation system for its electric vehicles. Rivian will continue to offer its own customized navigation interface on the 15.6-inch center touchscreen, but the underlying data is now powered by the Automotive SDK from Google Maps instead of third-party alternatives.On June 2, it was reported that Rivian was eyeing a new debt deal as expected vehicle deliveries slumped. The U.S.-based EV maker announced plans to offer $1.25 billion in senior secure green notes due 2031 in a private offering. The EV maker plans to use those funds, as well as cash on hand, to redeem $1.25 billion of outstanding senior secured notes due in 2026. On Sept. 23, Mizuho raised its price target on Rivian to $14 from $12, keeping a “Neutral” rating on the shares. The firm increased estimates in the autos space, saying U.S. tariffs should have a minimal impact on new vehicle prices. In addition, August U.S. electric vehicle sales were up 17% year-over-year as consumers look to cash in before the Inflation Reduction Act credits end, according to a Mizhuo research note to investors.The company reported full-year earnings in late February, announcing a negative gross profit of $1.2 billion compared to negative $2 billion in 2023, alongside record gross profits in Q4. Rivian expects to announce Q2 earnings on Aug. 5 after the market closes. Institutional ownership remains somewhat wary of the stock, with 54.82% of its float currently held by institutions. The largest institutional holder of RIVN remainsAmazon (NASDAQ:AMZN)with more than 158 million shares.The EV company IPO’ed in November 2021 and immediately made a splash with its stock price skyrocketing to $180 in just its first week of trading. The cash infusion was a much-needed lifeline for Rivian, with $3.7 billion in operating expenses in 2021 and only delivering 920 vehicles. The company also had backers in Amazon andFord (NYSE:F), who held 260 million shares of Rivian collectively at IPO. But as the COVID-19 lockdown investing frenzy died out, it left an SUV-sized hole in Rivian’s stock price, with the stock currently trading more than 84% lower than its post-IPO and all-time high.24/7 Wall St.aims to provide readers with our assumptions about the stock prospects going forward, what growth we see in Rivian for the next several years, and what our best estimates are for Rivian’s stock price each year through 2030.Rivian Automotive IncNASDAQ:RIVN$13.41▲ $4.36(32.51%)1YPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$13.12Market Cap15.93BDay's Range$13.19 - $13.6452wk Range$9.50 - $17.15Volume36.08MP/E RatioN/AGross Margin-68.10%Dividend YieldN/AExchangeNASDAQRivian vs. Tesla: The Early Years  The following is a table of Rivian’s revenues, operating income and share price for the first few years as a public company. Here’s a table summarizing performance in share price, revenues, and profits (net income) from 2014 to 2018.YearShare PriceRevenuesNet Income2021$50.24$55.0 million($4.22 billion)2022$19.30$1.658.0 billion($6.856 billion)2023$10.70$4.434.0 billion($5.739 billion)2024$13.25$4.997.0 billion($4.689 billion)Now let’s take a look atTesla (NASDAQ:TSLA)in the first few years it manufactured and sold the Model S (the official launch of the Model S was June 22, 2012).YearShare PriceRevenuesNet Income2011$2.24$204.2 million($2.45 million)2012$2.25$413.3 million($3.96 million)2013$16.87$2.013 billion($74 million)2014$13.81$3.198 billion($294 million)While revenue growth for both firms after launching their first mass-market vehicles is similar, Tesla’s net income was much more favorable. Tesla CEO Elon Musk has always been a proponent of word-of-mouth marketing and a hawkish approach to minimizing product costs, allowing his company to stay afloat while moving to new lines of automobiles.The biggest question facing Rivian investors today is, can they lower costs, and when will positive net income be realized?Key Drivers of Rivian’s Stock Performance1. EV Technology and Cost Curves:  Rivian’s next generation (G2) R1 vehicles are designed for performance upgrades while at the same time reducing component costs. For example, the number of electronic components will be reduced by 60%, over 60 parts will be eliminated, the compact motor will be redesigned, and close to 2000 connections or welds will be removed. These changes alone are expected to drop materials costs by 20% and speed up the assembly line by 30%. Looking into the back half of 2026, Rivian sees a material cost reduction of 45% for the R2 line of vehicles. Rivian is also investing in enhanced advanced driver assistance systems with improved cameras, radar, and NVIDIA-powered computing power, creating highway assist and 360-degree visibility.2. Electric Vehicle Demand and Incentives:Rivian is currently delivering around 13 thousand vehicles per quarter, which is above analyst estimates, and producing 9 thousand new G2 vehicles per quarter, which keeps it on pace to produce 57,000 units in 2024. The total plant capacity is 215,000 vehicles with expansion plans of 400,000 additional vehicles in Georgia.3. Management’s Path to Profits:Rivian also expects profitability from the R1 platform through premium configurations and scale benefits. The company targets positive adjusted EBITDA by 2027, with long-term goals of 25%  gross margin, high teens adjusted EBITDA margin, and 10% FCF margin.Material Cost Reduction:The introduction of the Gen 2 platform and commercial cost downs are expected to reduce material costs by ~20%.Fixed Cost Reduction:Improved labor and overhead costs, reduced depreciation, and lower LCNRV charges due to a 30% increase in production line rate and design changes.Increased Revenue From Credits:Strong demand for regulatory credits, with over $200 million contracted for FY24.Rivian (RIVN) Stock vs. Tesla Stock: Why Rivian Receives Different TreatmentTaking a historic look at pricing Rivian stock would start by comparing the sales multiples Tesla received in 2012 to 2015 when the Model S scaled. Tesla was feeling the weight of expansion and keeping its debt load manageable and the market-priced Tesla stock was close to 10x sales.While Rivian is in a similar situation, albeit with more debt and higher expanses, the market is only valuing the stock at under 3 times sales. Let’s take a look at why that is the case.Market Position and Brand Recognition:Tesla:By 2011-2015, Tesla had already established itself as a leading innovator in the electric vehicle (EV) market, with significant brand recognition and a first-mover advantage.Rivian:Rivian is relatively new to the market and still building its brand and market position.Production and Sales Volumes:Tesla:From 2011 to 2015, Tesla ramped up production and sales, particularly with the Model S, which gained popularity and market traction.Rivian:Rivian is still in the early stages of production, with limited sales volumes compared to Tesla’s growth phase.Investor Expectations and Sentiment:Tesla:Investors had high expectations for Tesla’s future growth and disruptive potential in the auto industry, leading to higher valuation multiples.Rivian:While Rivian has potential, it has not yet demonstrated the same level of market disruption or growth trajectory that Tesla did during its comparable early years.Competitive Landscape:Tesla:Had fewer direct competitors in the EV space during its early years, allowing for a larger market share and higher investor confidence.Rivian: Faces more competition from established automakers entering the EV market and other new entrants, impacting its relative valuation.Rivian(RIVN) Stock Forecast Through 2030 YearRevenue*Shares OutstandingP/S Est. 2025$5.3741.131 B2.5x2026$7.4891.131 B2.2x2027$11.8001.131 B2.0x2028$20.9311.131 B1.8x2029$28.9481.131 B1.6x2030$36.2361.131 B1.4x*Revenue in $billionsRivian (RIVN)Stock Prediction in 2025According to Wall Street analysts, the current median one-year price target for Rivian’s stock is $13.84, which represents potential downside of 5.97% from today’s share price. Of the 22 analysts covering RIVN, the stock is a consensus “Hold,” with seven analysts providing a “Buy” rating, 11 providing a “Hold” rating and four providing a “Sell” rating.However,24/7 Wall St.’s 12-month price target for Rivian stock is $11.88, which represents potential downside of 9.03% from today’s share price.Rivian (RIVN) Stock Forecast 2o25–2030By the end of 2030, we estimate Rivian’s stock price to be $44.85 per share. Our estimated price target for RIVN represents 243.41% potential upside from where shares are currently trading.YearPrice Target%Change From Current Price 2025$11.88-9.03%2026$14.5711.56%2027$20.8759.80%2028$33.31155.05%2029$40.95213.55%2030$44.85243.41%Today’s Top Rated Credit Cards Are Hard to Believe (sponsor)It’s hard to believe, but today there are credit cards offering up to 5% cash back, $0 annual fees, travel rewards, and more. See for yourself.I couldn’t believe it at first. 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4 Strong Buy S&P 500 High-Yield Dividend Stocks With Low PEs Are Bargains

The S&P 500 Index,weighted by market capitalization, currently has a high price-to-earnings (P/E) ratio of 25, which is way above its historical average. This is primarily due to the dominance of mega-cap tech companies, which account for nearly half of the index’s weight through the Information Technology, Communication Services, and Consumer Discretionary sectors. However, when the index is equal-weighted, mitigating the influence of these tech giants, the average stock’s valuation aligns closely with historical norms, appearing neither particularly cheap nor excessively overpriced.-->-->24/7 Wall St. Key Points:The mega-cap Magnificent 7 stocks have led a nearly three-year stock market rally, which has propelled all major indices to all-time highs.While the Magnificent 7 stocks are overbought and could benefit from a pullback, numerous top S&P 500 high-yield dividend stocks are trading at less than 10 times earnings.As we enter October, investors should be cautious, as mutual funds and other institutional investment managers will begin to settle their books for the end of their fiscal year.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Several ofour favorite S&P 500 dividend-paying stocks are currently trading at incredibly low price-to-earnings ratios, offering value opportunities for income-focused investors. These companies span diverse sectors, including telecommunications, consumer staples, automotive, and insurance, providing both dividend income and potential upside if the market reassesses their valuations. However, investors should exercise caution when evaluating low P/E stocks, as these compressed valuations sometimes reflect legitimate concerns about industry headwinds, competitive pressures, or slower growth prospects.While a lowP/E ratio can signal an attractive entry point for patient investors willing to hold through volatility, it’s smart to understand the underlying reasons for the discount. Strong fundamentals, such as solid cash flow, manageable debt levels, and sustainable dividend payout ratios, are crucial indicators that separate genuine value opportunities from value traps. We screened our 24/7 Wall St. low PE, high-yield dividend stock screen and identified four bargains, all of which are Buy-rated by top Wall Street firms and are currently on sale.Why do we cover the high-yielding S&P 500 dividend stocks?Since 1926,dividends have contributed approximately 32% of the total return for the S&P 500, while capital appreciation has contributed 68%. Therefore, sustainable dividend income and capital appreciation potential are essential for total return expectations. A study by Hartford Funds, in collaboration with Ned Davis Research, found that dividend stocks delivered an annualized return of 9.18% over the past 50 years (1973-2023). Over the same timeline, this was more than double the annualized return for non-payers (3.95%).APALoading stock data...This islikely one of the best energy ideas currently, with a trailing P/E ratio of 7.1 and a stellar dividend yield of 4.05%, making it an outstanding choice for both growth and income investors. APA Corp. (NYSE: APA) is an independent energy company.The companyowns subsidiaries that explore for and produce oil and natural gas in:United StatesEgyptUnited KingdomSurinameAPA’supstream business has oil and gas operations in three geographic areas: The United States, Egypt and offshore the United Kingdom in the North Sea (North Sea).It also hasactive exploration and appraisal operations ongoing in Suriname, as well as interests in Uruguay and other international locations.APA maintainsa diversified asset portfolio, including conventional and unconventional, onshore and offshore, oil and natural gas exploration and production interests. In the United States, operations are primarily focused on the Permian Basin of West Texas. APA also has conventional onshore assets in Egypt’s Western Desert and offshore assets on the United Kingdom’s Continental Shelf.Raymond Jameshas a Buy rating with a $28 target price.ComcastLoading stock data...Comcast Corp.(NYSE: CMCSA) is an American multinational telecommunications and media conglomerate with a dividend yield of 4.04% and a forward P/E ratio of 7. This top media and entertainment company remains a favorite among Wall Street investors. Comcast is a global media and technology company.It operatesthrough four segments:Residential Connectivity & PlatformsBusiness Services ConnectivityMedia, StudiosTheme ParksThe ResidentialConnectivity & Platforms segment offers residential broadband and wireless connectivity services, as well as residential and business video services, Sky-branded entertainment television networks, and advertising.The BusinessServices Connectivity segment offers connectivity services for small business locations, including broadband, wireline voice, and wireless services. It also provides solutions for medium-sized customers, larger enterprises, and small businesses, as well as connectivity services in the United Kingdom.The Mediasegment operates NBCUniversal’s television and streaming business, including:National and regional cable networksThe NBC and Telemundo broadcast networksOwned local broadcast television stationsPeacock, a direct-to-consumer streaming serviceIt also operatesinternational television networks comprising the Sky Sports networks and other digital properties.The Studiossegment operates NBCUniversal and Sky film and television studio production and distribution operations.The ThemeParks segment operates Universal theme parks in:Orlando, FloridaHollywood, CaliforniaOsaka, JapanBeijing, ChinaThe Goldman Sachsprice target for the shares is set at $39.Conagra BrandsLoading stock data...Conagra BrandsInc. (NYSE: CAG) manufactures and sells products under various brands in supermarkets, restaurants, and foodservice establishments. This is the ideal company for nervous investors, as it pays shareholders a substantial and secure 7.7% dividend, which has risen due to the stock price drop, which rests at 9.7 times forward earnings estimates. However, the payout’s sustainability is supported by a payout ratio of about two-thirds of earnings. Conagra and its subsidiaries operate primarily as a consumer packaged goods food company in the United States.The companyoperates through four segments:Grocery & SnacksRefrigerated & FrozenInternationalFoodserviceThe Grocery& Snacks segment primarily offers shelf-stable food products through various retail channels.The Refrigerated& Frozen segment provides temperature-controlled food products through various retail channels.The Internationalsegment offers food products in various temperature states through retail and food service channels outside the United States.The foodservice segment offers branded and customized food products, including meals, entrees, sauces, and various custom-manufactured culinary products packaged for restaurants and other food service establishments.The companysells its products under these familiar brands:Birds EyeMarie Callender’sDuncan HinesHealthy ChoiceSlim JimReddi-WipAngie’sBOOMCHICKAPOPBarclays hasan Overweight rating with a target price of $26.VerizonLoading stock data...Verizon CommunicationsInc. (NYSE: VZ), commonly known as Verizon, is an American multinational telecommunications company that continues to offer tremendous value. It trades 9.13 times its estimated 2026 earnings, pays a 6.28% dividend, and is up almost 9% in 2025. Verizon provides a range of communications, technology, information, and entertainment products and services to consumers, businesses, and government entities worldwide.Verizon’s interestcoverage ratio is 4.6× to 5.0× trailing 12 months, which offers more than enough cushion for dividend payments. With a very predictable revenue stream from telecom services, the company has less exposure to commodity cycles. In addition, the large scale helps in financing and absorbing shocks.It operatesin two segments:Verizon Consumer GroupVerizon Business GroupThe Consumersegment provides wireless services across the United States through Verizon and TracFone networks, as well as through wholesale and other arrangements.It also providesfixed wireless access (FWA) broadband through its wireless networks and related equipment and devices, such as:SmartphonesTabletsSmartwatches and other wireless-enabled connected devicesThe segmentalso offers wireline services in the Mid-Atlantic and northeastern United States through its fiber-optic network, Verizon Fios product portfolio, and copper-based network.The Businesssegment provides wireless and wireline communications services and products, including:FWA broadbandDataVideo and conferencingCorporate networkingSecurity and managed networkLocal and long-distance voiceNetwork accessservices to deliver various IoT services and products to businesses, government customers, and wireless and wireline carriers in the United States and internationally.Goldman Sachs has a Buy rating and a price target of $49.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. 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Apple Can Take On OpenAI as AI Search Comes to Siri

Apple(NASDAQ:AAPL) stock has been spending much of the year in recovery mode after shares started off the year with a nasty slide that eventually led to a post-Liberation Day bottom. Indeed, since those now-distant April lows, shares have gone on to gain close to 50%. And with shares starting to flatline just shortly after hitting new all-time highs just north of $258 per share, the big question is what the next big move will be.Some bears, including those at Jefferies, who slapped the stock with a sell rating, think there’s downside risk to worry about as iPhone hopes get overheated. Others, like Wedbush Securities’ Dan Ives, think Apple has a “massive opportunity” to capitalize on AI. With a $310 per-share target on shares of AAPL, he’s among the biggest of bulls on the name.Personally, I’m more inclined to side with Ives and the bulls, given Apple seems like a story that’s about so much more than just the iPhone, iPad, and Mac; it’s more about the AI strategy, which, I believe, will become clearer in 2026.You could argue that Apple is playing from behind in the AI ballgame, especially compared to the likes of current leaders like OpenAI. However, with that also comes an opportunity to make up significant ground. Some of the more skeptical analysts may not be sold on such an AI comeback.-->-->Key PointsApple stock just hit a new high, but further upside likely hinges on how well new AI products go in the new year.An AI-driven upgrade cycle may finally kick off in the new year once Apple’s intelligence efforts kick in.AI search, a Gemini integration, and other AI apps (a fitness coach?) are powerful drivers that might not be too far off.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->AI expectations feel too low for Apple. Either way, I think expectations surrounding AI are low enough that shares might be able to enjoy anAlphabet(NASDAQ:GOOG) moment next year if its coming AI innovations are received more favorably.Indeed, Apple Intelligence has seemingly set a low bar for Apple and AI, perhaps so much so that a well-polished product might be able to spark a breakout, the likes of which Apple may not have seen since 2020. Even without a gigantic leap between iPhone releases, I do think getting AI right could mean the difference between decent results and one of those once-per-decade device supercycles. With OpenAI hogging the headlines again this past month, following a number of deals, new app launches, and investments, questions linger as to whether Apple will step up with an investment of its own. Indeed, the AI rumor mill has been alive and well for Apple. But I would be shocked if the iPhone maker were to make a move now.After all, Apple doesn’t typically follow the herd.Arguably, it’s better-positioned to innovate organically on AI, especially as the firm makes new strides in the new year. With a big AI-driven upgrade coming to Siri (early-2026?) and the potential integration of Google Gemini, Dan Ives seems right to be bullish on AAPL stock when so many others have moved on from the name to hotter Mag Seven stocks that have attracted more of that AI upside.Future upgrades could make Siri and Apple Intelligence far more competitivePersonally, I think Siri only has higher to go from here. Even if the “personal intelligence” opportunity doesn’t immediately hit the spot for consumers, I think the bar on Apple Intelligence is low enough that even modest upgrades could be enough to convince those with older devices to upgrade.Of course, if Apple does get AI right, a device supercycle could coincide with the launch of new AI-driven applications that help take services revenue growth into overdrive. Indeed, an AI-powered health coach or something similar could be a big deal, especially if they make good use of the vitals read by the Apple Watch.Combined with a smarter, personalized Siri that can make good use of an AI search engine, like “World Knowledge Answers,” and I think the Apple party is just getting started. I think that by this time next year, most folks will view Apple as a serious rival with OpenAI when it comes to new AI apps.As Apple critics have questioned Apple’s AI, the team has been busy observing and likely exploring ways to make AI better for its customers. Indeed, AI tech, as it exists today, is impressive, but there’s room for betterment. And I think Apple will be a catalyst for such.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Quantum Stocks Are Surging: Time to Load Up on D-Wave, or Is IonQ the Safer Bet?

-->-->Key PointsQuantum computing’s potential lays in revolutionizing drug discovery and finance, yet decoherence and scaling delay its commercialization.Driven by big-tech investments and policy support, quantum computing stocks have seen explosive gains over the past year, signaling momentum.IonQ‘s (IONQ) trapped-ion technology is stacked against the advances ofD-Wave Quantum‘s (QBTS) annealing technology.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Quantum computing holds immense promise to transform industries by tackling problems beyond the reach of traditional computers. It could accelerate drug discovery, optimize logistics, enhance financial modeling, and advance materials science through superior processing power. Yet, the field grapples with steep challenges. Qubits, the core units of quantum computing, suffer from decoherence — the loss of stability amid environmental noise — which limits computation time. Error rates remain high, demanding advanced correction methods that consume extra resources. Scaling to millions of qubits requires breakthroughs in cooling, control systems, and integration, all while costs soar into the billions. These hurdles delay widespread adoption, confining most systems to research labs and potentially delaying commercial viability for a decade.Despite these obstacles, investor enthusiasm has propelled quantum stocks upward. Over the past year, the sector has seen explosive gains, withRigetti Computing(NASDAQ:RGTI) rocketing more than 5,200% higher. This surge reflects hype around tech giants likeNvidia(NASDAQ:NVDA) andMicrosoft(NASDAQ:MSFT) investing heavily, alongside policy pushes for national security applications.D-Wave Quantum(NYSE:QBTS) is another quantum computing stock enjoying tremendous gains, soaring over 3,550% higher over the last 12 months. QBTS specializes in quantum annealing, a method suited for optimization tasks like scheduling or portfolio balancing. Its Advantage2 system boasts over 4,400 qubits with 20-way connectivity, enabling real-world use via the Leap cloud platform, where 20.6 million problems have been solved. IonQ(NYSE:IONQ), by contrast — up nearly 800% — employs trapped-ion technology, using stable atomic qubits for gate-based computing that supports broader algorithms, including simulations for chemistry and AI. IonQ’s Forte Enterprise systems deliver high-fidelity gates over 99.9%, and it eyes 100 physical qubits in 2025.The question for investors, though, is which quantum computing stock is the better buy today for the next 12 months and beyond.D-Wave Quantum (QBTS)D-Wave has carved out a niche with its annealing systems that excel at finding optimal solutions in complex datasets. The Advantage2 prototype, launched this year, doubles coherence time and boosts energy scale by 40%, allowing simulations — like magnetic materials modeling — that would take classical supercomputers a million years to complete. Revenue hit $22.3 million in the trailing 12 months, up from prior years, driven by cloud access and on-premises sales to institutions like NASA andLockheed Martin(NYSE:LMT). A recent U.K. project optimizing police vehicle placement highlights practical deployment.Loading stock data...D-Wave plans to scale to 100,000 qubits by the end of this decade, targeting a 66% compound annual growth rate in revenue through 2030 in sectors like logistics and finance, where annealing shines. Partnerships withVolkswagenandBanco Bilbao Vizcaya Argentaria(NYSE:BBVA) bolster commercial traction. The Qubits 2025 conference in March highlighted hybrid artificial intelligence (AI)-quantum integrations, with sessions on production deployments and roadmap updates for quantum optimization and hardware advancements. Significant challenges persist. Annealing’s focus on specific problems limits its scope compared to gate-based systems, risking obsolescence. Critics, like Martin Shkreli, call it a “dead-end” for universal computing while export restrictions may curb global reach. The stock’s 426x sales multiple suggests overvaluation, especially after a 97% drop in 2022’s downturn. D-Wave’s second-quarter operating losses also widened, and profitability is still distant, but it has cash reserves of $819 million to fund R&D without immediate dilution.IonQ (IONQ)IonQ’s trapped-ion approach traps ions in electromagnetic fields for qubits with superior stability, operating near room temperature to sidestep cryogenic extremes. This yields low-error gates and supports quantum networking, like converting photons for fiber compatibility. Q2 revenue jumped 82% to $20.7 million, beating guidance, with full-year forecasts at $82 million to $100 million. Collaborations withAstraZeneca(NYSE:AZN) for drug workflows and Oak Ridge for grid optimization show enterprise traction.Loading stock data...IonQ aims to scale to 800 logical qubits by 2027 and 80,000 by 2030, targeting cryptographically relevant quantum computers within the next few years. Its $1.08 billion acquisition of Oxford Ionics’ chip technology bolsters hardware development while acquisitions of Lightsynq for quantum interconnects and Vector Atomic for sensors expand into quantum internet and space applications, backed by a Department of Energy agreement. The quantum computing company’s Analyst Day last month outlined its Tempo system, aiming for 100 physical qubits in 2025.Challenges include escalating costs, with Q2 operating losses at $181 million from scaling efforts. Trapped-ion systems are costly to build, andIBM’s (NYSE:IBM) superconducting qubits pose stiff competition. A $1 billion equity raise diluted shares, and its 416x price-to-sales ratio reflects a highly speculative valuation, particularly as delays in error correction could derail its timelines.The VerdictDespite both quantum computing stocks facing challenges, IonQ emerges as the superior investment. Its gate-based, stable tech positions it for universal applications, outpacing D-Wave’s niche annealing in a market favoring versatility. With revenue growth outstripping peers and a roadmap to fault-tolerant scale, IonQ offers balanced risk-reward. D-Wave suits short-term optimization plays but faces technology limitations. Both carry volatility, but IonQ’s partnerships and acquisitions signal stronger execution. Get Ready To Retire (Sponsored)Start by taking a quick retirement quiz from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes, or less.Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.Here’s how it works:1. Answer SmartAsset advisor match quiz2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.3. Speak with advisors at no cost to you. 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3 Ultra-Safe Dividend Stocks to Buy Now, If You’re Concerned About Volatility Ahead

Investors who find themselves awake at night thinking about their portfolios, fear not. I am too.The reality is that there are many red flags that have popped up in recent years that have now become too hard to ignore. Yes, inflation has come down from its 2022 peak, but it remains markedly above the Federal Reserves (notably arbitrary) 2% target. But it’s still elevated, at the same time that the jobs market has markedly weakened. -->-->Key PointsDividend stocks are an excellent option for investors concerned with the current macro backdrop to consider.Here are three of my top sleep-at-night picks I think long-term investors should consider form here.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; get started by clicking here.(Sponsor)-->-->Accordingly, the path forward for interest has grown increasingly uncertain of late, and the gyrations I’ve seen in the bond market make me shiver.But I still take the view that over the medium-term interest rates will more likely be lower than higher from here. Coca-Cola (KO)Loading stock data...Any stock Warren Buffett has held for decades is one I’d think is about as stable as they come. As it turns out, Coca-Cola (NYSE:KO) remains a staple of his portfolio, with the Oracle of Omaha originally purchasing his position way back in 1988. That’s a long time to hold a given stock, but that’s Warren Buffett’s investing style (and it’s one I’d certainly like to emulate).As is the case with many of Buffett’s picks, Coca-Cola has traditionally paid a rather hefty dividend yield, and that’s still true today. The company pays investors an annualized yield of approximately 3.1%, and this yield has spiked a bit higher of late thanks to a stock price dip over the course of the past few months.Now, KO stock is still higher than where it was during the April-driven market selloff, and there are reasons why long-term investors may be enticed to buy this dip and the relatively higher yield the carbonated beverage giant provides investors right now.I think the sheer amount of brand value Coca-Cola provides, as well as one of the most ardent and loyal customer bases, ensures revenue and earnings stability over time. Coca-Cola’s impressive balance sheet stability and its scale and size provide a defensive option for dividend investors looking to pull in a yield of more than 3% in this current environment. Johnson & Johnson (JNJ)Loading stock data...In the healthcare sector,Johnson & Johnson (NYSE:JNJ) is one of the largest U.S. giants, well-positioned for long-term growth and stability. Again, in this market environment, that’s something many investors are going to want to look for – truly defensive dividend stocks. With a 2.9% dividend yield, investors have the potential to not only create the kind of long-term passive income stream they’re looking for, but do so holding one of the most stable and consistent blue-chip growers in the S&P 500. Of note, and one of the things I think many other analysts and market participants continue to gravitate toward when it comes to JNJ, is the company’s rock solid balance sheet and credit rating. I’ve actually seen a number of articles recently discussing how the yields on Johnson & Johnson’s corporate debt are lower than the U.S. government. In other words, investors would rather own this company’s debt than that of Uncle Sam. Says something about the stability of this company relative to the current macro backdrop we find ourselves in.That said, given the yield investors can get on JNJ stock right now, the clear choice appears to be this company’s equity. Those thinking long-term can’t go wrong with this pick in my view, at least over a sufficiently long time frame. Fortis (FTS)Loading stock data...One of my more unique dividend picks I continue to pound the table on is a lesser-known utility company in Fortis (NYSE:FTS). That’s partly because this utility company is based in Canada, where it generates the vast majority of its revenue and earnings. However, in a world that is likely to be significantly reshaped by the rise of AI, one thing most investors can agree on is that we’re going to need a lot more energy. Fortis’ business model in providing electricity and natural gas utilities to millions of commercial and residential customers is one that’s about as steady as they come. And with a more than five-decade-long track record of hiking its dividend, Fortis is among the best options for investors seeking not only a robust and consistent passive income stream, but one that can grow and (hopefully) keep up with inflation over time.That’s the trick isn’t it – finding such companies that provide stable passive income, but also some level of inflation protection (with capital appreciation upside if this spending cycle continues). Fortis offers the best mix of all three, in my view. If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Stock Market Live October 3: S&P 500 (VOO) Rises on Government Shutdown Day 3

-->-->Key PointsThe U.S. Government shut down on October 1 and remains shut down October 3, with up to 750,000 government workers furloughed.Absent government workers to confirm this data in reports, it’s hard to say precisely how many workers are off the job right now.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; get started by clicking here.(Sponsor)-->-->Live UpdatesLive Coverage Has EndedGet The Best Goldman Sachs Live Earnings Coverage Like This Every QuarterGet earnings reminders, our top analysis on Goldman Sachs, market updates, and brand-new stock recommendations delivered directly to your inbox.Click Here - It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.Friday Wrap-upOct 3, 2025 4:01 PMLive The Vanguard S&P 500 ETF closed at 615.18 Friday, flat for the day but up 1.1% for the week.Apple Still ShinyOct 3, 2025 12:52 PMLiveIn the absence of government news, Jefferies analyst Edison Lee is making headlines today downgradingApple(Nasdaq: AAPL) stock to underperform — but investors don’t care.“We raised our FY25E/26E/27E iPhone unit growth to 7%/1%/-1% from 5%/-3%/0%,” explains Lee. “Our muted outlook for FY26/27 is driven by 1) $100 price hike for iPhone 18 P/PM, and 2) cautious outlook of 18 Fold (12.5m units).”Lee lowered his price target on Apple stock to $205.16, but the stock is up 0.6% today. The Voo is up 0.5%.This article will be updated throughout the day, so check back often for more daily updates.The U.S. Government is out to lunch — and investors don’t care.On Day 2 of the Government Shutdown of 2025, theVanguard S&P 500 ETF(NYSEMKT: VOO) closed at a record high Thursday. As Day 3 prepares to get underway, the ETF is up another 0.1% premarket.With much of the workforce at federal agencies furloughed today, and the rest presumably just trying to keep up with work on a skeleton crew, there’s no new government data coming out to help the market today — but also no bad news getting published. True, yesterday Treasury Secretary Scott Bessent warned that the shutdown threatens us with “a hit to the GDP, a hit to growth and a hit to working America,” but until some data comes out confirming that, it kind of feels like it’s not happening, and investors remain blissfully ignorant of anything bad that’s happening to the economy.Well, except for one data point. Heading into the shutdown President Trump threatened massive layoffs of government workers, calling the shutdown an “unprecedented opportunity” to save money by cutting dead weight. And the Congressional Budget Office estimates we could see 750,000 federal employees furloughed, weighing on jobs data.If we ever get toseeany jobs data again, that is.  PredictionsIn the absence of data, what we do have is forecasts, andGoldman Sachs(NYSE: GS) CEO David Solomon just dropped a big one.“Markets run in cycles,” said the Goldman CEO at Italian Tech Week in Turin, Italy, on Friday. “And whenever we’ve historically had a significant acceleration in a new technology that creates a lot of capital formation, and therefore lots of interesting new companies around it, you generally see the market run ahead of the potential … there are going to be winners and losers.”Okay, give Solomon a ‘C’ for originality with that prediction. “Somewhere it’s going to rain today, and somewhere else it isn’t.” But the point remains true nonetheless. A lot of AI stocks have gotten very expensive this year, some of them are going to come back down, and investors should probably start to prepare for that eventuality.“I wouldn’t be surprised if in the next 12 to 24 months, we see a” stock market selloff, says Solomon.I wouldn’t be surprised, either.Wealthy Americans With $1m Or More: Avoid These 13 Retirement MistakesEven for wealthy Americans with $1m or more saved up, one wrong move in retirement could cost you years of financial security. The truth is, many investors make the same critical errors: Being too conservative, chasing “sure things,” or paying hidden fees. And those blunders can tank your hard-earned savings.Now you can learn the mistakes even experienced investors make — and how you can sidestep them before it’s too late — with this new guide: 13 Retirement Mistakes and How to Avoid Them from Fisher Investments. Fisher Investments has helped tens of thousands of investors retire comfortably since 1979. With over $332 billion under management, they provide tailored money management to help achieve long-term goals. Download the guide today.24/7 Wall St. may receive compensation for actions taken through some of the links provided here. Get Live Earning Updates on Goldman SachsNever miss important earnings news. Get real-time updates delivered directly to your inbox. We'll also deliver our top stock recommendations and weekly market udpates. Signup -- It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.

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Wall Street Price Prediction: Tesla’s Share Price Forecast for 2025

After soaring in 2023 and 2024, shares ofTesla(NASDAQ:TSLA)were battered throughout Q1 2025. And while the stock performed marginally better in Q2, the largest U.S. EV-maker slid into Q3. Things have been looking better of late, but over the past five trading sessions, the stock lost 2.70% after losing 0.08% the five prior. Despite that stock slipping slightly over the past two weeks, its recent rally has brought it out of the red on the year with a YTD gain of 14.93%. However, since hitting its all-time high on Dec. 17, TSLA remains down more than 9%.Shareholders are hoping that the launch of Tesla’s Robotaxi can help the stock, which has seen increased volatility in the wake of abysmal Q1 and Q2 earnings and the ongoing fallout with the Trump administration. Global Tesla sales are looking weaker than they are in the U.S. Since launching in India in mid-July, Tesla has only received a paltry 600 orders. After several quarters of weakening momentum, Tesla’s deliveries are seeing a positive break in trend, according to Canaccord. Further, the firm expects Tesla to announce new electric vehicle models soon, which should help its global sales momentum. The new models will help alleviate any post-Q3 “cliff” in the U.S. after electric vehicle tax credits go away, Canaccord believes. Over the past decade, Tesla has suffered incredible losses that have shocked investors who had grown accustomed to the stock’s rapid appreciation over the past decade. The company’s meteoric rise has practically minted millionaires who jumped on the Musk bandwagon in the early goings. That’s certainly a move that’s come with some baggage and volatility along the way. But overall, it’s clear that Musk’s visionary status has rewarded shareholders since Tesla’s IPO on June 29, 2010. 24/7 Wall St.conducted analysis to provide more clarity. Let’s dive into whether Tesla’s troubles this year can be expected to continue, or if this is a top growth name that can rebound to new all-time highs and resume its march higher.-->-->Key PointsTesla deliverables are down year-over-year, and it continues facing headwinds in the U.S. and European markets.As CEO Elon Musk’s feud with President Trump continues, the stock has seen heightened volatility.If you’re looking for some stocks with huge potential, make sure to grab a free copy of ourbrand-new “The Next NVIDIA” report. It features a software stock we’re confident has 10X potential.-->-->Tesla IncNASDAQ:TSLA$435.15▲ $422.09(97.00%)1YPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$429.24Market Cap1.45TDay's Range$426.33 - $440.5152wk Range$212.11 - $488.54Volume71.56MP/E Ratio256.20Gross Margin6.34%Dividend YieldN/AExchangeNASDAQKey Drivers of Tesla’s Stock Performance1. Core EV Business:Tesla’s most important business line is unsurprisingly the company’s auto business. With sales of the company’s EVs down on a year-over-year basis, and margins also declining from historically high levels following the onset of the pandemic, investors will continue to assess the company’s future prospects in proportion to how the company’s core revenue and earnings driver is performing. 2. Autonomous Driving (FSD), Robotics and More:Tesla’s value can be ascribed to what many long-term investors view as a call option on some other key growth categories CEO Elon Musk continues to work on. Aside from the company’s core electric vehicle offering, Tesla’s energy business, its FSD platform, humanoid robotics endeavors, AI verticals, and other growth categories make this stock unique in terms of the breadth and number of potential catalysts investors can look to for future growth. Of course, the extent to which these endeavors deliver boosted margins (or increased CapEx) remains to be seen. 3. Macro and Political Environment:Like it or not, Tesla CEO Elon Musk has cozied up to president Trump in a big way. This move is one that’s been broadly cheered by the overall market, at least out of the gate. Tesla stock soared following Donald Trump’s election victory, though Tesla has since given up its gains since this pivotal event, and has trended lower for seven straight weeks following the election. We’ll have to see if the Trump administration brings forward the sort of regulatory environment so many investors had hoped for in 2025 and in the years to come. What Wall Street ThinksTesla’s stock price outlook for 2025 varies widely among analysts, reflecting uncertainties in production, market conditions, and EV advancements. Analyst price targets span a very wide range, with the most bearish analyst putting forward a $19.05 price target, and the most bullish suggesting this stock could head to $500 per share. Thus, there’s not really a true idea of where this stock is headed. And when investors think about the fact that many of these analyst projections are outdated, doing the math on where this stock could be headed over the course of the next year isn’t as easy as it seems. It’s worth noting that analysts remain largely bullish on the stock, though.However, given how Tesla has fallen from its peak, even if the company can hit this target over the next year, it’ll still have a ways to go to make it to a new all-time high. The thing about Tesla and other high-growth stocks is that I find analysts are often chasing the returns these stocks provide. Thus, I think it’s best for most investors to steer clear of using analyst price targets as anything other than guardrails. Indeed, Tesla is one company I think is worth doing one’s own DCF analysis on and coming to one’s own price target. Analysts’ Price TargetsIn October, Stifel raised its price target on Tesla to $483 from $440 while keeping its “Buy” rating. The firm cited progress with Tesla’s Robotaxi network and full self-driving software. Nonetheless, on Sept. 22, Mizuho raised its price target on Tesla to $450 from $375 while keeping its “Outperform” rating. More recently, Canaccord raised its price target on Tesla to $490 from $333 while keeping a “Buy” rating, citing data from 30 counties showing Tesla’s deliveries are rising.This summer, Barclays said Tesla’s Q2 earnings came in-line with estimates, highlighted by strong gross margins, but its near-term fundamentals are weakened on tax credit expirations, tariffs and reduced regulation credit sales. The “gulf” between the stock’s narrative and the company’s fundamentals has further widened, the analyst tells investors in a research note. Barclays believes Tesla shares are “increasingly disconnected from fundamentals.” Tesla’s fundamentals “remain choppy” and are likely to deteriorate in the coming quarters, contends Barclays. It keeps an “Equal Weight” rating on the shares with a $275 price target.In July, Goldman Sachs raised its price target on TSLA to $315 from $285, but maintained a “Neutral” rating after Tesla reported preliminary Q2 vehicle deliveries of about 384,000, which was down 13% year-over-year.  In June, Benchmark analyst Mickey Legg raised the firm’s price target on Tesla to $475 from $350, maintaining its “Buy” following the successful launch of Robotaxi. The firm believes the rollout demonstrates “a controlled and safety-first approach,” according to the analyst, who argues that winning over regulators and public opinion is “paramount and will allow a rapid scale up if achieved.” The company continues to see sales decline in the U.S. and abroad, resulting in a series of downgrades. Also in early June, Guggenheim said the company’s fundamentals “continue to deteriorate at an alarming rate,” with “soft” Q2 delivery trends. Guggenheim reiterates a “Sell” rating on the shares with a $175 price target. Tesla’s 2025 OutlookAs we move through 2025, analyst opinions on where Tesla could be headed do vary. Overall, Tesla’s stock performance in 2025 is expected to be shaped by production output, market trends and advancements in EV and battery technology. Analysts project a 17.5% revenue increase to $117.2 billion, driven by growing demand and energy sector expansion. Tesla’s 2025 deliveries are forecasted at 1.95 million units by Barclays, below Bloomberg’s consensus of 2.08 million and Tesla’s earlier estimates.Despite a 62.5% stock surge in 2024, an $80 billion market value drop raised concerns. Musk remains optimistic, expecting a 20% to 30% delivery increase, though management later emphasized a “return to growth.” Additionally, competition from Waymo and declining registrations in Germany, France and California present challenges. Tesla’s push into AI and autonomous driving, including plans for a Robotaxi launch, could be a game-changer, but the company recently saw its share of the EV market slip below 50% in California. To compound matters, the stock is losing favorability among the smart money. Institutional holdings for TSLA are down t0 47.91%.Tesla Stock 2025 Price TargetBased on Wall Street analysts’ estimates, the median one-year price target for shares of TSLA is $365.88, representing potential downside of 16.06% from its current price. Of the 38 analysts covering Tesla, the stock currently receives a consensus “Hold” rating, with 16 analysts rating it a “Buy,” 13 rating it a “Hold” and nine rating it a “Sell.” 24/7 Wall St.‘s 12-month price target for Tesla is also bearish at $352.99, which represents potential downside of 19.02% from the current share price. Those figures are based on the company seeing projected revenue growth climb from $112.091 billion in 2025 to $297.430 billion in 2030, alongside normalized EPS growth of $2.85 in 2025 to $11.61 in 2030.  "The Next NVIDIA" Could Change Your LifeNVIDIA has returned 250-fold in the past 10 years as artificial intelligence took off.But if you missed out on NVIDIA's historic run, your chance to see life-changing profits from AI isn't over.The 24/7 Wall Street Analyst who first called NVIDIA's AI-fueled rise in 2009 just published a brand-new research report named "The Next NVIDIA".The report outlines key breakthroughs in AI and the stocks ready to dominate the next wave of growth. The report is absolutely free. Simply enter your email belowGet Report Now » It's Free Thanks! We will redirect you shortly to the free report! By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. 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Unlock Consistent Income: Top Monthly Dividend Stocks to Boost Your Portfolio

-->Key PointsBuild a steady stream of passive income through these monthly dividend stocks.While not risk-free, these companies spread risk across different geographical markets and provide a high-yield.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->All of us could use a little extra cash each month. After fighting years of high inflation, market uncertainty, and increasing cost of living, monthly income could be a boon. As an investor, there’s a way to make it happen. There are several monthly dividend stocks that can make your money work for you.And in 2025, market volatility has pushed the yield on several stocks higher. A high yield doesn’t mean higher risk. There are companies that have paid regular dividends for years, and they have the ability to sustain them. If you’re looking to build a source of monthly passive income, here are three companies that could boost your portfolio.EPR PropertiesEPR Properties(NYSE:EPR) has a net lease model and owns experiential properties. It owns ski resorts, movie theaters, water parks, eat-and-play businesses, and other types of properties.Loading stock data...It had a tough time during the pandemic since its tenants were shutting down and the management had to suspend the dividends. However, the company bounced back, and the dividend too came back in 2021. It suffered during the pandemic because it had very high exposure to theaters and it is now trying to reduce the exposure to this property type. The process will take time, but EPR Properties is back on track now.With rising demand for entertainment properties and an interest rate cut, EPR Properties could see significant growth ahead. The underperformance in 2020 was a one-time thing, and the company has rebounded well. It made a capital investment of $48.6 million in the second quarter and has committed $109 million for property development and redevelopment projects.It has a yield of 6.51%, and the funds from operations payout ratio is close to 70%. Exchanging hands for $54, EPR stock is up 23% in 2025 and over 100% in the last five years. The company is set to report third-quarter results on October 30.Realty IncomeRealty Income(NYSE:O) is one of the best monthly dividend stocks to own. The real estate investment trust (REIT) owns properties across the United States and Europe and has a net lease model. It owns 15,600 properties and manages to keep the operating costs at a minimum.A net lease requires the tenant to pay for the majority of the expenses. This is how Realty Income manages to sustain the dividends. It has a diversified mix of properties across different geographic regions. It has long-term net leases with some of the leading companies of the world, and the leases provide a stable income. Realty Income pays 75% of the income as dividends and retains the balance to expand its portfolio. A rate cut could benefit the business in the near term.Loading stock data...The stock has a yield of 5.48%, and it has a 30-year streak of annual dividend increases. It has raised the monthly dividend payment 132 times since going public and delivered 112 consecutive quarterly increases.The company is on an acquisition spree and is investing billions in new properties. It has a presence across 91 industries and is still growing. Realty Income enjoys an occupancy rate of 98.6%, and the leases have annual rent increases, generating higher funds from operations.AGNC Investment GroupAGNC InvestmentCorp.(NASDAQ: AGNC) is slightly different from the REITs discussed above. It is a mortgage real estate investment trust and focuses only on agency residential mortgage-backed securities. It provides private capital to the housing market in the U.S. and improves liquidity in the residential real estate mortgage markets.The company invests in mortgage-based securities, and since they are backed by government agencies like Freddie Mac, Fannie Mae, and Ginnie Mae, they’re comparatively low risk. It also invests in MBSes through repurchase agreements, which boost the yield.Loading stock data...AGNC Investment stock has a juicy yield of 14.17% and is exchanging hands for $10.16. It offers one of the highest monthly dividend yields. The stock has dropped due to the interest rate hikes, but as more rate cuts follow, it could see an upside.The management expects a return on equity close to 20% on its new investments and this yield is enough to cover its current dividend and the operating costs. It has maintained the same dividend rate for over five consecutive years, which is impressive.It has navigated the uncertain market and maintained a high yield throughout the years. ANGC’s business structure reduces credit risk, and its ability to sustain dividends through all market cycles adds to its reliability. If you’re looking for steady, passive income, ANGC is a worthwhile choice. Analysts are bullish on the stock and expect an upside.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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AST SpaceMobile Popping Pre-Market On Deal Bolstering Space-Based Broadband Plans

AST SpaceMobile(NASDAQ: ASTS) is up 13.31% in pre-market trading following the announcement of a definitive commercial agreement withVerizon Communications(NYSE: VZ) to provide space-based cellular broadband across the continental U.S. starting in 2026. The deal, an extension of a May 2024 partnership, integrates Verizon’s premium 850 MHz low-band spectrum with AST’s low-Earth orbit (LEO) satellite network, enabling direct-to-device connectivity for standard smartphones. This positions AST to capture significant market share in the burgeoning satellite-to-cellular sector, driving investor optimism.The Verizon deal enhances AST SpaceMobile’s ability to provide phone, video, and internet services in areas where traditional cell signals are unavailable, such as remote forests or mountains. “This changes how we connect people,” said Srini Kalapala, a senior Verizon executive. AST’s technology, proven in tests with clear voice and text messaging through its BlueBird satellites, uses L- and S-band frequencies, supplemented by partner spectrum like Verizon’s. The newer Block II BlueBird satellites are significantly larger and more powerful than their predecessors, requiring only 45–60 satellites to cover the entire U.S., compared to thousands needed by competitors like SpaceX’s Starlink.What’s Next for AST SpaceMobileAST SpaceMobile has surged 270% over the past six months, and today’s increase continues that momentum. In its most recent quarter, AST reported Q2 2025 revenue of $1.156 million, missing the $6.02 million consensus, with a $99.3 million net loss (-$0.41 EPS). Despite the shortfall, shares rose 7.4% after hours on August 14, 2025, driven by strong guidance of $50–75 million in H2 2025 revenue and a $1.5 billion cash reserve to fund 45–60 Block II BlueBird satellites by Q1 2026 for U.S. coverage.Third-quarter results, expected on November 13, 2025, are projected to show -$0.27 EPS on $22.04 million in revenue. However, satellite deployment progress and regulatory and spectrum milestones will be critical for maintaining the stock’s upward momentum.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Palantir Technologies’ Stock Will Crater If Revenue Is Up 50%

-->-->Key PointsPalantir Technologies(PLTR) guided Q3 revenue at $1.085 billion at the midpoint, a 49.6% year-over-year rise, with Wall Street eyeing $1.090 billion.The stock’s 128% YTD gain masks risks, including a recent 7.5% drop on Army prototype security issues.At 233 times forward earnings, even modest growth shortfalls could trigger a valuation reset.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Palantir Technologies(NYSE:PLTR) faces a high-stakes moment as it approaches its third-quarter earnings in early November. With revenue guidance set at $1.083 billion to $1.087 billion, implying a 49.6% year-over-year surge, the data analytics giant is under intense scrutiny. Wall Street’s slightly higher forecast of $1.090 billion leaves little room for error. This 50% growth hurdle, while a slight acceleration from Q2’s 48% rise, decelerates sequentially from a 68% spike. PLTR stock is up 128% year-to-date, having ridden a wave of enthusiasm for artificial intelligence (AI). It stumbled 7.5% on Friday after aReutersreport flagged security concerns in an Army communications prototype. With valuation fears lingering from an August dip, anything less than a stellar earnings beat could send shares spiraling.Why the Market Demands MorePalantir’s growth story hinges on its dual pillars: government and commercial segments. Government revenue, which makes up about 55% of the total, grew 53% in Q2, driven by expanded U.S. Army and intelligence community deals. Commercial revenue surged 93%, fueled by its Foundry platform’s adoption in healthcare and manufacturing. Yet, the bar is set high. Investors now expect the commercial side to pull even more weight as Palantir pushes into Europe and Asia. A miss below 50% could signal saturation in government contracts, where Palantir’s Gotham software dominates but faces competition from startups likeAnduril. Recent wins, including a $480 million Army contract extension, buoyed shares, but delays in deployment could cap upside. The company’s adjusted operating margin hit 34% last quarter, up from 28%, showing profitability gains, and management is guiding for 45% margins in Q3. Still, with R&D expenses climbing 25% year over year, any revenue shortfall amplifies concerns over free cash flow, which stood at $140 million last quarter.Loading stock data...The Peril of Plateauing MomentumPalantir’s trajectory mirrors the hype cycle of AI enablers. After a 27% Q2 revenue jump last year, the pace surged to 48% this year, prompting whispers of a coming “law of large numbers” slowdown. At current valuations — trading at 233 times forward earnings — PLTR stock demands flawless execution. A revenue print showing 49%, even though within guidance, might underwhelm investors if U.S. commercial deals lag.Broader market jitters add fuel. Enterprise spending cooled in Q3, according to surveys from Gartner, with 40% of CIOs citing AI return on investment uncertainty. Palantir’s bootcamps, which accelerate client onboarding, converted 20 new logos last quarter, but scaling to 100 annually is the unspoken goal. If Q3 reveals pipeline weakness, it echoesSnowflake‘s (NYSE:SNOW) post-IPO stumbles, where growth deceleration triggered a 50% drawdown.Valuation Traps in a Hot SectorPalantir’s multiples underscore the need for caution. At 116 times sales, it dwarfs peers likeDatadog(NASDAQ:DDOG) at 17 times. The 128% YTD stock surge erases the memory of August’s 15% pullback on valuation fears, but shares remain 20% above their 200-day moving average. Palantir bulls cite a $10 billion addressable market in AI operations, with rule-of-40 metrics (growth plus margin) at 78. Bears, though, point to insider sales — CEO Alex Karp offloaded $110 million in shares this year — as a red flag.If revenue tops 50%, bulls may win and PLTR stock could test $200 per share. But a whisper below, and the multiple compresses to 80 times sales, implying a 25% drop to $130. Options flow shows heavy put buying at $160 strikes, betting on volatility.Recent Volatility Exposes CracksPalantir’s run has been anything but smooth. It hit an all-time high of $190 last month on hype around its AIP platform. But Friday’s 7.5% tumble to $173 per share from the Reuters report indicates vulnerability. The issues, involving data encryption gaps, prompted a review but no contract cancellation. Still, it reignited fears of execution risks in defense, where Palantir derives 30% of government revenue.The episode underscores Palantir’s dependency on federal clients and is subject to policy shifts. With U.S. elections looming, budget hawks could trim AI pilots. Palantir’s response — vowing patches by year-end — calmed some nerves, but the stock’s beta of 2.6 means it amplifies sector swings. Compared toNvidia‘s (NASDAQ:NVDA) AI-fueled ascent, Palantir lacks the consumer moat, making it prone to headline-driven dips.Analyst Targets Miss the MarkWall Street’s $1.09 billion consensus revenue target sits $3 million above the midpoint of management’s guidance, leaving no margin for error. Of 25 analysts, 15 rate it Buy, with a $153 per share average target — implying 11% downside (18% before Friday’s tumble). But the smallest shortfall could spark downgrades, as seen in Q1 when a 1% miss shaved 10% off the stock. Consensus EPS of $0.17 assumes margins hold, as any cost overruns from its talent hiring spree could disappoint.In a sector where growth is king, Palantir’s fate rests on that 50% line. Exceed it convincingly, and the narrative flips to $100 billion in revenue by 2030. Fall short, and the crater for PLTR stock opens wide.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Stock Market Live October 8: S&P 500 (VOO) Rises As Airports Show Shutdown Strain

-->-->Key PointsThe U.S. Government Shutdown of 2025 stretches into its eighth straight day, and airports are showing strain.Tech news reporter warns Oracle may be losing money on AI.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; get started by clicking here.(Sponsor)-->-->Live UpdatesLive Coverage Has EndedGet The Best Vanguard S&P 500 ETF Live Earnings Coverage Like This Every QuarterGet earnings reminders, our top analysis on Vanguard S&P 500 ETF, market updates, and brand-new stock recommendations delivered directly to your inbox.Click Here - It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.Wednesday Wrap-upOct 8, 2025 4:09 PMLive The Vanguard S&P 500 ETF closed at 618.77 Wednesday, up 0.6%.Gamers Gonna Game, No Matter the EconomyOct 8, 2025 12:24 PMLive Mat Piscatella, an analyst for global market research and technology firm Circana, reports that August video game spending in the U.S. grew 11% compared to August 2024, to $4.7 billion. Console sales are up even more — 32% — to $312 million.Sales of the Nintendo Switch 2 as well as ofTake Two Interactive‘s (Nasdaq: TTWO) “NBA 2K26,” and mobile spending, are all contributing to the increase.Bad IntelOct 8, 2025 12:06 PMLiveHSBC analyst Frank Lee downgradedIntel(Nasdaq: INTC) stock reduce with a $24 price target this morning.“Intel has recently announced three deals,” says Lee, “driving a substantial re-rating of the stock: 1) SoftBank investing USD2bn; 2) the US administration investing USD11.1bn for a 9.9% equity stake; and 3) NVIDIA … investing USD5bn for a c4% stake. While the deals were at a discount to the market price, the stock is up 55% since the first deal announcement in August.”So basically, Lee thinks the stock has gone up more than it should for the news it received. Investors beg to differ, however, and Intel stock is still rising, up 0.8% today.The Voo is now up 0.5%.Copper Is ShinyOct 8, 2025 10:00 AMLiveContinuing the copper theme, Morgan Stanley analyst Carlos De Alba upgradedSouthern Copper(NYSE: SCCO) stock to equalweight with a $132 price target today.“Recent supply disruptions from main listed copper players, coupled with Grupo Mexico’s governance issues, are limiting avenues for investors to play the copper theme,” explains De Alba, “and we no longer expect SCCO to underperform in this context given its smooth execution and seamless operations.” To the contrary, the analysts expects SCCO “to trade at an elevated multiple vs. its historical average.”Investors seem to agree. Southern Copper stock is up nearly 5% this morning, and the Voo is still up 0.2%.This article will be updated throughout the day, so check back often for more daily updates.TheVanguard S&P 500 ETF(NYSEMKT: VOO) closed 0.4% lower on Tuesday, snapping a six-day winning streak, as the U.S. government endured its seventh straight day of shutdown.Today is Day 8, and the economy is starting to show signs of stress at various pain points. Airports in Boston, Chicago, Houston, Las Vegas, Nashville, and Philadelphia — to name a few — have all reported flight delays caused by strain on the air traffic controllers who have been working without pay now for more than a week.Adding to investor worry is a report fromThe Informationsuggesting that the artificial intelligence economy may not be all it’s cracked up to be. Focusing on software giantOracle(NYSE: ORCL), which has been taking a prominent position in AI,The Informationreports that cloud profit margins look weaker than forecast and the company may be losing money on “some” deals wherein it rents out computing power to AI providers.Oracle shares shed 2.5% yesterday, although they’re getting back about 0.2% premarket today. The Vanguard S&P 500 ETF is also inching higher again, up about 0.2%.Analyst CallsNot all the AI news is bad. Seaport Global Securities analyst Angie Storozynski upgraded shares of S&P 500 component companyConstellation Energy(Nasdaq: CEG), a large electric utility, operator of the Three Mile Island nuclear power plant, and supplier of power to large AI providers such asMicrosoft(Nasdaq: MSFT).“The multiples are still rich vs. those of VST, CEG’s closest peer, but for a good reason given CEG’s size and its nuclear/gas earnings mix,” says Storozynski. Still, “we would want to be long CEG into its refreshed earnings update.” She upgrades Constellation stock to buy with a $407 price target.Elsewhere in the market, Citi upgrades copper minerFreeport-McMoRan(NYSE: FCX) to buy with a $48 price target. And Deutsche Bank upgradesNorthrop Grumman(NYSE: NOC) to buy with a $700 target.Like Constellation, Freeport and Northrop are both S&P 500 component stocks.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)Get Live Earning Updates on Vanguard S&P 500 ETFNever miss important earnings news. Get real-time updates delivered directly to your inbox. We'll also deliver our top stock recommendations and weekly market udpates. Signup -- It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.

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5 Companies Investors Always Forget Under $10 With Huge Dividends

Investors lovedividend stocks, especially those with high yields, because they provide a substantial passive income stream and offer significant total return potential. Total return includes interest, capital gains, dividends, and distributions realized over time. In other words, the total return on an investment or a portfolio consists of income and stock appreciation. At 24/7 Wall St., we consistently emphasize the potential of total return to our readers. It is one of the most effective ways to enhance the prospects of overall investing success. Once again, total return refers to the collective increase in a stock’s value, including dividends.-->-->24/7 Wall St. Key Points:With over 12,000 publicly traded stocks, it is easy to lose track of some companies, even if they are very well known.With interest rates likely heading lower, these five mystery companies should see some investor interest the rest of 2025 and into next year.Stocks trading under $10 allow investors the ability to put together a bigger position, which ultimately could lead to higher profits and total return.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->We decided toscreen our 24/7 Wall St. low-priced dividend stock database, looking for companies that yield 10% or more but are always forgotten by growth and income investors. Five stocks have caught our attention, and once our readers realize they’ve also overlooked them, it might be time to take a closer look. While not suited for everybody, those trying to build strong passive income streams can do exceptionally well with some of these top companies in their portfolios. Paired with more conservative blue-chip dividend giants, investors can employ a barbell approach to generate substantial passive income streams.Why do we cover high-yield dividend stocks?Since 1926,dividends have contributed approximately 32% of the total return for the S&P 500, while capital appreciation has contributed 68%. Therefore, sustainable dividend income and capital appreciation potential are essential for total return expectations. A study by Hartford Funds, in collaboration with Ned Davis Research, found that dividend stocks delivered an annualized return of 9.18% over the 50 years from 1973 to 2023. Over the same timeline, this was more than double the annualized return for non-payers (3.95%).AGNC InvestmentAGNC Investment CorpNASDAQ:AGNC$10.02▲ $1.14(11.39%)1YPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$10.01Market Cap10.55BDay's Range$9.95 - $10.0552wk Range$7.27 - $10.31Volume15.62MP/E Ratio33.40Gross Margin76.20%Dividend Yield14.40%ExchangeNASDAQAGNC InvestmentCorp. (NASDAQ: AGNC) provides private capital to the U.S. housing market, enhancing liquidity in the residential real estate mortgage markets and, in turn, facilitating home ownership in the United States. This company has paid a solid monthly dividend, currently yielding 14.30%, for years.The companyinvests primarily in agency residential mortgage-backed securities (Agency RMBS) on a leveraged basis.These investmentsconsist of residential mortgage pass-through securities and collateralized mortgage obligations for which a U.S. government-sponsored enterprise guarantees the principal and interest payments.AGNC buysdebt from the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). Together, Fannie Mae and Freddie Mac are known as the GSEs, or government-sponsored enterprises. Alternatively, AGNC may purchase debt from a U.S. government agency, such as the Government National Mortgage Association (Ginnie Mae).Barings BDCBarings BDC IncNYSE:BBDC$8.76▲ $0.13(1.43%)1YPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$8.78Market Cap909.63MDay's Range$8.70 - $8.9752wk Range$7.38 - $10.40Volume539,103P/E Ratio9.11Gross Margin35.70%Dividend Yield12.40%ExchangeNYSEBarings BDCInc. (NYSE: BBDC) primarily makes debt investments in middle-market companies. This business development company (BDC) is a leader in its industry and pays a substantial 12.10% dividend. It is a publicly traded, externally managed investment company elected to be treated as a BDC under the Investment Company Act of 1940.It seeksto invest primarily in:Senior secured loansFirst lien debtUnitrancheSecond lien debtSubordinated debtEquity co-investmentsSenior secured private debt investments in private middle-market companies operating across various industriesThe companyspecializes in:MezzanineLeveraged buyoutsManagement buyoutsESOPsChange of control transactionsAcquisition financingsGrowth financingRecapitalizations in lower-middle market, mature, and later-stage companiesBarings BDCinvests in manufacturing and distribution, business services and technology, transportation and logistics, and consumer products and services. It invests in the United States and companies with EBITDA of $10 million to $75 million, typically in private equity sponsor-backed investments.The Bank ofAmerica price target is set at $10.Hooker FurnishingsHooker Furniture CorporationNASDAQ:HOFT$8.80▼ $4.02(45.70%)1YPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$8.63Market Cap93.53MDay's Range$8.64 - $9.2052wk Range$7.03 - $18.35Volume20,743P/E RatioN/AGross Margin-3.40%Dividend Yield10.30%ExchangeNASDAQWhile wayoff the radar, this company is the largest supplier of case goods and upholstery in the U.S., and it pays a solid 9.23% dividend. Hooker Furnishings Corp. (NASDAQ: HOFT) is a designer, marketer, and importer of case goods (wooden and metal furniture), leather furniture, fabric-upholstered furniture, lighting, accessories, and home decor for the residential, hospitality, and contract markets.Its segmentsinclude:Hooker BrandedHome MeridianDomestic UpholsteryThe HookerBranded segment, which includes two businesses:Hooker Casegoods, which covers a range of design categories and includes home entertainment, home office, accent, dining, and bedroom furniture in the upper-medium price points sold under the Hooker Furniture brand.Hooker Upholstery, which includes imported upholstered furniture targeted at the upper-medium price range.The HomeMeridian segment includes Pulaski Furniture, Samuel Lawrence Furniture, Prime Resources International, and Samuel Lawrence Hospitality.The DomesticUpholstery segment includes Bradington-Young, HF Custom, Shenandoah Furniture, and Sunset West operations.HuntsmanLoading stock data...Like manychemical companies, this stock has had a challenging year; however, it appears poised for a rebound with a 10.70% dividend yield. Huntsman Corp. (NYSE: HUN) is a manufacturer of diversified organic chemical products.It operatesthrough three segments:PolyurethanesPerformance ProductsAdvanced MaterialsThe Polyurethanesproduct segment includes methylene diphenyl diisocyanate, polyols, and thermoplastic polyurethane products.The PerformanceProducts segment is engaged in the manufacturing and sale of amines and maleic anhydride, serving a variety of consumer and industrial end markets.Huntsman’sAdvanced Materials segment includes technologically advanced epoxy, phenoxy, acrylic, polyurethane, mercaptan, and acrylonitrile butadiene-based polymer products as well as carbon nanomaterials.The company’sproducts comprise different chemicals and chemical formulations, which it markets globally to a wide range of consumers, primarily industrial and building product manufacturers. Its products are used in a range of applications, including adhesives, aerospace, automotive, coatings, construction, and others.Western UnionWestern Union CoNYSE:WU$8.16▼ $2.00(24.48%)1YPre-Market1D5D1M3M6M1Y5YMAXKEY DATA POINTS−Previous Close$8.28Market Cap2.63BDay's Range$8.14 - $8.3152wk Range$7.67 - $11.05Volume7.35MP/E Ratio3.08Gross Margin21.80%Dividend Yield11.80%ExchangeNYSEWestern UnionCo. (NYSE: WU) is a multinational financial services corporation based in the United States. While the demand for telegrams is long gone, the demand to transfer money is not, and this famous company has grown as a result. It pays a strong 11.70% dividend and is a provider of cross-border, cross-currency money movement, payments, and digital financial services, empowering consumers, businesses, financial institutions, and governments.Its ConsumerMoney Transfer segment facilitates money transfers, which are primarily sent from its retail agents and owned locations worldwide, as well as through websites and mobile devices. Its money transfer service is provided through one interconnected global network. This service is available for international cross-border transfers and, in certain countries, intra-country transfers.The ConsumerServices segment includes the company’s bill payment services, money order services, retail foreign exchange services, media network, prepaid cards, lending partnerships, and digital wallets. The company provides its services primarily through a network of agent locations in more than 200 countries and territories.Four Stocks That Yield 12% and Higher Are Passive Income KingsIf You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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Are Investors Done With Palantir? Here’s Where Is What’s Next

-->-->Key PointsPalantir has been the one of the hottest stocks on the Street.The rally is still on, but the vigor has been slowing down.PLTR stock is still down from August highs. Are investors done paying more for Palantir?Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Palantir (NASDAQ:PLTR)stock has been the hottest name this year, overtaking evenNvidia (NASDAQ:NVDA)at one point, in terms of publicity. However, things have been getting slower in recent months.And don’t get me wrong, Palantir stock is up 17.2% in the past month. That’s more than the S&P 500 has returned year-to-date. But if you zoom out back to August, Palantir stock is down over 2% from those levels.So what’s going on? Are the bulls done carrying Palantir higher and higher until it reaches that $1 trillion target by Wedbush this August? Let’s dig a little deeper to see where it can go next.Loading stock data...How the market sees Palantir stock todayIt’s no secret that Palantir is among the most expensive names Wall Street has seen since the Dot Com bubble. Such valuations are almost unheard of when you discount smaller companies. In the same vein, expanding the earnings multiple from here is going to be an uphill battle.Palantir managed to fight its way upwards by posting one stellar earnings beat after another. In Q2 2024, it beat revenue estimates by 3.99%, with a 3.17% beat the next quarter, and a stellar 6.65% beat to finish off the year. 2025 started with a 2.44% beat, with Q2 2025 revenue beating estimates by 6.79%. EPS has been beating estimates by double digits.The side effect is that the market may have gotten desensitized to these earnings beats. The earlier surge is likely priced in these earnings beats in advance, and Wall Street seems to be waiting for more clarity before paying more for the stock.But for Palantir stock to go up, the Street doesn’t have to pay more.How Wall Street values Palantir stockPalantir stock is looked at as exceedingly expensive, which it is. But investors may be looking at the wrong metric. The price-earnings ratio of over 607 times (as of this writing) can look very scary.When you move past that and look at the free cash flow instead, you’re actually paying ~254 times trailing free cash flow and ~216 times forward 2025 FCF (higher end of guidance). This is a multiple that the stock has been holding since around February of this year.Analysts believe FCF growth will be around 40% next year. If Wall Street holds that premium steady, the stock could follow that FCF trend. If you estimate with the current PE ratio, the same is the case. Palantir stock may be at around $250 to $265 a year out.Of course, there’s one glaring problem with this equation, and that is whether or not Wall Street will hold the earnings premium in the first place. It’s looking less likely.So, are investors done with Palantir stock?Instead of an overnight slump to its lowest price target of $45, we may see Palantir stock go sideways if it keeps delivering “more of the same”. Its Q3 earnings in November, or a big contract before that, will give the market much-needed clarity.Palantir stock remains at the mercy of the broader AI hype rally, which I believe still has more verve for at least two or so quarters as interest rate cuts bring out their positive effects. It’s tough to make a guess on how Wall Street may perceive it beyond that. If the labor market does not improve, rate cuts may end up spooking markets like it has historically done.I’d still buy before the Q3 earnings date. The odds remain in your favor, and I expect Palantir stock to push beyond $200 by year-end if Q3 goes well. With the company on a beat-and-raise cadence and continuously landing contracts from commercial and government clients, that’s very likely to happen.As such, I do not think the market is yet done with Palantir.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Stock Market Live October 14: S&P 500 (VOO) Under Pressure on Trade War Concerns

-->-->Key PointsJust days ago, China expanded its rare earth export restrictions ahead of a possible Trump-Xi meeting.Now, in return, President Trump just threatened China with 100% tariffs.If you’re looking for some stocks with huge potential, make sure to grab a free copy of ourbrand-new “The Next NVIDIA” report. It features a software stock we’re confident has 10X potential.-->-->Live UpdatesLive Coverage Has EndedGet The Best MP Materials Live Earnings Coverage Like This Every QuarterGet earnings reminders, our top analysis on MP Materials, market updates, and brand-new stock recommendations delivered directly to your inbox.Click Here - It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.Markets are Regaining MomentumOct 14, 2025 10:52 AMLiveAfter a rough open, markets are starting to regain momentum.The Dow is now down just 72 points. The NASDAQ is down 196, with the S&P 500 now down about 30 points. Even though trade war fears are mounting, markets appear to be shrugging it off, fighting for further upside.Bank earnings have also been strong today.Wells Fargo is gaining momentum on a strong beat. In its third quarter, the bank posted EPS of $1.66, which was 11 cents better than estimates. Revenue of $21.44 billion, up 5.3% year over year, beat by $280 million.JPMorgan’s EPS of $5.07 beat by 26 cents, with revenue of $47.1 billion beating by $1.53 billion.Citigroup also posted strong earnings, with all of its divisions posting strong revenue. The bank posted $22.1 billion for its latest quarter, up from $20.2 billion year over year. Earnings per share jumped 23% to $1.86 a share.Markets are Dropping as Trade Fears MountOct 14, 2025 10:14 AMLiveThe Dow Jones is now down 317. The NASDAQ is down 308, as the S&P 500 sinks 58 points. All as trade war tensions mount yet again.Not helping, China’s commerce ministry just said the US was “threatening to intimidate” with the prospect of new tariffs on Chinese exports, “which is not the right way to get along with China,” as noted by The Guardian. China added it would “fight to the end” in trade talks.The comments followed U.S. Treasury Secretary Scott Bessent’s statement that China wanted to “pull everybody else down with them” by damaging the world economy.TheVanguard S&P 500 ETF(NYSEMKT: VOO) is coming under pressure this morning as trade tensions between the U.S. and China boil over with rare earths.Just days ago, China expanded its rare earth export restrictions ahead of a possible Trump-Xi meeting. “China has tightened export controls on rare earths and related technologies while barring its citizens from participating in unauthorized mining overseas, adding fresh strains to a sector central to its geopolitical leverage,” as noted by CNBC.Making it worse, “Chinese rare earth magnet companies have been facing tighter scrutiny on export license applications since September, sources say, even before Beijing’s move last week to expand controls over the critical minerals used in magnets,” as noted by Reuters.Now, in return, President Trump just threatened China with 100% tariffs starting on November 1 in retaliation for Beijing’s export controls on those rare earths.As a result of the back and forth, rare earth metal stocks, like USA Rare Earth (NASDAQ: USAR), are up another 9% in premarket.MP Materials (NYSE: MP) is up another 4.5%, or $4.25 a share, in premarket.Major Earnings are Hitting the MarketTuesday, October 14: Citigroup (NYSE: C), JPMorgan Chase (NYSE: JPM), and Wells Fargo (NYSE: WFC) just reported earnings. Wells Fargo is gaining momentum on a strong beat. In its third quarter, the bank posted EPS of $1.66, which was 11 cents better than estimates. Revenue of $21.44 billion, up 5.3% year over year, beat by $280 million.JPMorgan’s EPS of $5.07 beat by 26 cents, with revenue of $47.1 billion beating by $1.53 billion.Citigroup also posted strong earnings, with all of its divisions posting strong revenue. The bank posted $22.1 billion for its latest quarter, up from $20.2 billion year over year. Earnings per share jumped 23% to $1.86 a share. Citigroup also declared a 60-cent per share dividend, which is payable on November 26 to shareholders of record as of November 3.Wednesday, October 15: Bank of America (NYSE: BAC), Goldman Sachs (NYSE: GS), and Morgan Stanley (NYSE: MS) will all report in premarket.Thursday, October 16: M&T Bank (NYSE: MTB), U.S. Bancorp (NYSE: USB), CSX Corporation (NASDAQ: CSX), and Charles Schwab (NYSE: SCHW) are all set to post earnings, too.If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)Get Live Earning Updates on MP MaterialsNever miss important earnings news. Get real-time updates delivered directly to your inbox. We'll also deliver our top stock recommendations and weekly market udpates. Signup -- It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.

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Boost Retirement Income Without Losing Growth: 5 Vanguard ETFs to Buy

-->-->Key PointsNot only do ETFs offer a good deal of diversification, but they can also help lower your overall risk compared to investing in an average security.With a great deal of uncertainty in the markets, some of the best investments you can make are in safe, high-yielding exchange-traded funds.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->With a great deal of uncertainty in the markets – a government shutdown, jobs numbers, inflationary risks – some of the best investments you can make are in safe, high-yielding exchange-traded funds (ETFs). Not only do ETFs offer a good deal of diversification, but they can also help lower your overall risk compared to investing in an average security.Here are five top Vanguard ETFs with yield to boot that you may want to consider today.Look at the Vanguard Real Estate ETF  With an expense ratio of 0.13%, a yield of about 3.7%, and 154 holdings, including a great deal of real estate investment trusts (REITs), the Vanguard Real Estate ETF (NYSEARCA: VNQ) is a safe, long-term real estate opportunity. Loading stock data...Making it even more attractive is the recovery in commercial real estate. According to analysts at Deloitte, the CRE market is showing signs of recovery in 2025, with some predicting a generational opportunity, as noted in Deloitte’s 2025 Commercial Real Estate Outlook.Some of the ETF’s top holdings include Welltower, Prologis, American Tower Corp., Equinix, Digital Realty Trust, and Simon Property Group. Plus, it just paid a dividend of just over 87 cents on September 26. Before that, it paid a dividend of just over 86 cents per share on June 30.Since bottoming out at around $76 in April, the VNQ ETF is now up to $90.18. From here, we’d like to see the ETF rally back to $95 initially.Vanguard Dividend Appreciation Index Fund ETFWith an expense ratio of 0.05% and a yield of 1.59%, theVanguard Dividend Appreciation Index Fund ETF(NYSE: VIG) tracks the performance of the S&P U.S. Dividend Growers Index.Loading stock data...Some of its 337 holdings include Broadcom, Microsoft, JPMorgan Chase, Apple, and Eli Lilly. Just over 26% of its portfolio is invested in information technology stocks. About 22.6% is invested in financials. And about 15% is invested in health care stocks.The ETF also just paid out a dividend of just over 86 cents on October 1. Before that, it paid out a dividend of just over 87 cents on July 2. Since bottoming out at around $170 in April, the ETF is now up to $217.27. From here, we’d like to see it rally to $230 initially.Vanguard High Dividend Yield ETFWith an expense ratio of 0.06% and a yield of 2.45%, theVanguard High Dividend Yield ETF(NYSE: VYM) tracks the performance of the FTSE High Dividend Yield Index.Loading stock data...Some of its 579 holdings include Broadcom, JPMorgan Chase, Exxon Mobil, Johnson & Johnson, and Walmart. About 21.7% of its portfolio is invested in financials. About 13.2% is invested in industrials.The ETF also just paid out a dividend of just over 84 cents on September 23. Before that, it paid out a dividend of just over 86 cents on June 24.Since bottoming out at around $112 in April, the ETF is now up to $140.88. From here, we’d like to see the VYM ETF rally to $150 initially.International Dividend Appreciation ETFThere’s also theInternational Dividend Appreciation ETF(NASDAQ: VIGI).Loading stock data...With an expense ratio of 0.10% and a yield of about 1.85%, the VIGI ETF tracks the performance of the S&P Global Ex-U.S. Growers Index. Some of its 338 holdings include Royal Bank of Canada, Novartis, SAP SE, Nestlé, Roche Holding, and Sony Group. Just over 42% of its holdings are invested in the European region. And about 32.77% of its portfolio is invested in the Pacific region.The ETF also just paid out a dividend of just over 36 cents per share on September 23. Before that, it paid out a dividend of just over 54 cents per share on June 24.Since bottoming out at around $74 in April, the ETF is now up to $90.73. While it is pulling back from a lofty valuation, we’d like to see it rally to $100 over the long haul.Vanguard Mega Cap ETFWe can also look at theVanguard Mega Cap ETF(NYSE: MGC).With an expense ratio of 0.07% and a yield of just under 1%, the MGC ETF tracks the performance of the CRSP U.S. Mega Cap Index.Loading stock data...Some of its 185 holdings include Nvidia, Microsoft, Apple, Amazon.com, Broadcom, Alphabet, and Tesla. Also, about 45% of its portfolio is invested in technology. About 14% is invested in consumer discretionary. And about 10.7% is invested in financial stocks.The MGC ETF also just paid out a dividend of just over 58 cents on October 1. Before that, it paid out a dividend of just over 55 cents on July 2.Since bottoming out at around $175 in April, the MGC ETF is now up to $245.43. From here, we’d like to see it test $260 a share.Get Ready To Retire (Sponsored)Start by taking a quick retirement quiz from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes, or less.Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.Here’s how it works:1. Answer SmartAsset advisor match quiz2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future.

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My 7-Year Dividend Journey: 2 Steady Stocks for Big-Time Yield

-->-->Key PointsMCD and AXP are great dividend payers that are worth stashing away for the long haul, given their catalysts and modest valuations.MCD stands out as a fantastic market share taker amid its value menu push, while Amex might gain momentum with younger cardholders following the latest price (and perk) hikes.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->It’s been quite a wild ride for markets over the past seven years, from the short-lived COVID-19 crash in 2020 and the nearly year-long bear market in 2022 to the tariff chaos that unfolded in the April 2025. Despite the ups and downs, the rollercoaster ride has been worth staying on. Of course, it’s easy to invest when stocks are in the midst of a powerful bull market led by a profound technological revolution. Indeed, valuation concerns aside, the AI revolution really does stand out as a revolution. And it’s been lifting many boats in the market waters, including some of the steady dividend payers.In this piece, we’ll look at two of the most impressive dividend payers underneath the hood of my portfolio that have helped power a good mix of dividend growth and capital appreciation. Though they’ve been true powerhouses of performance, I still view the names as worth hanging onto or even buying for those with new money to put to work. Of course, the valuations may not be as appealing anymore. But given the dividend growth potential and potential for reignited earnings growth moving forward, I certainly wouldn’t sleep on the following defensive powerhouses.The same could be said for many stocks after yet another bullish first three quarters of gains are now in the books. Either way, I have no plans to sell the following names, even if some skeptics have fears about a frothy market that’s overdue for a correction. McDonald’sLoading stock data...McDonald’s (NYSE:MCD)stock is really one of those names you can comfortably buy and hold for the long haul. Undoubtedly, shares have been somewhat choppier in recent years, thanks in part to the effects of inflation, which has sent prices of everything from labor to ingredients and everything in between higher.Though McDonald’s could have done a better job of communicating the value proposition in the earlier waves of inflation, I do think the golden arches has done a fantastic job of winning back the love of diners with its latest value menu. In fact, Citi analyst Jon Tower sees MCD stock rising to $381 per share, thanks in part to the value menu.Add new menu innovations into the equation, and it won’t take a whole lot to smash expectations in the coming quarters. The big question going into the next round of quarterly earnings is whether McDonald’s can take share from its rivals. Either way, I view the more than 6% dip in the stock as completely unwarranted. So, if you seek a low beta (0.50), a nice dividend (2.36%), and the potential for more dividend hikes, look no further than the name while it’s trading at 22.6 times forward price-to-earnings (P/E).MCD’s dividend currently yields 2.36%, or $1.77 per share quarterly.American ExpressLoading stock data...American Express (NYSE:AXP)is another blue chip that keeps finding new ways to pay dividends. The yield might now sit at less than 1%, but given the catalysts that could ignite earnings, I wouldn’t count out the potential for above-average dividend hikes in the coming years. Indeed, American Express has done a fantastic job of winning the business of younger crowds.In a prior piece, I briefly remarked on the latest price hikes on the premier Platinum card. The latest Platinum perks are good enough, at least in my view, to justify paying $200 more for the card. Of course, the Platinum card has more value to offer those who make use of the $3,500 worth of perks. $3,500 in value for just shy of $900? Sounds like a pretty good deal.With a strong, premier brand in the credit card scene and the love of Millennials and even Gen Z, I view American Express as a future-proof dividend grower whose stock might be worth a price hike in the coming months.The stock trades at 18.7 times forward P/E, which seems too low given the thematic tailwinds and timely growth drivers (like recent price hikes) at hand. The stock is up 128% in two years, and earnings are on tap in just over two weeks’ time. I think Amex is in for another decent quarter and view the latest 3% dip, driven by consumer jitters, as overdone. AXP’s dividend currently yields 0.99%, or 82 cents per share quarterly.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Big Tech Stocks Don’t Trade on Fundamentals Anymore (AMZN, GOOG, META, MSFT)

-->-->Key PointsTech companies’ valuations are now driven primarily by AI performance rather than their traditional core businesses like e-commerce, cloud computing, or social media engagement.The AI boom has fueled a nearly three-year market rally, similar to the late 1990s internet surge, with investors giving nearly all major tech stocks “AI valuations.”Analysts warn of potential risks — since all major tech firms are now tied to a single theme (AI), a downturn in that sector could trigger a simultaneous decline across the entire market.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Video Playerhttps://videos.247wallst.com/247wallst.com/2025/10/AI-changing-evaluations.mp400:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.SummaryAmong the major changes that 24/7 host Doug McIntyre has noticed since the AI boom is that companies like Meta, Microsoft, Amazon, and Oracle no longer trade based on the fundamentals of their traditional businesses but instead on their performance in artificial intelligence. He explains that, in the past, investors evaluated these companies by their core divisions — such as Amazon’s e-commerce and cloud services or Meta’s user engagement and ad revenue — but now AI success dictates their market value. Lee Jackson agrees, adding that it’s been nearly three years since ChatGPT’s release, which ignited a massive rally in tech stocks. He mentions that companies tied to AI have seen enormous gains, citing examples like Applied Digital, which pivoted from crypto mining to AI data centers.Doug points out that this AI dependency is risky because if AI stumbles, all major tech stocks could fall simultaneously. Previously, individual companies were affected by performance in their specific sectors, but now they rise and fall together based on AI sentiment. Jackson compares this moment to the dot-com boom of the late 1990s, where enthusiasm for a single technological trend drove valuations beyond reason. He warns that while AI has real applications and efficiencies, especially in replacing menial tasks, there will eventually be a “reckoning.”TranscriptDoug McIntyre:One of the things that impresses me right now about what’s going on with AI is, is if you take some of the really big tech companies, now, I’ll take meta, Microsoft, Amazon, Oracle. They really do not trade on the fundamentals of their core businesses anymore. So if you said to me two years ago, what kind of stock is Microsoft? Why is it up or down, you’d tell me, well, they’ve got two business units, this and this. And depending on how those perform, you know, if we moved over to Amazon, it’s Amazon Web Services and it’s E-commerce. Go to Meta, it’s number of eyeballs and you know, on multiple products month, you know all this stuff about how many people they have on Facebook and Instagram and who goes there and you add that up and divide it by the ad revenue. Google was one number “search” that sort of, eventually you got YouTube. But as far as I’m concerned, those companies now trade primarily on their success or lack of success in the AI business, not on what you and I would consider was in some cases for decades, their core businesses and competence.Lee Jackson:Right, right. No, I, I think you’re exactly right because I think, you know, it’s been three years and I had to even look this up ’cause I wasn’t exactly sure. It’ll be three years in November since ChatGPT came out, you know, and the huge and that kicked off the rally that we’re still in, despite the fact that we had a 20% correction. I mean, this has been almost a three year all out, you know, full speed ahead rally. And, you know, we’ve had our share of winners. I’m looking at run right now. Our, our valves had Applied Digital, which stopped, which stopped mining, uh, crypto to open data centers is now $28. We recommended it at six or something like that, a year or so. But we’re winners. I think you’re right. Everything’s getting an AI valuation. And so how, how are you a player in that?Doug McIntyre:One of the things I don’t like about it is, is if AI has a problem, your big, big mega tech cap stocks all fall apart at the same time. If you and I were trading Amazon based on AWS and E-commerce and Microsoft based on cloud and you know their gaming platforms or something. Then you could say, well, listen, if e-commerce got into trouble, that doesn’t mean that Microsoft and Apple get hit. Now, those business units don’t carry the water for these companies valuations. For the first time in my memory, all of the major tech companies are traded on based on one premise, a single premise. And that is how do they do an artificial intelligence.Lee Jackson:Right. Whereas 25 years ago, how will they do on the internet?Doug McIntyre:And then eventually that moved over to e-commerce in the cloud, moved over to Facebook, and how many people visited your Facebook site and those things.Lee Jackson:Well, I think, I think one of the issues that you see is that, is that it’s clearly helping and companies are starting to employ it as they unemployed workers because it’s, it’s taking care of a lot of menial tasks that you don’t have to pay somebody to do. But the interesting thing is, it’s like 25 years ago, I mean. I was there and I saw it all. ’cause I was at Bear Stearns during all of the, up until 2000. And then I went to Lehman Brothers and I was in the thick of it there because Dan Niles was the one making calls at Lehman Brothers there. And he top ticked everything. He top picked everything in terms of saying, oh, it’s time to go all in. It’s time to go all in. But, it’s similar. And that ran a long time. That really ran from like 97, 98, 99, it ran for three and a half, four years before it actually blew up. And, and I think there’s gonna be a reckoning here somewhere. I don’t think big tech will go out of business, but boy, they can get hit hard considering where they’re trading at.If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. 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Live Earnings: What To Expect When Applied Digital Releases Earnings Today

-->-->Key PointsApplied Digital reports first-quarter earnings tonight after the bell. Wall Street expects Applied Digital  to report revenue of $45.46 million and GAAP EPS of -$.16 per share. Applied Digital’s guidance for the second quarter is expected to show significant revenue growth. Wall Street eexpects Q2 revenue of $70.51 million and GAAP EPS losses narrowing to -$.14 per share.Shares of Applied Digital are up 278% year-to-date as investors bet that insatiable demand for cloud computing will lead to hyperscalers striking even more deals with smaller ‘neoclouds’ like Applied Digital. Shares of APLD are up 5.53% as of 3:30 p.m. ET.We expect Applied Digital to issue earnings at 4:05 p.m. ET. Updates will post automatically below the moment earnings release.Nvidia made early investors rich, but there is a new class of ‘Next Nvidia Stocks’ that could be even better; learn more.-->-->Live UpdatesLive Coverage Has EndedGet The Best Applied Digital Live Earnings Coverage Like This Every QuarterGet earnings reminders, our top analysis on Applied Digital, market updates, and brand-new stock recommendations delivered directly to your inbox.Click Here - It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.Live Blog EndingOct 9, 2025 6:23 PMLiveWe’ll be slowing down updates on this live blog as we’ve posted our notes from the conference call and there’s no further news.As of 6:20 p.m. ET, Applied Digital shares are up 13.8%. As we stated earlier in the live blog, staying for the conference call was important as it could move shares. That situation has come to pass.The big news on the call was initially Applied Digital discussing a deepening of their partnership with CoreWeave. The second big event investors are digesting is that Applied Digital is in discussions with a hyperscaler for its campus and are in negotiations with two additional hyperscalers for 2 new locations.In addition, the company is now discussing 4 gigawatts in development and under review.So, it was an action-packed earnings call that turned out to be far more interesting than the release of Applied Digital’s earnings. We’d imagine there will be plenty of notes from Wall Street tomorrow speculating what new information shares on tonight’s call could mean for sales growth in the years ahead.Key Quotes from the CallOct 9, 2025 6:12 PMLiveLastly, while availability of power has been the primary focus for the overall market, it is becoming a secondary focus for us. With 4 gigawatts in our active development pipeline and more under review, our primary focus has become scaling, development and construction.With that, the campus designed for future expansion. The initial development cost is projected to be approximately $3 billion with the potential to increase as additional power becomes available.We remain in finance discussions with an investment-grade hyperscaler regarding lease for this campus. We have also entered negotiations with 2 additional hyperscalers for 2 new locations.Summary of Wall Street's Questions for Applied DigitalOct 9, 2025 5:52 PMLiveQuestion 1 – Nicholas Giles (B. Riley)Question:Giles asked for an update on project financing for Polaris Forge 1 and whether the facility would cover only the first 150 MW or the entire 400 MW. He also asked what power infrastructure is in place at Polaris Forge 2 and how that supports the 2026–2027 timeline.Answer (CFO – Saidal):He said the company is pursuing a single project-finance facility that will cover both Ellendale buildings, which together represent the full 400 MW, and that terms are intended to be in line with or better than comparable transactions.Answer (CEO – Wes):He added that the Harwood site (Polaris Forge 2) is planned with roughly 280 MW of initial utility power, that required site infrastructure is underway, and that the company still expects first power in 2026 and full capacity in 2027.Question 2 – Rob Brown (Lake Street)Question:Brown asked about the timeline for potential new hyperscaler wins at new locations and whether the company expects those discussions to move quickly. He also asked what constrains scaling Polaris Forge 1 and 2 to approximately one gigawatt each.Answer (CEO – Wes):He said negotiations with customers have become continuous, with some deals able to close in 90 to 120 days, and he expects a near-term contract for Polaris Forge 2 as part of an accelerating ~4 GW active pipeline. He explained that the limiting factors for scaling are transmission upgrades and incremental generation on the broader grid, and he noted a long-term goal of about 1.4 GW at Ellendale and just over 1 GW at Harwood, paced to match build cadence through 2027 with additional power targeted in 2028.Question 3 – Mike Grondahl (Northland)Question:Grondahl asked what the $5 billion Macquarie Asset Management preferred facility enables strategically and how it affects future financing. He also asked for indicative project-finance terms for the Ellendale 400 MW.Answer (CEO – Wes):He said the Macquarie structure provides a repeatable, scalable funding model that ring-fences dilution at a subsidiary, reduces the need for public equity raises, and, when paired with project finance, can unlock $20–$25 billion of total capital for growth.Answer (CFO – Saidal):He said they expect loan-to-cost of about 70% (within a 70–80% market range) and pricing around SOFR + 400–450 bps, with a typical split between a lower-cost mortgage tranche (about SOFR + 300–335 bps) and a smaller second-lien/mezz piece (around 10%), blending near SOFR + ~425 bps; he added they aim to complete this within the fiscal quarter.Question 4 – Darren Aftahi (ROTH)Question:Aftahi asked how the company defines its “active pipeline” and where the ~4 GW figure sits within that framework. He also asked whether the company has the people and supply chain to execute multiple sites on a roughly 12-month build schedule and what risks could threaten timelines.Answer (CEO – Wes):He said “active pipeline” refers to opportunities that can move into construction within six to twelve months, distinct from the longer-dated pipeline; he noted 700 MW are currently under construction and that the ~4 GW is in the active category. He added that internal staffing and processes are in place, that supply chain is the key industry bottleneck but they pre-secured capacity and standardized SKUs, and that they can execute at least one additional Dakota campus in parallel (possibly two, subject to local labor), while also adding other regions to diversify labor pools.Question 5 –  George Sutton (Craig-Hallum)Question:The analyst asked whether hyperscalers now expect sites to deliver an initial 200 MW quickly and to scale to one gigawatt, and whether the two other discussed sites offer similar expansion paths. He also asked whether lease economics at Harwood should resemble those at Ellendale.Answer (CEO – Wes):He said the typical request is fast delivery of about 200 MW with a clear path to one gigawatt, with initial power requests shifting toward 2027, and he confirmed their sites are generally designed to scale accordingly, with some discussions even contemplating much larger single-site builds. He added that while headline rent can vary with tenant credit (e.g., investment-grade), the company targets a similar economic spread between lease rates and cost of capital so that returns are comparable.Question 6 – Michael Donovan (Compass Point)Question:Donovan asked about supply-chain conditions and lead times for long-lead equipment like transformers and generators, and whether pricing or availability has shifted in the past six months. He also asked how much incremental funding Polaris Forge 1 still needs beyond Macquarie and project finance.Answer (CEO – Wes):He said industry lead times have stretched, but Applied Digital locked in capacity roughly two years ago and even bought manufacturing slots, so the company has not experienced meaningful pricing inflation or schedule slippage on its orders. He added that they do not expect to contribute additional parent-level funding to Polaris Forge 1 because the combination of Macquarie capital and project finance will cover it.Question 7 – Needham (John Todaro)Question:The analyst asked for an update on South Dakota, including whether power could be available in 2026 or 2027.Answer (CEO – Wes):He said power should be available in 2026, but the gating item is a sales-tax exemption for IT equipment (already present in roughly 41 states), which they and other hyperscalers are actively pursuing; he emphasized that power availability is not the constraint there.Question 8 – Nicholas Giles (B. Riley) – follow-upQuestion:Giles asked whether “within the quarter” for project-finance completion refers to the fiscal or calendar quarter and, if timing slips, how much additional draw is available from Macquarie. He also asked whether demand beyond 2027–2028 will still be driven primarily by power.Answer (CFO – Saidal):He clarified that “within the quarter” refers to the fiscal quarter; he did not provide a specific figure for additional Macquarie draw capacity in this exchange.Answer (CEO – Wes):He said that as the market matures, execution reliability will become as important as power, predicting a shakeout where new entrants miss construction timelines and proven developers capture greater share in 2027–2028.Conference Call Has EndedOct 9, 2025 5:51 PMLiveApplied Digital’s conference call has ended and shares are up 9%. We’re going through our notes from the call and will post a summary shortly.Shares Now Up 6%Oct 9, 2025 5:21 PMLiveWe put the quote that’s moving shares above. We said earlier in this live blog that the conference call could move shares and now its happened.Here's the Conference Call Quote To Study...Oct 9, 2025 5:18 PMLive“Before I turn the call over to our CFO, Saidal Mohmand, I want to highlight several key developments across the business, beginning with our HPC data center hosting segment. This quarter, we expanded our long-term lease agreements with CoreWeave, a publicly traded AI hyperscaler. Previously, we had 250 megawatts under contract or our L&D North Dakota campus, Alaris Forge One. That agreement represents approximately $7 billion in contracted revenue over 15 years.CoreWeave has since exercised its option and our leases now cover the full 400 megawatts of capacity currently under construction at Polaris Forge 1, increasing the total contract value to approximately $11 billion. In addition to the underlying leases, CoreWeave has engaged us to perform the tenant fit out for the first 100 megawatts of the 400-megawatt campus. This further deepens our operational integration and demonstrates the added value we bring as a strategic partner to our tenants. We will continue to invest in new technologies and continue to grow our technical expertise as we believe that we can replicate this value-added business model to other tenants. As a reminder, we believe Polaris Forge 1 has the potential to scale beyond 1 gigawatt starting in 2028 to 2030 when new transmission capabilities are expected to come online.We also broke ground on a new campus, Polaris Forge 2, near Hardwood North Dakota, where we are initially constructing 2 buildings totaling 300 megawatts of critical IT load. Over time, we believe this campus can scale to 1 gigawatt as additional generation capacity is added to the grid. We are already in early discussions with multiple parties to support that expansion. “Shares Soar After Conference Call StartsOct 9, 2025 5:10 PMLiveShares are now up 3.9% and all the price movement has been after the company’s conference call started. We’re sorting through the call for the most important news.Applied Digital's Reaction in FocusOct 9, 2025 4:35 PMLiveShares of Applied Digital are down .80% as of 4:38 p.m. ET. Surely, some investors in Applied Digital see the company’s massive beat on revenue ($64.2 million vs. Wall Street expectations of $45.5 million) and are scratching their head, wondering why the stock isn’t up more.The reality is that the largest movements for many neoclouds now come from announcements that are more forward-looking than earnings they report. For example, Nebius shares took off after an announcement the company had signed a multi-billion arrangement with Microsoft. These deals are what most affect the long-term trajectory of revenue, so the largest share price reactions will typically happen around them rather than any earnings announcement that’s backward-looking.Earnings Call Starts at 5:00 P.M. ETOct 9, 2025 4:31 PMLiveIf you’re watching Applied Digital after hours and wondering if it could see more movement before tomorrow’s opening bell, the most important event to pay attention to is the company’s conference call.It kicks off at 5 p.m. ET. You can register to attend by clicking here.However, a better idea is to simply leave this live blog open and check back once the conference call starts, we’ll keep updating the blog and updates will push automatically.What the Company Had to Say About Polaris Forge 1Oct 9, 2025 4:26 PMLiveHere’s what Applied Digital had to say about Polaris Forge 1:“Applied Digital’s HPC Hosting Business continues to advance rapidly.Our first 100 MW facility at Polaris Forge 1 remains on track to be operational in calendar Q4 2025, with technical fit-out activities underway this quarter and continuing into next. These installations contributed approximately $26 million in revenue this quarter and are expected to ramp significantly next quarter as we approach the building’s ready-for-service date.While these are one-time, low-margin installation payments, they are a meaningful signal of our ability to deliver the full suite of data center capabilities. We believe they also reflect the trust our customer places in us as a full-stack developer of AI data centers.Lease revenues are expected to ramp later this year as equipment installation is completed. Our second 150 MW facility is scheduled for mid-2026, followed by our third 150 MW facility planned for 2027. All three facilities are designed to deliver ultra-low-cost, highly efficient liquid-cooled infrastructure, featuring a closed-loop, direct-to-chip liquid cooling system expected to achieve a Design PUE of 1.18 and near-zero water consumption. Combined with abundant, low-cost energy and more than 200 days of naturally occurring free cooling annually, we estimate a 100 MW customer could save up to $2.7 billion over 30 years compared to traditional data centers.”Shares Now Down Slightly After HoursOct 9, 2025 4:20 PMLiveShares of Applied Digital are now down 1.5% as of 4:20 p.m. ET.Shares gained 4.8% during the day, so even with the slight drop after hours, they’re still trading for what they closed at yesterday.Will Applied Digital Provide Guidance?Oct 9, 2025 4:20 PMLiveApplied Digital historically hasn’t provided guidance but in their conference call last quarter did offer this:“Turning to guidance. We historically have not provided specific forward-looking guidance. However, given some of the near-term dynamics related to the core releases, we will provide some directional guidance for the next quarter. We expect revenue to increase significantly sequentially, beginning in the quarter ending for August 2025 due to the technical fit out of our first Polaris Forge 1 building. Note, our customer pays the cost of this fit out with a small margin to the company. This fit out revenue will largely be recognized in both the current fiscal quarter and as well as the quarter ending November 30, 2025. Now this is before the actual lease revenue for the facility begins to be recognized.”We’ll see if the company once again provides guidance when their conference call begins shortly.Shares Now PositiveOct 9, 2025 4:15 PMLiveShares of Applied Digital are now up 1% after hours. Earnigns generally looked fine to us, so maybe the initial reaction was investors expecting a massive beat getting out of the stock.Earnings SummaryOct 9, 2025 4:09 PMLiveAPLD | Applied Digital Q1’26 Earnings Highlights:Adj. EPS:-$0.03 [✅]; [DOWN] -200% YoYRevenue:$64.2M [✅]; [UP] +84% YoYAdj. Gross Margin:13.0% [✅]Net Income:-$27.8M [✅]Adjusted EBITDA:$0.5M [✅]; [DOWN] -92% YoYQ1 Segment Performance:HPC Hosting Revenue:$26.3M [✅]; [UP]Data Center Hosting Revenue:$37.9M [✅]; [UP] +9% YoYOther Key Q1 Metrics:Adj. Operating Income:-$22.3M [✅]Adj. Operating Expenses:$29.2M [✅]; [UP] +165% YoYFree Cash Flow:-$82.0M; [DOWN]Effective Tax Rate:0.0% (vs. 0.0% YoY)Cash and Cash Equivalents:$114.1MTotal Debt:$687.3MCEO Commentary:Wes Cummins:“We feel this third lease validates our platform and execution, positioning Applied Digital as a trusted strategic partner to the world’s largest technology companies. With hyperscalers expected to invest approximately $350 billion into AI deployment this year, we believe we are in a prime position to serve as the modern-day picks and shovels of the intelligence era.”Shares Initially Down 3%Oct 9, 2025 4:08 PMLiveDespite the sound revenue beat shares are initially down, we’ll continue posting analysis and watching Wall Street’s reaction.Here We Go...Oct 9, 2025 4:05 PMLiveEarnings are outRevenue: $64.2 million (beats)GAAP Net Loss: $-.11 (beats)Polaris Forge 1 in Focus TonightOct 9, 2025 3:56 PMLiveApplied Digital’s Polaris Forge 1 data center is 100 megawatts. That might sound like small potatoes next ot the major bets OpenAI has announced in recent weeks, but its a serious endeavor for the company and Phase 1 is scheduled to go live in Q4 2025.Updates on this schedule will be important tonight, especially since the company is racing to build a second phase will go operational across mid-2026 and early-2027.Applied Digital Returns vs IrenOct 9, 2025 3:48 PMLiveApplied Digital shares are up 280% year-to-date as investors pile into neocloud stocks. That’s an impressive return that’s made Applied Digital shareholders happy. Yet, even that heady return trails the 515% returns fromIren (Nasdaq: IREN).Shares have seen strong gains today across the neocloud space. Applied Digital is up 6.37% at 3:44 p.m. while Iren shares are up 7.01%.Applied Digital (Nasdaq: APLD) is reporting earnings after the market closes today. Shareholders of Applied Digital have been richly rewarded so far in 2025, with the stock having gained 278% headed into today’s earnings. That number has risen headed into today’s close, as Applied Digital shares are now up 5.53% as of 3:30 p.m. ET. That’s a 9% gain since hit their daily low at 10:45 a.m. ET this morning. We’ll be watching Applied Digital’s earnings release and posting news and analysis in this live blog. Updates will post automatically, so you don’t need to do anything. Simply leave this page open and scroll below to see each new update. We expect Applied Digital to release their earnings at 4:05 p.m. ET. After the earnings release we’ll post a flurry of news and updates. What to Expect When Applied Digital Reports its Q1 2026 EarningsMetricQ1 FY2026 (E)Q2 FY2026 (E)FY 2026 (E)FY 2027 (E)Revenue$45.46 M$70.51 M$255.69 M$488.87 MEPS (GAAP)–$0.16–$0.14–$0.75–$0.34That implies Q1 revenue down 25% YoY from $60.7 million a year ago as Applied Digital transitions away from its legacy Cloud Services business and toward lease recognition on AI infrastructure projects.Key Factors to Watch Tonight When Applied Digital ReportsHosting Margins in Focus A report from The Information this week stated that Oracle (Nasdaq: ORCL) had 16% gross margins on its Blackwell GPU business. The report initially led to a sell-off among neocloud stocks as it sparked fears their margins would come under pressure. Most stocks have rebounded as investors dug more into the details of The Information’s report. For example, while Oracle margins might be lower, margins are typically at their lowest point when deploying a new technology. Still, with Applied Digital making a transition to AI hosting, margins will be in focus in the coming quarters. Capital Structure Applied Digital will need to continue raising money to fund its ambitious buildouts. The company recently raised $270 million by issuing Series G preferred stock. Look for commentary on Applied’s conference call around future funding needs. "The Next NVIDIA" Could Change Your LifeNVIDIA has returned 250-fold in the past 10 years as artificial intelligence took off.But if you missed out on NVIDIA's historic run, your chance to see life-changing profits from AI isn't over.The 24/7 Wall Street Analyst who first called NVIDIA's AI-fueled rise in 2009 just published a brand-new research report named "The Next NVIDIA".The report outlines key breakthroughs in AI and the stocks ready to dominate the next wave of growth. The report is absolutely free. Simply enter your email belowGet Report Now » It's Free Thanks! We will redirect you shortly to the free report! By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.Get Live Earning Updates on Applied DigitalNever miss important earnings news. Get real-time updates delivered directly to your inbox. We'll also deliver our top stock recommendations and weekly market udpates. Signup -- It's Free Thank you for subscribing! Keep an eye on your email for updates. By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.

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Steady Quarterly Payouts from My 7-Year Income Machine Journey

-->Key PointsCompanies with consistent price appreciation due to their products or services generating corresponding earnings and revenues growth will often elect to issue dividends to shareholders.Stocks with consistent growth of dividends for a minimum of 25 consecutive years qualify for “Dividend Aristocrat” status.If one doesn’t need the dividend income during the wealth building period of portfolio management, deploying the dividends into a Dividend Reinvestment Plan (DRIP) can avail investors of dividend compounding to augment the wealth building process.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->With such a wide range of US company stocks available for investment, the sheer breadth of choices can often become intimidating and overwhelming to neophyte investors. Familiar industrial names can often be a good research starting point, as their ubiquity is often due to the widespread adoption of their products and services, meaning the odds are good that the company’s revenues should be proportionately strong. Companies with consistently strong revenue and earnings growth will inevitably rise in market price. Those companies that find themselves sitting on extra cash after capital expenditures for R&D and other further expansion will often elect to issue dividends to both reward current shareholders and to attract new ones. If the business model is succeeding and all cylinders are firing without any interruptions, dividend increases are a common result. Those companies that have managed to increase dividends for a minimum 25 consecutive years earn inclusion into the elite category known as “Dividend Aristocrats”. This elite membership implies a rare combination of consistent growth, dividend income generation, and longevity that offers an extra layer of downside investment protection for shareholders. All yield quotes are based on market price at the time of this writingThe Coca-Cola CompanyAs one of the most recognized US brands on the planet, Coca-Cola is calculated to have a 40% share of the global non-alcoholic beverage market.Among US brands, it’s hard to come up with one as universally recognized and sold around the globe as ubiquitously as Coca-Cola. With its 140th anniversary fast approaching in 2026,The Coca-Cola Company (NYSE: KO)is not only a Dividend Aristocrat, but at 64 years of dividend increases, belongs to the even rarer Dividend Kings club.While its current 3.11% dividend is solidly higher than the S&P 500 average but nothing earthshattering, the Coca-Cola brand and its beverage products have given the company clout in a variety of other arenas. 40% Global Market Share:Coca-Cola’s expansion of its high-growth brands across its beverage portfolio includes Fuze Tea, Minute Maid Zero Sugar, and Powerade, and introduced products like Coke Lemon and Reformulated Sprite. Expansion of its other flavors has led to Coca-Cola gaining a40% global market sharein the non-alcoholic beverage sector.Sports Presence: Seeing international markets as a market share territory ripe for further opportunity, Coca-Cola has raised its profile at major European events, such as promotional investments in the Euro 2024 Football Championship, the Paris Olympics, and various music festivals. Forming partnerships with local food service providers to promote combo meals also contributed further sales. Of course, Coca-Cola’s memorable Super Bowl ads have been perennially acclaimed, and have received several Clio Awatd nominations.Proprietary Technology:Marketing-wise, digital technology has given Coca-Cola another growth tool with its Studio X global network marketing platform, which measures real-time reactions to newly produced content, and e-commerce, which has grown in double digits in a number of countries.In the wake of President Trump’s reciprocal tariff policies to level the international trade playing field and to protect US exporters, Coca-Cola may be an especially strong beneficiary. Coca-Cola’s business model licenses its formula to various local bottlers and manufacturers around the world. As a result, its domestic US production for US consumers will go unscathed, while the risks of any further tariff action against its overseas sales are mitigated by its local production in their respective foreign regions. Realty Income CorporationThe MGM Bellagio in Las Vegas is one of Realty Income’s 15,600 properties.If one has ever visited the MGM Bellagio in Las Vegas or shopped at:Chipotle7-ElevenCVS PharmaciesWalgreensTreasury Wine EstatesLowe’sDollar GeneralFedExL.A. FitnessSainsbury’sDollar TreeSam’s Club/WalmartBJ’s Wholesale Clubs…then there are good odds that the visitor frequented premises owned byRealty Income Corporation (NYSE: O).Since its founding in 1969, Realty Income has become one of the largest publicly traded Real Estate Investment Trust (REIT) entities. The company’s staggeringly large real estate portfolio consists of a total of 15,600 properties with 1,600 tenant clients at 98.5% occupancy across all 50 states, as well as in the UK, Ireland, Germany, Italy, France, Spain, and Portugal. The net asset value of its portfolio is estimated at $39.6 billion. Realty Income was founded with dividend remittance to shareholders as a priority, and the company has unflaggingly made monthly distributions since its inception in 1969 and continued the practice when it went public in 1994. It joined the Dividend Aristocrat club in February 2020. The company’s 5.31% dividend continues to increase every year, and as a REIT, it is relatively unaffected by volatile gyrations in the stock market or interest rates, since its rent rolls are under long term lease contracts. Therefore its stability can help to mitigate the impact of other price sensitive assets in one’s portfolio.Consolidated EdisonConsolidated Edison officially traces its origin back to Thomas Edison’s 1882 Edison Illuminating Company, although it actually began as the New York Gas Light Company in 1823.Consolidated Edison (NYSE: ED) isone of the oldest utility companies in the US. As the reason New York City became “The City That Never Sleeps” as referenced in Frank Sinatra’s “New York, New York”, Con Ed’s history played a key role in the development of New York as a global center for commerce, trade, and politics. Beginning as the New York Gas Light Company in 1823, it quickly went public on the NYSE and expanded under the infamous Boss Tweed’s Tammany Hall political machine. He subsequently consolidated six other gas companies (hence the source of “Consolidated”) and also acquired The New York Steam Company. By 1882, Thomas Edison’s Edison Illuminating Company pioneered one of the earliest electricity utilities. It was the clear frontrunner following the historic “War of the Currents”, which was the subject of the 2017 film,The Current War, in which Edison, George Westinghouse, and Nikola Tesla competed against each others’ rival electric distribution systems for nationwide adoption by the US government. Edison Illuminating Company soon was also merged into Consolidated Gas, and was later renamed Consolidated Edison in 1936.Today, Consolidated Edison supplies electricity, natural gas, and steam power (the largest steam power system in the US) throughout New York State and New Jersey. It is the fourth largest public US utility by revenue, and has withstood catastrophes like the 9-11 Twin Towers attack and Hurricane Sandy and continued to come back strongly.At present, Con Ed supplies electricity, gas, and steam to roughly over 5 million customers across all five New York City boroughs, Westchester County, southeastern New York, and northern New Jersey.Con Ed’s longevity and indispensability has also earned it Dividend King status. Its 3.41% yield is partially the result of a price pullback from concerns over escalating New York property taxes and their effect on affordability. This could result in further depopulation, as wealthy New York residents migrate to lower taxed states like Texas and Florida. Nevertheless, New York’s importance to global finance should ensure Con Ed’s place in its infrastructure for many more generations to come. Verizon CommunicationsVerizon is largest US wireless carrier and is a major player in both 5G broadband and mobile AI.According toStatista, practically 70% of all US video content was viewed on mobile devices, as opposed to smart TVs, DVDs, or other hardwired mediums. In fact, over half of world wide web traffic is now consumed through mobile accounts. Verizon Communications (NYSE: VZ)is presently the largest US wireless carrier, based on its extensive national network. With its top level optic fiber system powering its 5G network, Verizon is expanding its 5G and cutting edge AI technologies, including a recently announced deal to offer Meta Platforms’ new Ray Ban AI display spectacles. Although not yet qualified for membership in the Dividend Aristocrats Club, Verizon has been going strong with its dividend increases for 19 consecutive years to date, giving it 6 years still to go. Unlike most other Dividend Aristocrats or Kings (50 consecutive increase years or more), the Verizon 6.33% yield stands out as abnormally high, rivalled only by companies like Altria and Franklin Resources. The wireless industry is continuing to expand rapidly, especially as AI and greater digital content become more ubiquitous. AI, the Internet of Things (IoT) and other new demands on broadband 5G connections are certainly going to give Verizon upside boosts in the coming years. Although Verizon has the largest domestic US wireless network, the company acknowledges that with over half of its revenues derived from that sector, it has more vulnerabilities if there are issues with satellite signals or other wireless related service problems than its competitors. Therefore, Verizon is in the process of further developing its 5G and AI technologies.Verizon’s FIOS optic fiber system is the core of its 5G network and they proudly advertise that it has been the recipient of the greatest number of consumer awards for customer satisfaction and internet speeds over the past decade. FIOS’ superior speed results in lower latency, a feature that has become a driving force behind the growth of the 5G IoT (Internet of Things) market. On the AI front, Verizon is deploying human-assisted GenAI applications to streamline processes, better equip Verizon employees, and to enhance the customer service experience. The AI tools guide human representatives, propose best solutions suggestions for customer problems, and subsequently generate a higher rate of customer satisfaction reports. Verizon states that its GenAI platform has improved accurate customer inquiry problem solving to 95%.Verizon’s most recent AI innovation is to use AI machine learning to identify and analyze any risks to its underground fiber optic network. The 10 million annual 811 requests nationwide to dig underground for excavation, construction, electrical or sewage repair, or any other reason causes accidental damage to thousands of fiber optic lines. The new AI powered Verizon 811 system is expected to drastically reduce FIOS service outages and cut yearly repair costs by being proactive in preventing fiber optic infrastructure damage.These four companies combine growth, dividend income stability and reliability, and household name association for risk mitigation. While other stocks might fly higher or deliver larger dividends, this is a collection that would help to anchor any portfolio. As a solid income machine with consistent growth and longevity, stocks in essential industries like telecom, utilities, real estate and food and beverage are never going to be eradicated. They may fluctuate, but the stalwarts will continue to deliver. Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Schwab US Dividend Equity ETF October Sentiment Turns Negative

The Schwab US Dividend Equity ETF (NYSEARCA:SCHD) is one of the largest and most commonly held in the US, but investors are starting to sour on the ETF in October. From X, to Reddit, to forums, the change in tone is clear.The Schwab US Dividend Equity ETF is popular with income investors. With nearly $72b in AUM and a dividend yield of 3.83% it’s been considered a ‘safe haven’ income source. The ETF has a broad number of holdings, but the top three are all healthcare related (AbbVie, Merck, Amgen).But in October many investors are realizing that safety has come at a price: underperformance. 24/7 Wall St.’s sentiment tracker noted SCHD was an 8/10 for most of 2025, but starting in October things have moved decidedly bearish, with the ETF scoring 3/10 for investors.Year to date the Schwab US Dividend Equity ETF has returned basically 0%. Zoom out to a full LTM and shares have fallen slightly, down 3%. Compare that to the Nasdaq which is up 19% YTD and 28% in the LTM and it’s easy to see where the frustration has come from.Basically, no amount of dividend income is enough to offset that. What’s worse, the dividend income from the Schwab US Dividend Equity ETF is taxed, so the effective yield is actually a bit lower.See what investors were saying about SCHD recently:From Reddit, a post outlining “The Path to $1,000,000 with $SCHD!”. Commenters responded that:“For now, I’m accumulating SCHD and will wait for VOO to come back to earth.”And another, with a poster planning to hit $700 – $800 in monthly dividends“Age 34. Planning on retiring in 15 years. Next goal $1000 a month main holdings schd, jepi, jepq. Drip is always on, buy some every month.”Users from X, chat rooms, and Yahoo Finance had similar sentiment.But today, there has been a notable souring on the Schwab US Dividend Equity ETF from investors.This post from just a few days ago titled “No more SCHD for me SOLD” declares that:i had it with SCHD it was my largest holding in this particular account. added to o, main, mo, bti, xom rtx, txn, sbux and some growth stocks. anyone else out on SCHD?And they were not alone. Commenters shared their frustration in responseThis ..! I’m done with SCHD as well, look at the Sharp ratio for this dog. Historically It substantially lags the general market while managing to capture most of the downside.X users piled in as well. @palmBTCx threw down the gauntlet and said SCHD will not outpace inflation. That is a damming claim for an investment meant to provide steady income to investors."The Next NVIDIA" Could Change Your LifeNVIDIA has returned 250-fold in the past 10 years as artificial intelligence took off.But if you missed out on NVIDIA's historic run, your chance to see life-changing profits from AI isn't over.The 24/7 Wall Street Analyst who first called NVIDIA's AI-fueled rise in 2009 just published a brand-new research report named "The Next NVIDIA".The report outlines key breakthroughs in AI and the stocks ready to dominate the next wave of growth. The report is absolutely free. Simply enter your email belowGet Report Now » It's Free Thanks! We will redirect you shortly to the free report! By providing your email address, you agree to receive communications from us regarding website updates and other offerings that may be of interest to you. You can unsubscribe at any time. For more information, please review our Disclaimer and Terms of Use.

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Here’s How Much You Have to Invest In These 3 JPMorgan ETFs to Generate $10,000 a Year In Passive Income

-->-->Key PointsPassive income through ETFs beats stock-picking risks by providing instant diversification.High yields can accelerate goals, but blend funds for balance.Compounding turns consistent contributions into life-changing sums over time.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Exchange-traded funds (ETFs) have become a go-to for investors seeking straightforward ways to build wealth without the hassle of picking individual stocks.JPMorgan Chase(NYSE:JPM), one of the largest financial institutions globally, stands out in this space with its lineup of ETFs designed for income generation. These funds offer low costs, broad exposure, and reliable payouts, making them solid choices for anyone aiming to create a steady stream of passive income.For retirees or those planning ahead, hitting $10,000 in annual dividends can feel like a stretch. But with disciplined saving and the right ETFs, it’s achievable. Through the power of time and the magic of compounding, we can break it down into a more manageable figure.Let’s see exactly how much you’d need to invest in each of the following three top JPMorgan ETFs to reach that $10,000 mark and turn a hefty initial outlay into a reliable income engine.JPMorgan Equity Premium Income ETF (JEPI)TheJPMorgan Equity Premium Income ETF(NYSEARCA:JEPI) has gained traction since its 2020 launch for blending stock returns with enhanced income. It holds a portfolio of about 130 large-cap U.S. stocks, focusing on low-volatility names like those in tech and healthcare. What sets JEPI apart is its covered call strategy: the fund sells out-of-the-money call options on theS&P 500to generate premium income, which funds its monthly dividends.JEPI$56.87▲ $1.85(3.25%)1YPre-Market1D5D1M3M6M1Y5YMAXThis approach delivers a trailing 12-month yield of 7.2%, well above the S&P 500’s average. With an expense ratio of just 0.35%, it’s cost-efficient for active management. Assets under management top $40 billion, reflecting strong investor trust. Year-to-date through October 2025, JEPI has returned about 5.1%, lagging the broader market slightly due to its defensive tilt but excelling in down months.To pull in $10,000 annually from JEPI, you’d need roughly $139,500 invested. That’s $10,000 divided by 0.0717. For context, if you add $500 monthly and reinvest dividends at a 7% annual growth rate, you could hit this target in under 15 years starting from zero. JEPI suits conservative investors who want market exposure without the full ride’s ups and downs.JPMorgan Nasdaq Equity Premium Income ETF (JEPQ)If you’re bullish on tech but wary of volatility, theJPMorgan Nasdaq Equity Premium Income ETF(NYSEARCA:JEPQ) deliversNasdaq-100exposure with an income twist. Launched in 2022, it invests in the index’s top holdings such asMicrosoft(NASDAQ:MSFT),Apple(NASDAQ:AAPL), andNvidia(NASDAQ:NVDA) while overlaying a covered call strategy on the Nasdaq-100 itself. This generates extra cash from option premiums, paid out monthly.JEPQ$57.30▲ $9.33(16.29%)1Y1D5D1M3M6M1Y5YMAXJEPQ’s trailing yield sits at 9.45%, driven by the Nasdaq’s growth stocks and those premiums. Its expense ratio matches JEPI at 0.35%, and AUM has surged to over $30 billion amid tech enthusiasm. Performance-wise, it’s up 10.1% year-to-date, capturing much of the AI boom while cushioning drops through income.Hitting $10,000 a year requires about $106,000 in JEPQ. This lower entry point makes it appealing for growth-oriented portfolios. However, the tech focus means more swings — beta around 0.85 versus the Nasdaq’s 1.0. Ideal for those comfortable with sector concentration but seeking yields that outpace bonds or traditional dividends.JPMorgan Dividend Leaders ETF (JDIV)For a straightforward bet on reliable payers, theJPMorgan Dividend Leaders ETF(NYSEARCA:JDIV) targets companies with strong dividend track records worldwide. It selects from theMSCI ACWI Index, emphasizing firms that grow or sustain payouts relative to peers. Holdings span about 100 stocks, including U.S. giants likeProcter & Gamble(NYSE:PG) and international names from Europe and Asia, for true diversification.JDIV$53.80▲ $6.17(11.47%)1Y1D5D1M3M6M1Y5YMAXJDIV offers a trailing yield of 1.69%, with a 0.47% expense ratio. AUM hovers at just $7.9 million, much smaller than its siblings but growing steadily. Its size disguises the ETFs performance this year, delivering 18.4% returns, blending income stability with appreciation.To generate $10,000 yearly, however, it’s going to take a sizable chunk of change: almost $592,000 invested. This higher amount reflects the fund’s conservative yield, but it shines in reliability: over 80% of holdings have raised dividends for a decade or more. Still, by adding $1,500 a month, you can reach the goal in under 20 years, and it’s a perfect vehicle for international exposure without currency headaches, as it hedges against forex risks.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Direxion Daily Small Cap Bull ETF Lower As Small Cap Stocks Sink Today

-->-->Key PointsDirexion Daily Small Cap Bull ETF could rally sharply in the short term if small-cap stocks move higher.Yet, Direxion Daily Small Cap Bull ETF may bring unanticipated and disappointing long-term results.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Direxion Daily Small Cap Bull ETF(NYSEARCA:TNA) is down 1.62% as this exchange traded fund (ETF) magnifies a 0.36% decline in its underlying small-cap index, the Russell 2000. Overall, the market is in a sour mood and it’s hitting the TNA ETF hard. Could a turnaround be in store, though?On a more favorable day, the Direxion Daily Small Cap Bull ETF has the potential to yield big results from small-cap stocks. In theory at least, TNA is an ETF that triples the price moves of a basket of small-cap stocks — but be sure to read the fine print before considering a share purchase.Irrespective of today’s pullback in small caps, some experts might envision a boom in small-cap stocks, and perhaps you want to juice some extra profits if there’s a bounce-back. There’s no denying that a bet on small-cap growth might bring you amazing results. On the other hand, there are nuances to the Direxion Daily Small Cap Bull ETF that could impact your portfolio, so don’t miss out on these crucial details.Take a Stake in Thousands of Stocks Buying just one or two small-cap stocks, which typically represent small or medium-sized businesses, can be a dangerous proposition. You can mitigate the risks, however, by diversifying and owning tiny positions in many different small-cap stocks.That’s the de-risking principle behind owning an ETF that follows the price movements of the Russell 2000, which is a basket of around 2,000 small-cap stocks. This index covers a variety of economic sectors, from financials and healthcare to real estate and consumer staples.Thus, with the Direxion Daily Small Cap Bull ETF you’ll get portfolio exposure to the thousands of small-cap stocks in the Russell 2000 index. A few of the stocks in the TNA ETF’s holdings list include Fabrinet(NYSE:FN), The Ensign Group(NASDAQ:ENSG), AeroVironment(NASDAQ:AVAV), andBrinker International(NYSE:EAT).It’s fine if you’ve never heard of those companies, or even if some of them fail. With a couple of thousand stocks in its holdings list, the Direxion Daily Small Cap Bull ETF can withstand the failure of some of these small-cap businesses.Extend Your Gains With TNAToday’s not a great day for small caps, but a turnaround could happen at any given moment. On some days, small-cap stocks generally do well and the Russell 2000 might go up 1%. That’s pretty good, but the Direxion Daily Small Cap Bull ETF is triple-leveraged so it could gain not just 1% but 3% on a day like that.And so, the TNA ETF offers advantages to its shareholders. First, it eliminates the need for stock picking since the fund’s management takes care of that. Second, it provides instant diversification into thousands of stocks.In addition, the Direxion Daily Small Cap Bull ETF enables a small account to possibly achieve the gains of a larger account. After all, on a day when the Russell 2000 shoots higher, a triple-leveraged ETF like TNA is designed to magnify your returns.The Costs of Easy LeverageBe aware, though, that there are drawbacks to the Direxion Daily Small Cap Bull ETF. For one thing, the easy leverage comes with a cost as the TNA ETF imposes an expense ratio of 0.99%. This equates to a drag of nearly 1% of the share price per year.Furthermore, the Direxion Daily Small Cap Bull ETF is only designed to triple the price move of the Russell 2000 index for a single day. If you hold the fund for more than a day, you may get unanticipated results.To provide an example of what could happen, imagine if a triple-leveraged fund rallies 3% but then declines 3%, or alternatively, if it falls 3% and then rallies 3%. Interestingly, the share price would end up slightly lower than where it started.This is a phenomenon known as volatility decay. It helps to account for the 14% year-to-date share-price gain of the Direxion Daily Small Cap Bull ETF.Loading stock data...That 14% gain might sound good until you do the math. This year so far, the Russell 2000 has rallied 11.5%. If the Direxion Daily Small Cap Bull ETF is triple-leveraged, shouldn’t it have rallied 3 x 11.5%, or 34.5%?That’s not how the fund works. Its role is to attempt to provide 3x the price move of the Russell 2000 index for a single day. Beyond that, the TNA ETF could be susceptible to volatility decay. Plus, the Direxion Daily Small Cap Bull ETF will continue to impose an expense ratio of nearly 1%.Tread Carefully With TNAToday’s pullback in the Direxion Daily Small Cap Bull ETF is a perfect example of what can happen when the market is in a rough mood. Small caps get hit hard, the Russell 2000 pulls back, and the triple-leveraged TNA ETF sinks quickly; trying to time a recovery is a difficult task, to say the least.Metaphorically speaking, we might compare TNA to TNT — highly explosive and dangerous if misused. Remember, the Russell 2000 could decline and if that occurs, the Direxion Daily Small Cap Bull ETF is likely to drop sharply.It’s also possible for the Russell 2000 to rally on any given day, and then the TNA ETF will probably spike higher. That positive effect might only last for a day, though; after that, the results of the Direxion Daily Small Cap Bull ETF can be unpredictable.Consequently, it’s wise to tread carefully with the Direxion Daily Small Cap Bull ETF. Treat it as an instrument for short-term trading, and carefully limit your position size with this fund. That way, you can use TNA responsibly and, if all goes well, turn a nice profit when small-caps make large moves.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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George Soros Just Bought These ETFs

-->Key PointsGeorge Soros is betting big on these three diversified ETFs.Each of these ETFs have had an exceptional run in 2025.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->The earnings season is about to begin, and this period allows retail investors to get a peek into the businesses that are making money and the ones struggling. 2025 has been difficult for many; there’s tariff uncertainty, the government shutdown, and concerns about the future are troubling everyone. Amidst all this, following a billionaire’s investment moves can bring some sort of relief. While that may not guarantee success, you can have the right assets in your portfolio.For instance, the Form 13Fs offer details about where the brightest fund managers are putting their money. This can be helpful in spotting the right companies at the right time. George Soros, the founder of Soros Fund Management, is a billionaire who garners attention for his investment moves. With decades of experience, he’s picked stocks that outperform the market. Here we look at three ETFs he recently bought.SPDR S&P 500 ETF TrustOne of the hottest ETFs of the year, theSPDR S&P 500 ETF(NYSEARCA:SPY) continues to attract investors. Soros Fund Management opened a new position in SPY worth $69.2M (118,000 shares) at the beginning of the year. The billionaire added another 2.5% to its holding during the second quarter.SPY$667.29▲ $180.73(27.08%)6MPre-Market1D5D1M3M6M1Y5YMAXSPY tracks the S&P 500 index and invests in large-cap U.S. companies. It holds 503 stocks and has a yield of 1.05%. The ETF has the highest allocation in the information technology sector (35.29%), followed by financials (13.30%) and consumer discretionary (10.36%). Its top 10 holdings include the Magnificent Seven, such as Nvidia, Microsoft, Tesla, and Meta Platforms. The diversified fund has an expense ratio of 0.0945%.The tech sector has generated significant gains in 2025 due to which SPY has generated a return of 14.64% in the year. Overall, it has generated a 24.76% return in three years and 16.33% in five years. Even though it has been a volatile year, SPY has been able to generate a double-digit return.This ETF remains a top choice of billionaires, and it has more than doubled investor capital since 2020.Invesco QQQ TrustInvesco QQQ Trust(NASDAQ:QQQ) tracks the Nasdaq 100 index and holds 100 stocks. It owns large-cap stocks that have performed historically well. The ETF is heavy on tech stocks and invests about 60% in the sector, followed by consumer discretionary and healthcare. The top 10 holdings include the Magnificent Seven, and they make up over 50% of the total fund. It has outperformed the market over the last decade.The billionaire increased his stake in QQQ by 2.1% in the second quarter. QQQ has generated a 20.05% year-to-date return and a 32.30% 3-year return. Over the past five years, the ETF has generated a total return of over 100%.QQQ$605.27▲ $217.36(35.91%)6MPre-Market1D5D1M3M6M1Y5YMAXThe fund has a low expense ratio of 0.20% and rebalances quarterly. QQQ offers exposure to the best AI companies and most valuable businesses in the country. It focuses on growth stocks that lead the industry. This is one of the reasons why it has performed better than several other ETFs in the market.Its NAV is up 19.58% in 2025 and 30% in six months. While investors shouldn’t blindly follow billionaire investors’ moves, if you’re optimistic about the future of tech, this is one ETF worth considering. It is a smart choice if you have a long investment horizon.iShares Russell 2000 ETFGeorge Soros made a significant move last year and addediShares Russell 2000 ETF(NYSEARCA:IWM) with 751,800 shares, accounting for 3.41% of the portfolio. In the second quarter of 2025, the billionaire increased his stake in the ETF by 2.1%.While the fund has lagged the S&P 500 during the interest rate hikes, it could see a strong comeback now. IWM tracks an index composed of small-cap U.S. companies. It gives exposure to 2,000 small-cap stocks and has an expense ratio of 0.19%. The fund has generated a total return of 10.64% in a year, 52.39% in 3 years, and 71.79% in 5 years.IWM$251.27▲ $87.92(34.99%)6MPre-Market1D5D1M3M6M1Y5YMAXIWM has the highest allocation in the industrial sector (17.85%), followed by financials (17.51%) and healthcare (16.14%). None of the stocks have a weightage higher than 1%. The fund offers broad diversification across different segments.By investing in IWM, Soros has achieved strong diversification amongst large-cap and small-cap stocks. Since small-cap stocks trade at a lower price than large-cap, investing in the sector makes sense. Its NAV is up 11.19% year-to-date and 29.60% in six months.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Trade Wars Could Push Market Down 20%

President Trump’s plan to impose large tariffs on many nations was the primary driver of the 20% drop in the S&P 500 that began on April 2 of this year. Among the largest tariff plans was to raise tariffs on China to 54%. Briefly, it was suggested that the China tariff would be 245%. That means America’s largest trade partners—China, Canada, and Mexico—faced a financial catastrophe that would deeply wound their economies and might push U.S. inflation back to the 9% level seen in 2022.SPY$665.17▲ $103.80(15.60%)1Y1D5D1M3M6M1Y5YMAX-->-->24/7 Wall St. Key Points:Last week, the U.S. president suggested the tariff on Chinese goods should be 100%.The effects on the U.S. economy of a trade war with China would be immediate and broad.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Last week, Trump suggested the tariff on Chinese goods should be 100%.A Trade WarThe April announcements also raised anxiety about reciprocal tariffs. Agricultural goods sent to China accounted for a large share of farmers’ income. These also included mineral oil, electronics, and semiconductors.Exports to Canada included auto parts. Often, these were used to make vehicles that were sent back to the United States. Exports to Mexico included machinery and car parts.A trade war with China would have immediate and widespread effects on the U.S. economy. Companies like Walmart rely heavily on China. Walmart imports about 60% of its merchandise from there. Other retailers have similar numbers.China might punish U.S. companies there to pressure the U.S. government to get to the bargaining table quickly. The Chinese government could retaliate by limiting the activity of American companies that do business in the country. This would be wide-ranging and would hit companies like Starbucks and Walmart.Inflation crippled the U.S. economy in mid-2022. As the consumer price index hit 9%, Americans’ purchasing power evaporated. Since consumer activity is two-thirds of gross domestic product, the national economy could suffer turmoil.One reason the stock market reacts so violently to trade talk is that the president can change his mind from day to day. In this market, it is impossible to forecast the future of many companies and industries. The president’s plans can disrupt some days and be calm on others.The slow pace of tariff talks with China has upset President Trump. It is impossible to say whether he will change his tariff plans if those talks quicken.Chinese Companies Added to the U.S. Blacklist in 2025If You’ve Been Thinking About Retirement, Pay Attention (sponsor)Retirement planning doesn’t have to feel overwhelming. The key is finding expert guidance, and SmartAsset’s simple quiz makes it easier than ever for you to connect with a vetted financial advisor. Here’s how:Answer a Few Simple Questions. Get Matched with Vetted Advisors Choose Your  Fit Why wait? Start building the retirement you’ve always dreamed of.Get started today! (sponsor)

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Nvidia Just Became the First $4.5 Trillion Stock. How Long Before It Hits $5 Trillion?

-->-->Key PointsNvidia‘s (NVDA) $4.5 trillion valuation milestone underscores AI’s market power.NVDA’s 39% YTD gain projects a $5 trillion valuation in 109 days via simple compounding.Sustained growth drivers make stock price acceleration probable despite risks.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Nvidia(NASDAQ:NVDA) crossed a historic milestone this week, becoming the first company to reach a $4.5 trillion market cap. This feat not only cements its position as the world’s most valuable publicly traded stock but also highlights the transformative power of artificial intelligence (AI) in reshaping global markets. NVDA stock closed at a value that propelled the total to $4.53 trillion, edging out competitors likeApple(NASDAQ:AAPL) andMicrosoft(NASDAQ:MSFT). The achievement sparked immediate market buzz, with trading volume spiking 15% and analysts upgrading targets amid renewed optimism for tech’s recovery. This surge caps a year of explosive growth, with shares up 39% year-to-date. Investors now eye the next barrier: $5 trillion. At the current pace, simple math suggests it could happen in just a few months. But what fuels this momentum, and is the timeline realistic?The Sprint to Semiconductor SupremacyNvidia’s ascent traces back to its dominance in graphics processing units (GPUs), essential for gaming, data centers, and now artificial intelligence. The AI boom, sparked by generative models like ChatGPT, has turned Nvidia’s chips into the backbone of the tech revolution. Demand for its H100 and Blackwell GPUs shows no signs of slowing. In its latest quarter, Nvidia reported revenue of $46.7 billion, up 56% from the prior year, with data center sales alone hitting $41.1 billion.This isn’t just hype. Partnerships with cloud giants likeAmazon‘s (NASDAQ:AMZN) AWS and Google Cloud ensure steady deployment. Nvidia’s CUDA software ecosystem locks in developers, creating a moat against rivals likeAdvanced Micro Devices(NASDAQ:AMD) andIntel(NASDAQ:INTC). Wall Street analysts project continued double-digit growth, with price targets averaging $214 per share — implying a market cap well above $5 trillion if met.Loading stock data...Crunching the Path ForwardTo gauge the $5 trillion timeline, consider the YTD 39% gain as an annualized rate. Starting from $4.53 trillion, reaching $5 trillion requires about a 10.4% increase. Using compound growth, that’s roughly 109 days, landing around mid-January 2026. This assumes steady compounding and ignores inherent volatility. Historical patterns show Nvidia’s stock often accelerates after earnings, meaning its November report could shave weeks off that estimate.Yet risks loom. U.S.-China trade tensions could inhibit exports, while supply chain bottlenecks for advanced chips persist.  A broader market correction might stall the rally. Still, Nvidia’s forward P/E ratio of under 30x earnings reflects investor confidence in sustained expansion.AI’s Unstoppable EngineBeyond numbers, Nvidia’s edge lies in AI integration. Its Omniverse platform simulates real-world physics for industries like automotive and robotics, while DGX systems power enterprise AI training. CEO Jensen Huang has positioned the company as the “picks and shovels” provider in the AI gold rush, supplying tools to leaders likeOpenAIandTesla(NASDAQ:TSLA).Competitors are scrambling.Broadcom(NASDAQ:AVGO) invests in custom AI chips, and startups likexAIbuild in-house alternatives. But Nvidia’s scale — producing over 90% of high-end GPUs — keeps it ahead. If AI adoption hits projections by McKinsey, which estimates a $13 trillion global impact by 2030, Nvidia stands to capture a hefty slice.Market caps fluctuate daily, but Nvidia’s trajectory points upward. Earnings beats, product launches, and AI tailwinds could compress the timeline. Conversely, geopolitical flareups or economic dips might extend it. Key TakeawayThis projection hinges on maintaining the 39% annualized pace — a mathematical exercise, not a guarantee. Volatility defines stocks, and Nvidia faces headwinds from regulation to competition. That said, recent investments in Intel and OpenAI, and given its AI moat and revenue momentum, crossing the $5 trillion threshold seems likely to occur sooner rather than later, potentially redefining its market leadership.If You have $500,000 Saved, Retirement Could Be Closer Than You Think (sponsor)Retirement can be daunting, but it doesn’t need to be. Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality.(sponsor)

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Altria Group, Inc. (NYSE: MO) Price Prediction and Forecast 2025-2030 (October 2025)

-->Key PointsAltria purchase of vape maker NJOY gives it access to a massive distribution network.Marlboro remains a giant in the U.S. cigarette industry with 42% of the market share.If you’re looking for a megatrend with massive potential, make sure to grab a complimentary copy of our “The Next NVIDIA” report. This report breaks down AI stocks with 10x potential and will give you a huge leg up on profiting from this massive sea change.-->-->Shares ofAltria Group Inc. (NYSE: MO) lost 1.47% over the past month after gaining 7.36% the month prior. So far in 2025, the Dividend King isn’t just outpacing its the S&P 500 with a 25.02% gain, it’s continuing to reward shareholders with a dividend currently yielding 6.45%. The company has now increased its distribution 59 times over the past 55 years.When the company reported Q2 earnings on July 30, it announced EPS of $1.44, beating analysts’ expectations of $1.37. The company also saw quarterly revenue of $5.29 billion. Forward guidance was strong, with Altria expecting earnings to grow 4.14% next year.Among iconic American brands, Altria’s Marlboro cigarettes are as recognizable as iPhones, Levi Jeans and Coca-Cola. While the company’s origins can be traced back to George Weyman’s tobacco shop in 1822, Altria filed its first annual report as Philip Morris in 1920 and would come to dominate U.S. tobacco throughout the 20th century and beyond. As Philip Morris branched out to acquire General Foods and Kraft, among others, it changed its name in 2003 to Altria Group while retaining the “MO” ticker. Altria has continued to grow at an albeit slower pace, due to health risks associated with tobacco use that has caused legislative restrictions. However, as a Dividend King and an institutional investment favorite, the company remains historically reliable and, as evidenced by its performance so far in 2025, more than capable of weathering severe market downturns. Loading stock data...Altria’s Recent Stock SuccessIn 2016, Altria acquired 10% ofAnheuser Busch InBev NV ADR (NYSE: BUD), the maker of Budweiser beer. The company has since reduced its stake to 8%, but the initial investment marked a run of M&A activity that increased CapEx but intrinsically increased the company’s valuation. Sherman Group Holdings, LLC was purchased in 2018, followed by Helix Innovations and Cronos Group — a medical and recreational cannabis company — being added to the Altria portfolio in 2019. In 2023, the company acquired NJOY. Fiscal Year PriceRevenuesNet Income2015$58.21$18.854 B$5.241 B2016$67.62$19.337 B$14.239 B2017$71.41$19.494 B$10.222 B2018$49.39$19.627 B$6.963 B2019$49.91$19.796 B(-$1.239 B)2020$41.00$20.841 B$4.467 B2021$47.39$21.111 B$2.475 B2022$45.71$20.688 B$5.764 B2023$40.34$20.502 B$8.130 B2024 $52.38$24.018 B$11.236 BFrom FY 2020 to FY 2024, Altria returned more than $32 billion to shareholders in the form of dividends. Over the same period, it was able to repurchase $7.9 billion worth of stock. And from August 2023 to August 2024, the company increased its dividend by more than 4.1%.Key Drivers for Altria’s Stock in the Future1. Growing Demand for Smokeless Products:Globally, the smokeless product industry is valued at $16.81 billion and is projected to undergo a compound annual growth rate (CAGR) of 4.8% from 2024 to 2030. While 84.9% of distribution is offline, online distribution is forecast for a 6.2% CAGR through 2030, which is likely to help bolster sales as these products continue to expand their global reach. NJOY achieved the first-ever FDA marketing granted orders for menthol e-vapor products.2. ContinuousDividend Growth:Last year, Altria notched its 55th consecutive year of dividend growth. The stock continues to be a favorite among income investors, and it currently pays a dividend yielding 6.87%. For context, yield-investing fan favoriteSchwab U.S. Dividend Equity ETF (NYSE: SCHD)currently only pays 4.04% and has seen a year-to-date loss of 4.81%. As such, Altria continues to provide investors with a safe haven, alluring (and sustainable) yield and impressive share performance. 3. Emerging Markets:Cronos (cannabinoid) and Helix (oral nicotine pouches) were both acquired in 2019 and should help Altria expand into those respective markets. This is particularly relevant in light of the FDA announcing in January 2025 that it has authorized marketing of 20 ZYN Nicotine Pouch Products — a major competitor — following an extensive scientific review. Altria (MO) Price Prediction for 2025According to Wall Street analysts, the current consensus one-year price target for Altria Group is $63.00, which represents potential downside of 4.03% over the next 12 months based on the current share price. Of the 10 analysts covering MO, the stock is given a consensus “Hold” rating, with four assigning a “Buy” rating, four assigning a “Hold” rating and two assigning a “Sell” rating.On the other hand,24/7 Wall St.‘s year-end price target for Altria Group of $57.27, or 12.76% potential downside from the stock’s current price. We believe that Altria’s high dividend and relatively low P/E ratio will continue to attract investors, which will in turn support the stock price amid the ongoing downturn in the broad market.Altria Stock Price Target 2025–2030By the conclusion of 2030,24/7 Wall St.estimates that Altria’s stock will be trading for $65.15, or 0.76% lower than today’s share price, based on an EPS of $6.05.YearEPSPrice Target%Change From Current Price2025$5.32$57.27-12.76%2026$5.50$59.24-9.76%2027$5.67$61.06-6.99%2028$5.77$62.10-5.40%2029$5.90$63.55-3.19%2030$6.05$65.15-0.76%Guaranteed Income With As Little as $1,000If you’re a middle-class earner, you know savings accounts don’t pay nearly enough interest, and that the stock market can be too volatile. So stop relying on traditional methods to grow your wealth!An annuity could grow your money fast while you earn guaranteed income at a fixed rate. No stock-market risk involved.Earn a guaranteed 5.25% APY1 or more when you open a FastBreak™ annuity and deposit a minimum of $1,000.It basically takes no extra work at all other than opening the account and making your first deposit. It’s an easy way to lock inguaranteed income for 3-10 years, with zero market risk. Even better, it’s self-directed, simple to open, flexible, and even comes with a 30-day window to change your mind. Get started now. Disclosures: 24/7 wall st may receive compensation for actions taken from links provided here. 1Annual Percentage Yield (APY) rates subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io/fastbreak for current rates, full product disclosures and disclaimer. All guarantees are based on the claims-paying ability of the issuing insurance company. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. Gainbridge Life Insurance Company is currently licensed and authorized to do business in 49 states (all states except New York), the District of Columbia and Puerto Rico.

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Prediction: 1 Dividend Stock That Will Dominate All Others By 2030

-->-->Key PointsGeneral Dynamics is a right-place, right-time defense-sector competitor for the 2020s.Investors can confidently buy and hold General Dynamics stock for its fair value and respectable yield.Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; learn more here.(Sponsor)-->-->Division, conflict, and uncertainty in the world can make you pessimistic, or it can point you to powerful wealth-building opportunities. If you’re bullish about the defense industry through the year 2030 and beyond, you’ll definitely want to take a look atGeneral Dynamics(NYSE:GD).As we’ll discover today, General Dynamics stock is a solid and reasonably priced dividend stock that distributes payments every quarter. Instead of chasing the highest yield, we’re picking an underappreciated competitor with the potential to dominate in the coming years.Flying Under the Radar I would propose that, due to constant international frictions, the U.S. defense industry will remain top-of-mind for many years to come. If you truly want to choose a dominant dividend stock that you can hold for the long haul, consider focusing on the aerospace/defense sector.Research and Markets predicts that the U.S. aerospace market will expand at a compound annual growth rate (CAGR) of 2.4% from 2025 to 2034. Furthermore, the research firm identified General Dynamics as a leading manufacturer in the aerospace industry, noting that it “[d]elivers vital solutions across multiple domains.”Truly, General Dynamics is in the right market at the right time. Believe it or not, Research and Markets envisions the military deployable infrastructure market growing to $1.29 billion in 2029 at a CAGR of 6.3%.In addition, Markets and Markets expects the the space militarization market to reach $88.6 billion by 2030 at a CAGR of 7.4% from 2023 to 2030. So clearly, if you’re picking growth stocks to hold through the year 2030, you should go shopping in the aerospace/defense sector.Granted, General Dynamics isn’t quite as famous as its main competitors, which are Boeing(NYSE:BA), Lockheed Martin(NYSE:LMT), and Raytheon Technologies(NYSE:RTX) (also known as RTX Corp.). Yet, the comparative under-the-radar status of General Dynamics is what makes it appealing. If this company evolves from a competitor to a leader in the field, GD stock could mint some new millionaires in a few years’ time.General Dynamics: Finding the Financial FactsGeneral Dynamics stock pays a good dividend, and we’ll get to the specifics of that in a moment. First, however, we need to make sure that the company can afford to continue paying dividends.It’s certainly a positive sign that General Dynamics business unit General Dynamics Information Technology (GDIT) scored a U.S. government contract in May. It’s an enterprise information technology (IT) modernization contract valued at $1.5 billion, so that ought to keep General Dynamics flush with cash for a while.Next, we’ll take a peek at General Dynamics’ financial results for the quarter ended June 29, 2025. The company’s revenue totaled $25.264 billion, indicating 11.3% growth when compared to $22.707 billion in the year-earlier quarter.So far, so good. Moving on to the bottom-line results, General Dynamics’ net income grew from $1.704 billion in the year-earlier quarter to $2.008 billion in the quarter ended June 29, 2025, representing growth of 17.8%.It’s also worth noting that General Dynamics ended its most recently reported quarter with $1.523 billion worth of cash and cash equivalents. Therefore, it should be safe to conclude that the company has sufficient capital reserves and General Dynamics’ dividend will be safe for the foreseeable future.Fair Valuation, Attractive DividendThe next order of business is to determine whether General Dynamics is reasonably valued. After all, you surely wouldn’t want to hold any dividend stock through 2030 if it’s overvalued.To keep it simple and quick, we can use the old stand-by valuation metric, the trailing 12-month price-to-earnings (P/E) ratio. Here’s a comparison of General Dynamics against the company’s best-known peers:General Dynamics’ P/E ratio (as of October 2, 2025): 15.37xLockheed Martin’s P/E ratio: 17.81xRaytheon Technologies/RTX Corp.’s P/E ratio: 36.75xBoeing has no trailing 12-month P/E ratio as the company wasn’t earnings-positive overall during that time frameAs you can see, General Dynamics compares favorably to its competitors in this respect. The big picture looks bright for this lesser-known defense business, and by now, you might already be in the mood to start accumulating shares of GD stock.Loading stock data...Finally, we come to the main attraction, which is General Dynamics’ quarterly dividend. Currently, the company offers a forward annual dividend yield of 1.82%.This might not look spectacular, but it’s an attractive dividend within the aerospace/defense field. What’s important here is that General Dynamics can easily afford to maintain and even grow its dividend if the company’s management chooses to do so.With that in mind, General Dynamics has the makings of an eventual dividend dominator in the fast-expanding defense industry. Don’t even think about sleeping on GD stock over the next several years as General Dynamics offers a potent mix of good value, financial growth, and respectable yield for passive income investors.Want Up To $1,000? SoFi Is Giving New Active Invest Users up to $1k in StockLooking to grow your money but unsure where to begin? SoFi Active Invest is offering a limited-time promotion—open an account, fund it with $50 or more, and you could receive up to $1,000 in complimentary stock for Active Invest accounts.From $0 commission trading to fractional shares and automated investing, this app is designed to simplify investing for everyone, whether you’re just starting or already experienced. Its easy to sign up and secure your bonus.(sponsor)DISCLOSURE:INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUEBrokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options [HYPERLINK: https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdfInvesting in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement [HYPERLINK https://www.sofi.com/iporisk/]. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation [HYPERLINK https://support.sofi.com/hc/en-us/articles/360058602892-How-does-SoFi-allocate-IPO-shares].

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Wall Street Just Realized This Overlooked AI Stock Is Ready to Explode

-->-->Key PointsMicron Technology‘s (MU) HBM chips offer superior performance and its next-gen HBM4 chips promise to accelerate revenue and margin growth.Strong fiscal Q4 earnings beat estimates, but the stock dropped immediately afterwards.Analysts upgrades and price target hikes  show Wall Street waking up to MU’s full potential.It sounds nuts, but SoFi is giving new active invest users up to $1k in stock, see for yourself (Sponsor)-->-->Micron Technology(NASDAQ:MU) has emerged as a key player in the artificial intelligence (AI) ecosystem through its high-bandwidth memory (HBM) chips, which provide the high-speed data processing essential for training large language models and running inference tasks. These chips enable AI accelerators from companies likeNvidia(NASDAQ:NVDA) to handle massive datasets efficiently, positioning MU as a vital supplier amid surging demand from data centers. In its fiscal Q4 earnings report last month, MU delivered revenue of $11.3 billion, up 46% year-over-year, with adjusted earnings of $3.03 per share beating estimates, and guidance for record Q1 2026 revenue of $12.5 billion. Yet, the stock dipped sharply afterward, falling over 7% in the days after, despite the upbeat results. Now, Wall Street is catching on. A wave of upgrades has hit, includingMorgan Stanley‘s shift to overweight with a price target hike from $160 to $220 per share, andItau BBA Securitiesjust initiating coverage with an outperform rating and a $249 per share target — near the high end of industry estimates. These follow boosts from firms likeRosenblatt, which raised its target to $250 per share, signaling broad recognition of MU’s AI-fueled potential.Why MU’s AI Memory Edge Makes It a Must-BuyMicron’s strength lies in its DRAM and HBM leadership, where AI demand is creating a supply crunch. HBM3E chips had been fully booked through 2025, but now with its HBM4 chips, which offer even greater performance, Micron is expecting to see greater growth and profit. Data center revenue declined 22% year-over-year in Q4, even as its cloud memory business saw a massive threefold increase. The shift highlights a strategic change Micron undertook to focus on high-margin, high-performance memory for AI infrastructure, where spending is projected to exceed $200 billion annually by next year.MU’s role in powering GPUs positions it for sustained growth as fiscal 2025 revenue hit $37.3 billion, a 49% jump. Management forecasts retaining its edge in HBM4 chips with any market losses occurring between its rivals in the space.Loading stock data...Undervalued Means OpportunityAt a forward P/E of just 10 and trading at a fraction of Wall Street’s earnings growth rate projections, MU trades below its peers despite faster EPS expansion. Analysts project earnings will double in fiscal 2026 to $16.59 per share. Free cash flow more than doubled in Q4 to $803 million, helping to fund HBM capacity expansions without diluting shareholders. Compared to NVIDIA’s 52x P/E, MU’s valuation is overlooking its market dominance and geopolitical edge as the sole U.S.-based HBM producer, reducing tariff risks. With consensus targets averaging $190 per share — implying modest 3% upside — analyst high-end forecasts at $250, the market is underpricing MU’s $59 billion 2026 revenue projection, a 43% increase. As management is looking for margins to exceed 50%, Micron presents investors with a compelling valuation.Key TakeawayMicron Technology stands out in the AI market with its HBM innovation, offering 30% better power efficiency and 50% higher capacity than rivals, making it indispensable for energy-hungry data centers. WhileSamsungandSK Hynixdominate with 60% combined share, MU’s 21% slice grows fastest, backed by U.S. manufacturing that dodges supply chain vulnerabilities. True competition is limited — only these three scale HBM production amid $130 billion market forecasts by 2033. Buy MU for its undervalued growth as AI tailwinds mark it as a discount bin stock.Get Ready To Retire (Sponsored)Start by taking a quick retirement quiz from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes, or less.Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.Here’s how it works:1. Answer SmartAsset advisor match quiz2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future.

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